It's not that the points are bad,
it's that the mindset is unstable.

Waiting for a lower price out of fear of missing out,
waiting for a higher price out of fear of overpaying.

You're not waiting for the points,
you're waiting for a perfect illusion.

But the market never offers perfection,
it only offers opportunities.

Those who can decisively take action,
always win over those who procrastinate.