Lyna_Ros_1107043411

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<t-219/>#learn2earn
#Binance
Bienvenido a nuestro curso gratuito sobre "criptomonedas digitales". Este curso te enseñará los fundamentos sobre las monedas digitales y te explicará la idea de blockchain, el proceso de minería, cómo comerciar y te explicará la idea de inversión y comercio en el mercado de las criptomonedas.
Capítulo primero:
El capítulo primero de este curso tiene como objetivo simplificar la idea de la moneda digital. ¡Siéntate, relájate y disfruta leyendo sobre la innovación de las criptomonedas.

日本政府は地方債のデジタル証券化を可能にする法案を2026年国会に提出する。ブロックチェーンでコスト削減と投資家管理を効率化する。
Key Notes
政府は地方債のデジタル証券化に向けた法案を2026年の通常国会に提出する方針だ.ブロックチェーン活用により仲介業者を介さない発行や即時決済が可能になる.金銭的利益に加え、地域特典や社会貢献を含む、トリプルリターンが期待されている.
日本政府は23日、地方自治体が発行する地方債をデジタル証券として発行可能にするための関連法案を、2026年の通常国会に提出する方針を固めたと報じられた。
デジタル証券化による効率化と透明性
日本経済新聞の報道によると、政府はブロックチェーン技術を活用したセキュリティ・トークンによる地方債発行を推進する方針だ。
新たな枠組みは、地方自治体との協議を踏まえたうえで法整備を進め、2025年12月末までに正式決定される見通しである。
現行の地方債発行では、証券会社や銀行などの仲介業者を介するのが一般的だが、法改正により自治体が投資家へ直接発行できる仕組みが検討されている。これにより、仲介コストの削減や手続きの迅速化が期待される。
また、デジタル証券化によって投資家情報をリアルタイムで把握でき、即時決済も可能となる。
所有者管理の効率化を通じて、金融庁が進める資本市場の近代化にも資する取り組みであり、地方債はそのパイロットケースと位置づけられている。
トリプルリターンで投資家層を拡大
この政策転換の背景には、ブロックチェーン技術を活用した新たな資金調達モデルへの期待がある。証券弁護士の本田元治氏は、デジタル地方債の成功にはトリプルリターンの設計が不可欠だと指摘する。
これは、金銭的利回りに加え、地域施設の利用権などの非金銭的特典、さらに地域活性化に貢献するという社会的・心理的価値を組み合わせる考え方だ。
利回りが低くても、こうした付加価値を提供することで投資家の関心を引きつけられる可能性がある。野村総合研究所のデータでも、社会的リターンが投資家の低利回りに対する許容度を高める効果が示されている。
実装面では、自治体による自己募集や、利払いに地域銀行発行のステーブルコインを活用する仕組みなどが検討されている。これにより、発行コストの高さや投資家層の限定といった課題の解消を目指す。
北海道や島根県では、すでに試験的な取り組みの準備が進んでいるという。
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SBI VC Trade y Aplus comenzarán una prueba de concepto de pagos en tienda utilizando USDC en la primavera de 2026. Se validará un modelo de pago QR para el inbound.
Notas Clave
SBI VC Trade y Aplus comenzarán una prueba de concepto de pagos con USDC en la primavera de 2026.
Los usuarios pagarán con USDC y las tiendas recibirán en yenes japoneses.
Aprovechando las licencias de proveedores de métodos de pago electrónico, se busca aprovechar la demanda de inbound.
La bolsa de criptomonedas SBI VC Trade y la compañía de crédito Aplus anunciaron el 25 que comenzarán una prueba de concepto de pagos en tienda utilizando la stablecoin USDC para la primavera de 2026.

Binance added USD1 to its Booster program to offer a 20% yield, while the stablecoin sees a $150 million jump in its market cap.
Key Notes
USD1 market capitalization has moved from $2.74 billion to more than $2.91 billionThis massive uptick comes after Binance announced a yield program linked to the token.World Liberty Financial (WLFI) is working on rolling out a debit card with a retail application, linked to USD1.
The USD1 stablecoin saw its market capitalization climb by $150 million on December 24, coinciding with the period when Binance announced a yield program linked to the token. The new booster incentive program is said to offer up to 20% yield. Meanwhile, the rally in market capitalization has made USD1 the seventh-largest stablecoin in the crypto industry.
Binance Announces 20% APR Yield for USD1
The World Liberty Financial USD (USD1) stablecoin, which is linked to the family of President Donald Trump, recently saw its market cap move from $2.74 billion to $2.89 billion in hours.
At the time of this writing, it has climbed further to $2.91 billion, according to CoinMarketCap data. This surge is suspected to be catalyzed by a recent Binance announcement.
The top cryptocurrency exchange added USD1 to its Booster program. Notably, this new offering is limited to 50,000 USD1 deposits and offers a 20% Annual Percentage Rate (APR).
Related article: Binance Coin Eyes Rebound as KGST Listing Fuels New Community Hype
This yield is part of Binance’s usual Earn program, with a special addition of USD1. This program has a limited period of subscription, which is from Dec. 24 to Jan. 23, 2026.
The “first promotion” was designed to “help USD1 holders to maximize their rewards.” The integration program will see USD1 join the numerous projects that Binance has supported in recent times.
It is worth noting that the closeness of both entities was once questioned, especially with respect to Changpeng Zhao’s pardon earlier this year.
Development within the USD1 Ecosystem
During the Blockchain Week 2025, which was held in Seoul in September, World Liberty Financial (WLFI) announced its plans to roll out a debit card with a retail application.
This is designed to help the stakeholders of interest facilitate seamless transactions for USD1, which will integrate with Apple Pay.
Zak Folkman, the co-founder of World Liberty Financial, noted that the app will function as a blend of “Venmo meets Robinhood.” With this, it can integrate a Web2-style peer-to-peer payments with trading features that are similar to Robinhood.
This debit card from the company will likely complement the project’s upcoming retail application, which will launch in the near future.
#Write2Earn
$USD1

