#US Housing Market Heats Up Again as Prices Surge and Affordability Worsens”#
US housing prices are moving higher again:
The median sale price rose +2.1% YoY in the 4 weeks ending March 29th, to $391,475, the largest increase in a year.
San Francisco led with the biggest price gains at +12.6%, followed by Detroit at +10.1%, Cincinnati at +8.7%, Milwaukee at +8.7%, and Baltimore at +6.9%.
Since February, median sale prices have surged +$15,000, or +4.0%, the biggest increase for this period of the year since 2023.
Furthermore, the median asking price rose +2.5% YoY to $424,975, near the highest on record.
Meanwhile, the median monthly mortgage payment rose +0.3% YoY to $2,742/mo at a 6.38% mortgage rate, the first increase since October 2025.
Housing affordability is deteriorating.
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