The Ripple ecosystem has just marked a before and after in the history of digital assets. This week, RLUSD, the stablecoin linked to the US dollar, has solidified its position by officially entering the Top 5 of the most important stablecoins in the world, surpassing competitors that had been in the market for years.
This growth is not a coincidence. While other stablecoins operate in gray areas, RLUSD has been born under the strict compliance of the NYDFS (New York) and, more recently, under the federal supervision of the OCC, following the creation of the Ripple National Trust Bank.
🏦 A giant designed for institutions
Unlike Tether (USDT), which dominates the retail market and speculative trading, RLUSD has been designed as the "trust bridge" for traditional banking. Its recent expansion to Layer 2 networks like Base, Optimism, and Kraken Ink demonstrates that Ripple is not only looking to dominate cross-border payments but also to be the pillar of liquidity in the institutional DeFi ecosystem.
❓ Can I buy RLUSD from Binance?
This is the question that thousands of investors are asking after seeing the meteoric rise of the asset. Here we detail the real situation as of today, December 22, 2025:
🚫 Not directly on the Centralized Exchange (CEX)
The short answer is no directly. If you enter the classic Binance interface and look for the RLUSD/USDT pair, you will not see it listed. Ripple has opted for a selective deployment, prioritizing platforms with specific fiduciary custody licenses such as Uphold, Bitstamp, Bitso, and MoonPay.
⚖️ The regulatory factor: Why isn't it on the "Spot"?
RLUSD is one of the most monitored currencies in the world. Being regulated by the NYDFS, exchanges like Binance must pass extremely rigorous compliance audits before offering it to the general public. Binance tends to be cautious with these listings to avoid conflicts with U.S. regulators.
Conclusion
If your goal is simply to move money for quick trading, USDT or USDC remain the most efficient options on Binance. However, RLUSD is the winning choice if you are looking for:
Maximum Security: Backed by dollar deposits and Treasury bonds audited monthly.
Institutional Interaction: It is the key to the future financial and banking services that Ripple is deploying globally.
