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麦子-Mace
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The Truth about the CLARITY Bill: Your Stablecoin Interest Could Be Zero Overnight
"The 3.5% yield on stablecoins might be gone next month."
This is not alarmism. In January 2026, a bill called CLARITY is undergoing intense negotiations on Capitol Hill in Washington. The outcome of this negotiation will directly determine whether the USDC and USDT in your wallet can continue to "earn interest."
Why did the CEO of Coinbase suddenly turn against?
In simple terms: the banks are anxious.
Traditional banks have seen depositors move their money from 0.1% savings accounts to stablecoins for a 3.5% yield, losing over $20 billion each month. As a result, they are frantically lobbying to insert a clause in the CLARITY bill: prohibiting interest on stablecoins.
This is not alarmism. In January 2026, a bill called CLARITY is undergoing intense negotiations on Capitol Hill in Washington. The outcome of this negotiation will directly determine whether the USDC and USDT in your wallet can continue to "earn interest."
Why did the CEO of Coinbase suddenly turn against?
In simple terms: the banks are anxious.
Traditional banks have seen depositors move their money from 0.1% savings accounts to stablecoins for a 3.5% yield, losing over $20 billion each month. As a result, they are frantically lobbying to insert a clause in the CLARITY bill: prohibiting interest on stablecoins.
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