USD.AI (CHIP) is projected to trade between $0.08 and $0.12 in mid-2026, with potential long-term growth towards $0.20–$0.30 by 2030 if AI lending protocols gain traction. Short-term, the token is experiencing high volatility following its listing, with near-term targets between $0.09 and $0.12. Key factors include AI market demand and token unlocks.