El precio de Zcash aumentó alrededor del 10% a nivel de $446, en medio de un fuerte sentimiento alcista, ya que el volumen de comercio diario aumentó más del 50%.
Notas Clave
La acción del precio de ZCash continúa respetando una línea de tendencia ascendente, con una fuerte demanda identificada entre $388–$400.
Los datos en cadena muestran que una nueva cartera creada retiró 30,000 ZEC, por un valor de $13.25 millones, de la plataforma de intercambio de criptomonedas Binance.
ZEC también lidera las entradas de capital diarias con casi $67 millones.
A medida que el mercado de criptomonedas más amplio muestra signos de consolidación, ZCash ZEC$446.2 ha desafiado la tendencia con una subida del 10% el 25 de diciembre. ZEC ahora se cotiza a niveles de $446 con su capitalización de mercado superando nuevamente los $7.3 mil millones. Los volúmenes de comercio también han aumentado significativamente, mostrando un renovado interés de compra por el activo.

After a $50M USDT theft via “address poisoning,” CZ urges wallets to auto-block spoofed addresses, hide dust spam, and add stronger send warnings.
Key Notes
CZ proposes wallet-level blocks and UI filters to stop “poison” addresses and copy-paste traps.Case in point: an investor mis-sent ~$50M USDT to a look-alike address; funds were quickly split and obfuscated.Binance security tracks millions of poisoned addresses; phishing-style losses remain elevated across the sector.
Binance co-founder Changpeng “CZ” Zhao urged crypto wallets to detect and block address-poisoning scams automatically. He proposed industry-wide blacklists and UI filtering after an investor mistakenly sent $50 million in USDT to a spoofed address last week.
In a post titled “Let’s Eradicate the Poison Scams,” Zhao said wallets should query known “poison addresses,” warn or block users, and hide zero-value spam that clutters histories. He added that Binance Wallet already performs such checks. 
What’s Behind the Address Poisoning Scams
A “poison wallet,” or address poisoning scam, is a crypto trick where attackers send tiny amounts of crypto (dust) from a fake address that looks like a frequent contact’s address to your wallet, hoping you’ll copy the fake one later and send funds to them instead of the real person. It works by exploiting user habits, making you accidentally send crypto to the scammer’s address, which is just one character different from the real one, making it hard to spot. 
The renewed push follows a high-profile loss on Dec. 19, when a whale copied a look-alike address from their transaction history and transferred 49,999,950 USDT to the attacker. On-chain records show funds leaving the victim’s wallet and arriving at a phishing-tagged address.  Security write-ups indicate the thief quickly converted the USDT and split the proceeds across multiple wallets, with part of the haul routed through Tornado Cash to obfuscate the trail. 

Cointelegraph’s recapnotes similar cases this year and says Binance’s security team has cataloged ~15 million poisoned addresses across networks via an in-house detection algorithm. 
The $50 million incident also lands amid a broader uptick in phishing-style losses. ScamSniffer tallied $7.77M in losses across 6,344 victims in November alone, while CertiK estimates $3.3 billion in crypto losses in 2025, with phishing and wallet compromises accounting for a significant share. 

What CZ Wants Wallets to Do
Blacklist queries: Check recipients against shared, real-time lists of poisoned addresses and block or warn before users hit “send.” Spam/dust filtering: Hide tiny “dust” transfers that poison address histories. Prominent warnings: Default safety prompts when copying from history or when first/last characters match a known spoof pattern.
Why It Matters
Wallet-side controls are a software fix for a human-factor exploit. If widely adopted, blacklist checks and UI changes could neutralize one of crypto’s most common, high-impact scams without altering base-layer protocols.
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UNIfication convierte UNI de un token de gobernanza pasivo en un proxy impulsado por quema en el intercambio de Uniswap y los ingresos de L2.
Notas Clave
UNIfication fue aprobado el 25 de diciembre con 125,342,017 UNI SÍ frente a 742 NO.
Uniswap quemará 100M UNI de la tesorería.
Elimina aproximadamente el 16% del suministro total.
La gobernanza de Uniswap aprobó la reestructuración de UNIfication el 25 de diciembre, bloqueando una quema de tesorería de 100 millones de UNI. La votación también activó tarifas de protocolo que financiarán la destrucción continua de UNI$5.92, según la propuesta finalizada en el foro de Uniswap y el blog de Labs.

