Huma @Huma Finance 🟣 Huma gave an excellent speech on the third day at CatLumpurr in Erbil.
I strongly recommend everyone to seriously watch this approximately 14-minute speech.
I summarized the main points of the speech:
1. Illustrate the disadvantages of traditional finance through the experience of being unable to transfer personal legitimate funds from a dollar account in Turkey to a dollar account in the U.S. for 3 months.
2. Huma is leveraging stablecoins to restructure the global transaction banking system and has made significant progress:
• Supported the launch of Rain Cards and made it one of the largest Visa stablecoin card providers.
• In the field of cross-border payments, helping Amazon merchants achieve T+0 collection
• Entering the trade finance sector that accounts for 25% of global GDP
3. PayFi is Freedom;
4. Huma's TTV is about to break 10 billion USD, which is more than twice Visa's annual stablecoin transaction volume;
5. Huma is the first liquidity product embedded in the Circle Payment Network (CPN);
6. Huma provides financing for rare earth resource transactions;
7. Huma's PST and Prime are built on the infrastructure of Jupiter (Jupiter Lend Inside);
8. Introduction to the operational mechanism of Defensive Looping™;
9. JupSOL will be the first native asset after Reserve goes live;
10. Just use JUPITER, Just use HUMA.
What impressed me most during the entire speech was:
TTV's strong growth and PayFi is Freedom.
During Erbil's speech, TTV was just a little short of 10 billion USD, and now it has strongly broken through!
Congratulations to Huma for crossing this milestone, it is another new starting point.
According to Dune's data, I compared the TTV growth data between February 4, 2025 and February 4, 2026:
February 4, 2025 → 3.1 billion USD
February 4, 2026 → 10 billion USD
Year-on-year growth rate — 222.58%!
Huma TTV growth comparison
At this growth rate,
Achieving the set goal of TTV reaching 25 billion USD by 2026, So easy!
A truly crazy achievement!
No wonder Erbil proudly said during the speech:
Huma's TTV is more than twice Visa's annual stablecoin transaction volume of 4.6 billion USD!
Of course, there may be some who are unconvinced, thinking that Huma's 10 billion USD wasn't achieved in a year...
For those who are unconvinced, just keep hitting until they are convinced:
According to Dune's data, Huma's TTV for 2025 is 6.3 billion, significantly surpassing Visa's 4.6 billion
—— Do you accept it or not?!
The poster celebrating the TTV breakthrough of 10 billion USD is something I prepared months ago.
The main content features Nezha holding a fire spear and stepping on Huma's wind and fire wheel.
TTV breakthrough 10 billion USD poster
Why choose Nezha? That's a good question!
Because in my opinion, Nezha's spirit of "my fate is determined by me, not by heaven" perfectly aligns with Huma's mission to reconstruct the global transaction banking system.
Erbil also mentioned during the speech that he encountered traditional finance's "strangling":
Legitimate funds cannot be freely transferred, and even after spending 3 months, it remains incomplete...
Faced with this, one can't help but ask:
• Whether it's a demon or an immortal, who has the right to define it?
• Why can't money earned legally be transferred freely?
• Why constrain ourselves to an inefficient and closed traditional financial system?
So,
Freedom has never just been a slogan
PayFi is Freedom — but not!
PayFi is Freedom!
Huma is not only shouting for PayFi but also making immense efforts to break all those inefficient and closed traditional financial systems. At the current growth momentum, T+0 may become the norm in less than the 5 years predicted by Richard, and Erbil's experiences may never happen again. At that time, finance will truly be borderless.
I think this is also the driving force behind Huma's continuous remarkable achievements!
PayFi is Freedom!
Just use HUMA.