To get straight to the point, let's assume a relatively conservative but not too frugal living goal: an annual disposable expenditure of 100,000, not considering principal growth, only looking at stable cash flow, accepting on-chain risks but rejecting high volatility speculation.
So the core goal is to look at the annualized return rate (APY).
An annual return of 5% requires a principal of 2 million.
An annual return of 8% requires a principal of 1.25 million.
An annual return of 10% requires a principal of 1 million.
Therefore, to achieve the goal of lying flat with 1 million is enough. But at this point, you will definitely ask where to find products with an annual return of 10%?
My answer is to try USDD.
USDD is an over-collateralized decentralized stablecoin. It builds a stablecoin system through mechanisms such as over-collateralization, full-chain transparency, and verifiable yields. The stablecoin yield is achieved through smart allocators, stability fees, and liquidation fees.
USDD offers a variety of yield options for users to choose from
1. Want peace of mind: leave it on a centralized platform or JustLend DAO, 10% APY.
2. Want to stack: limited-time incentive activities/LP, higher yields, APY can reach up to 23%+.
3. Want multi-chain: USDD → sUSDD, on Ethereum and BNB Chain, about 12% benchmark yield, available for deposit and withdrawal at any time.
Moreover, USDD has been launched on the Binance wallet Yeild+, and participating through the wallet can also share additional rewards.
Put your money in the right place to achieve a passive income goal, with stable cash flow, the verifiable yield of USDD is at least a relatively mature choice.
@USDD - Decentralized USD #USDD以稳见信