💰 The world is drowning in debt… but who’s actually lending?
The U.S. sits around $36T, China about $15T, and globally we’re near $317T 🌍🤔
So if everyone is in debt… who holds the assets?
The key idea:
Behind every liability, there’s someone holding an asset.
🏦 In today’s system, money is often created through lending not pre-existing.
Banks issue loans → new money enters circulation.
But here’s the twist:
The principal is created, the interest isn’t.
So to service existing debt, new debt keeps getting created.
That’s why total global debt keeps expanding over time.
⚠️ Result:
Wealth tends to concentrate with large institutions, lenders, and capital holders.
💡 Big question:
Is this just how modern economics works…
or a system designed to keep the cycle going?
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