Have you noticed that
it's become increasingly difficult to make money in the past two years?

Housing prices have dropped, and the stock market is also sluggish,
job opportunities have decreased, even friends around me in business are complaining it's tough.
But what if I told you that
someone predicted all of this ten years ago, would you believe it?

This person is Zhou Jintao,
an economist known as the King of Cycles.

At the beginning of 2016, he said in a speech:
China's housing market has peaked, and gold will rise significantly next,
and he advised everyone to sell their houses and buy gold.
At that time, almost no one believed him.

Because shortly after the speech,
housing prices nationwide soared again,
Gold is lying on the ground, motionless.
Those who caught this wave of skyrocketing housing prices,
early regarded his words as a joke.

But as of today, 2025,
take another look:
In many cities, housing prices have already fallen back to 2016 levels,
while the price of gold has surged from $1200 per ounce to $4500.
Zhou Jintao's predictions have all come true.

What's more incredible is that as early as 2007,
he had predicted the global financial crisis of 2008.
Unfortunately, this legendary figure passed away shortly after his prediction in 2016,
at the age of just 44. Some say he revealed too many secrets.

Will you be able to get rich in your lifetime,
is actually determined at birth?

Zhou Jintao has a famous saying:
Wealth in life relies on the Kondratieff wave.

What does it mean?
It means the time and place you were born,
are more decisive in determining how much money you can earn than your abilities.

Sounds heart-wrenching,
but let me give you an example and you'll understand.

Imagine you opened a milk tea shop.
At first, you are the only milk tea shop on this street,
business is booming and people have to queue,
counting money until your hands hurt every day.
This is the period of prosperity
—— you caught the good times.

A year later, Old Wang across the street sees you making money and opens one too.
Although customers are divided, everyone can still earn.
This is the steady period.

Another two years later,
the whole street has opened more than a dozen milk tea shops.
Everyone starts crazy price cuts and promotions,
each store can barely break even.
This is the period of recession.

In the end, half of the shops close down,
and the rest are struggling.
This is the period of depression
—— overcapacity and severe competition.

Until one day, you suddenly develop tea coffee
—— a new drink that combines coffee and tea.
This innovation makes your shop popular again,
starting a new round of prosperity.
This is the new cycle brought by technological revolution.

The story of this milk tea shop,
is a microcosm of the economic cycle.

Why do some people make money while lying down,
while others struggle and fail?

If you were born in Japan in the 1930s,
entering the workforce in your 20s,
you just happened to catch the economic boom in Japan.
Holding a secure job,
year-end bonuses are plentiful,
you can buy a house and a car after a few years of work,
and then wait for the housing prices to soar in the 70s and 80s.
You started with a royal flush.

But if you were born in Japan in the 1980s,
it would be completely different:
your parents were unemployed during your childhood,
and finding a job after growing up is difficult,
housing prices remain depressed, and you dare not spend,
dare not marry, and dare not have children.
A whole generation fell into a low-desire society.

The same principle applies,
in the United States in the 50s and 60s,
an ordinary blue-collar worker's income could support the whole family,
buy a car and a house, pay off the mortgage in ten years, and still save for retirement.

But if you entered the U.S. job market in the 1980s,
you faced factory closures, manufacturing moving abroad,
soaring inflation, high unemployment rates, and a difficult life.

Why is it that the same effort leads to such different fates?
Because there is an invisible hand controlling the economic cycle.

Kondratieff wave: the 50-year curse that determines national fate
This invisible hand is the Kondratieff wave.

In 1925, Russian economist Kondratieff discovered that
the world economy goes through a complete cycle every 50 to 60 years:
prosperity, recession, depression, and recovery.
Each new cycle begins,
accompanied by a technological revolution.

Sounds mysterious? Let's look at history:
The first Kondratieff wave (1782-1845):
steam engines and textile machines, Britain became the world superpower.

The second Kondratieff wave (1845-1892):
steel and railways, the United States began to rise.

The third Kondratieff wave (1892-1948):
electrification and assembly lines drove large-scale infrastructure and real estate.

The fourth Kondratieff wave (1948-1991):
electronic technology and semiconductor revolution.

The fifth Kondratieff wave (1991-2035):
the internet and information technology, currently at the end of the depression.

Zhou Jintao said that in a person's life, there are about three opportunities to get rich,
each spaced 18 to 20 years apart.
Seize one, and you are middle class;
seize two, and you can跨越阶层.

2026: the turning point that changes everything
Zhou Jintao predicted in 2016,
that 2019 would be an important low point.
Although there were deviations in timing due to the pandemic and other black swan events,
the general direction is correct.

At that time, he also said:
After 2015, I will never buy a house in China.
Many people laughed at him. But look at the present,
China's housing prices began to plummet after peaking in 2021,
even properties in first-tier cities are falling.

More importantly,
Zhou Jintao predicted that the next big turning point would occur in 2026-2027.
What does this turning point mean?
It means multiple economic cycles are hitting bottom simultaneously
—— this is the best time to buy.

Just like we mentioned at the beginning about the milk tea shop,
when most of the shops on the street have almost closed down,
and the remaining ones are struggling,
if you still have money at this time,
this is the best opportunity to bottom out.
Because next, a new technological revolution is about to come.
And what will bring recovery this time,
is likely to be artificial intelligence (AI).

AI: the next opportunity to change fate
2025 is called the year of AI.
Giants like Amazon, Microsoft, Google, and Meta
have already invested $300 billion in building AI infrastructure.

Just like the internet in the 90s,
AI is becoming the next technology that will change the world.
Those who seized the internet dividend back then,
created Alibaba, Tencent, and ByteDance.
Now, AI is that new internet.

Returning to our milk tea shop metaphor:
If the internet era is moving the milk tea shop online,
with Meituan and Ele.me delivering for you;
then the AI era is using robots to automatically make milk tea,
using algorithms to accurately predict customer demand,
and using autonomous delivery.
This is a complete revolution.

How can ordinary people seize this opportunity?
Zhou Jintao's theory tells us,
the truly life-changing opportunities,
are not about watching the stock market's ups and downs every day,
but about positioning at the low points of the big cycle.

If 2026-2027 is indeed that resonant low point,
what can we do now?

First, do not blindly buy houses.
The golden age of real estate has passed,
especially against the backdrop of population peaking,
and urbanization slowing down.

Second, pay attention to safe-haven assets like gold.
During times of high economic uncertainty,
gold is often the safest choice.

Most importantly, learn and embrace new technologies.
Whether it's AI, programming, data analysis,
or new energy, biotechnology,
these are all the hot spots of the next cycle.

Zhou Jintao said: Wealth in life relies on the Kondratieff wave,
the key is to do the right thing at the right time.

Now, we may be standing at the door of that right time.
Whether we can seize it depends on whether you are prepared.

Remember, history does not repeat itself,
but it is always astonishingly similar.
Behind every crisis,
lies the seeds of the next prosperity.


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