**Huma Finance (HUMA)** is the native utility token of the first **PayFi** (Payment Finance) network. Built on Solana and Stellar, it bridges DeFi liquidity with real-world payments like cross-border settlements and credit cards.
**Key Highlights:**
* **Utility:** Used for governance, staking to earn protocol fees, and unlocking advanced features.
* **Supply:** Fixed maximum supply of **10 billion** tokens.
* **Current Status (April 2026):** Trading around **$0.02** with a ~$40M market cap.
* **Innovation:** Features a dual-protocol model with permissionless retail pools and an institutional arm.
HUMA
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