Hey there! I'm totally with you on that message: for a newbie, Binance Academy and Learn & Earn are definitely some of the best starting points, because you learn while you explore the platform. YouTube videos can also help, but I'd advise cross-referencing with official sources (Academy, FAQ, Binance announcements) to avoid outdated info or fake tutorials. And your reminder "don't risk anything if you don't understand" is spot on: start small, activate 2FA, and never share your codes/seed phrase. For $XRP, keep in mind that it's super sensitive to news and market cycles, so tread carefully and DYOR.