Cardano's founder Charles Hoskinson claims that by 2035, most online activities will be conducted by AI agents, fundamentally shaking the ad-driven business models of tech giants.
During the Consensus Miami 2026 event, Charles Hoskinson made significant statements, asserting that AI agents will become more dominant on the internet than humans within the next decade. According to Hoskinson, this major shift is already terrifying big companies like Google, Amazon, and Facebook, which operate on ad revenue. The renowned figure noted that these tech giants are making massive investments in AI due to their fear of this 'agent revolution,' predicting that a significant portion of searches and commerce will be managed by software rather than people in the future.
Hoskinson emphasizes that AI agents do not click on ads or possess brand preferences like humans, stating that this will disrupt the current digital economy framework. He highlighted the significance of protocols that enable AI agents to make direct and programmable payments over the internet.
Integration of Artificial Intelligence and Cryptocurrency
Hoskinson believes that artificial intelligence could be the best development in the crypto space to date. He notes that AI agents can easily handle complex decentralized finance (DeFi) transactions, technical analyses, and data analytics on behalf of users, and he believes this technology will simplify the user experience. Coinbase CEO Brian Armstrong and Binance founder Changpeng Zhao similarly predict that in the future, AIs will be capable of executing far more financial transactions than humans.
Despite advancing technology, Hoskinson reminds users to take ownership of their own data, identities, and funds, pointing out the risks of reliance on third parties and centralized wallets. Criticizing the fragmented structure of the industry and the chaos created by over 11,000,000 tokens in the market, the Cardano founder advocates for making crypto usage safer and simpler through technical methods like account abstraction. He summarized the current state of the sector by noting that even institutions like JPMorgan, which were once distant from crypto, are now developing their own blockchain products.
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