BTC trades $91K (+1.1%) amid $3.79B ETF outflows, ETH $3,060 (+1.4%), SOL $130 (+0.8%)—yet Visa's stablecoin settlement expansion and UK's DeFi tax tweaks spotlight utility over hype. FSB's partial progress slam? Urges fixes for trillions in flows. This recovery? Prime for pros in compliant DeFi audits and payment pilots. At Cointract, verified freelancers optimize these via hybrid escrow for crypto/fiat stability. With MiCA Dec rollout, does Visa's move turbo freelance in cross-border jobs? What's your AM bet on tax clarity reshaping Web3 talent? #cointract #VisaStablecoin #Web3DeFi