The lending market used to be 'put in → wait for interest rate → automatic borrowing.'
But the future won't be like this.
The future of lending will be:
Give me the pool that best matches my risk/return preferences.
Predictable liquidation paths
Interest rates automatically adjusted according to strategies
Collateral re-evaluated in real-time
Borrowers and lenders matched intelligently
Risk isolated by asset characteristics
What Morpho is doing is precisely the prototype of this future structure.
Lending has never been 'the bigger the pool, the better,' but rather 'the more refined the structure, the better.'
Morpho has accelerated this trend by a few years.
What do you think lending will evolve into in the future? Like CEX? Like a bank? Or a completely new structure?
@Morpho Labs 🦋 #Morpho $MORPHO
