In the era of digital finance, the balance between privacy protection and profit acquisition has become a core issue of concern for users. Especially in the DeFi field, while the transparency of blockchain brings trust advantages, it also exposes users' transaction privacy, causing some users to hesitate due to concerns about privacy leakage. Morpho, as an innovator in the DeFi lending sector, deeply understands users' needs for privacy. By integrating privacy tools and optimizing privacy protection mechanisms, it has created a compliant privacy lending ecosystem that achieves a perfect balance between privacy protection and high returns, providing users with safer and more private lending options.