The shift to digital payments is not about convenience. It is about absolute control. While we use the card for everything, our "virtual" money is, in fact, traditional fiat money, but in digital form, perfect for surveillance.
Here is the brutal truth:
1. No Anonymity, No Privacy
Every digital transaction is recorded. Governments and banks can see exactly what you buy, where, and when. Financial anonymity, an essential component of freedom, completely disappears.