**Product Feature: Utilizing Real-Time Payments (RTP) for USD Deposits**

Paxos clients are empowered to fund their accounts via instant USD bank transfers that operate 24/7/365, completely bypassing the wait times associated with standard business hours.

Provided by The Clearing House, RTP is a modern US payment network designed to facilitate immediate, around-the-clock bank-to-bank USD transfers. It is recognized as one of the most secure and rapid methods for moving dollars today, having successfully processed over $1T in volume.

For Paxos clients, this capability ensures you can deposit USD from your bank instantly at any time, covering both weekends and holidays. This leverages traditional rails to provide a cost-effective, fast, and secure dollar movement solution.

While stablecoins represent 24/7 on-chain movement, RTP introduces this continuous availability to USD banking deposits for Paxos users. You can now move dollars into your account instantly—whether it is a federal holiday or 2AM on Saturday.