Morpho Update: The Future of Salary Fees Flowing into Stablecoins and Vaults #morpho $MORPHO
At the Blockchain Summit 2025 hosted by Pantera Capital, Morpho – a universal lending platform on blockchain – participated in a lively panel discussion on the topic “Wall Street Goes Onchain.” Notable speakers included Paul Frambot (Morpho), Franklin Bi (Pantera), Jay B. Heller (Nasdaq), and Chris Moyall (Apollo Global). They explored how traditional finance (TradFi) converges with DeFi, focusing on tokenization and on-chain capital flows.
A major highlight was the model “Salary → Stablecoin → Vault”: Cash will transfer directly into stablecoins, which will then flow into vaults on Morpho to automatically generate profits without intervention. “Every penny earned will generate profit until it is spent,” Paul Frambot emphasized. This idea extends to corporate treasuries, leveraging $4 trillion in on-chain liquidity to distribute TradFi products. Not just fintech, even regulated banks like Société Générale are attracted.
Morpho Markets V2 is introduced as a solution tailored for TradFi institutions, supporting fixed terms, fixed interest rates, while also flexibly transitioning to volatility.
The panel also discussed DeFi insurance, real-time financing, and institutional hedging, with Morpho-Apollo as a parallel model.
This convergence not only addresses “dead capital” for modern workers but also reshapes the global market. Morpho is leading the revolution, turning on-chain into the “New Wall Street.”