Previously, DeFi transaction fees were high, and small users couldn't afford it. Morpho's Layer2 ecosystem directly breaks this barrier, allowing more people to participate:
① Transaction fees are super cheap, small amounts are also cost-effective
Using Morpho on Layer2 like Arbitrum and Optimism, borrowing 100 USDT only costs 0.2 dollars in fees, which is less than 1% of the mainnet—previously, the mainnet fees were higher than the borrowed principal. Now students and beginners can try with a few hundred bucks without 'shying away'.
② Automatically recommend the best chain without having to choose yourself
The system will recommend the most suitable Layer2 based on your needs:
If you want speed, use Arbitrum (2 seconds for transaction confirmation);
If you want it cheaper, use Base (Gas fees are 30% lower than Arbitrum);
No need to research 'which chain is good', just choose the system recommendation, even beginners won't make a wrong choice.
③ Simple interface + complete tutorials, quick to get started
The Layer2 version has a simplified interface, key information (interest rates, earnings, action buttons) is displayed in large font, making it easy for the elderly to see; it also comes with a step-by-step graphical tutorial, such as 'how to transfer USDT from the mainnet to Base, how to borrow coins on Layer2', even explaining 'how to set Gas fees' clearly, allowing beginners to learn and get started in 10 minutes.
Currently, among Layer2 users, 60% are newcomers who have never engaged with DeFi before—Morpho truly brings DeFi into the lives of ordinary people.