Trust Wallet’s users lost roughly $7 million to hackers due to a security flaw in its 2.68 version.
Key Notes
A browser extension hack targeting Trust Wallet users resulted in millions of dollars in stolen crypto.The issue was allegedly due to a bad extension update — version 2.68.Mobile wallet users were safe, but the company urged web users to upgrade the browser extension.
Trust Wallet, a non-custodial crypto wallet owned by Binance co-founder Changpeng “CZ” Zhao, has confirmed a security incident involving its browser wallet extension, resulting in $6.77 million in user losses.
According to an X post by Lookonchain, the hacker sent $4.25 million of the stolen funds to centralized crypto exchanges and platforms like KuCoin, HTX, ChangeNOW, and FixedFloat.

On-chain data show that the attacker stole a range of digital assets from Trust Wallet users, including BTC$88 560 , ETH$2 958 , USDT, USDC, and BNB$840.4 , among others.
The issue affected version 2.68 of the browser extension, Trust Wallet wrote in its statement. The company urged its users to update their wallets to version 2.69 immediately to avoid further losses.

The incident appears linked to malicious code in the extension that triggered when users imported a seed phrase.
Trust Wallet confirmed that mobile users and other extension versions were not affected.
CZ Promises Compensation
Zhao, who owns a majority stake in Trust Wallet, said that the company will “cover” the user losses.

Insider Hack?
In response to Zhao’s X post, some community members alleged that the hack was an insider job because of simple flaws in the platform’s code.

“There aren’t even Unicode letters in this; it’s literally screaming, ‘I’m phishing.’ How could no one, no automated unit test, no procedure catch this?” Jay Nasr, the chief technology officer at Kuvi and Altura, responded.
Some users emphasized that only returning the funds won’t guarantee a similar incident won’t happen and urged Trust Wallet to “tighten the loopholes.”
Trust Wallet Token Price Affected
The Trust Wallet Token (TWT) fell from $0.82 to $0.76 just a few hours after the hack, but soon regained traction. TWT is currently back to the $0.82 zone, with a market cap of $353 million.
According to data from DefiLlama, Trust Wallet made a $13.59 million profit in 2025 so far, a 25% decline from 2024’s $18.13 million profit.
The leading crypto wallet claimed last week that its user base had crossed 220 million in 2025.
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The Crypto Fear & Greed Index has printed ‘Extreme Fear’ for 14 straight days: way longer than during the FTX collapse.
Key Notes
Crypto Fear & Greed Index has stayed in ‘Extreme Fear’ (0–24) for 14 straight days.It outlasts the index’s extreme readings during the November 2022 FTX collapse.BTC trades around $88,000, roughly five times higher than during the FTX crash.
The Crypto Fear & Greed Index has printed ‘Extreme Fear’ for 14 straight days. On December 26, it stands at 20. This means a longer stretch of deep pessimism than during the November 2022 FTX collapse, even as BTC$88 595 trades around the $88,000 level, roughly 5x its FTX-era price.

Fear & Greed index on December 26, 2025
Crypto Prices Today: Why Is the Fear Extreme?
The index, maintained by Alternative.me, is built from volatility, volume, dominance, and social data. It showed fewer consecutive ‘Extreme Fear’ closes during the FTX blow‑up in November 2022. During the FTX event, Bitcoin price nuked through $20,000 to sub‑$16,000 in days, and the index briefly cratered. Liquidity evaporated, and centralized credit froze.
Today’s setup looks different. Prices are elevated, but sentiment is not. BTC sits near $88,000 (~0.0–0.5% on the day, data from BTC/USD spot across major venues). The Fear & Greed Index sits at 20, firmly in its 0–24 ‘Extreme Fear’ band.

Bitcoin price on the Christmas week | Source: CoinMarketCap.com
The broader market trades sideways. Coingecko’s sector tracker shows NFT-related tokens down about 7.4% over 24h. In contrast, baskets tied to AI and SocialFi names show small positive returns in the low single digits, suggesting a rotation rather than an outright risk-on appetite.
Today, BTC trades more than five times higher than during the FTX collapse, spot ETF flows for Bitcoin and other currencies exist, and yet the same fear gauge remains pinned near the lows for two whole weeks, reflecting persistent anxiety rather than a single shock.
Macro and regulatory pressure sit in the background. U.S. rates remain restrictive by post‑2010 standards. Multiple U.S. agencies continue to exert enforcement pressure on centralized venues and stablecoin issuers. Binance still faces monitoring post-settlement, though other major cases, such as Coinbase and Ripple, were dropped.
Derivatives show similar caution. Funding on major BTC perpetuals has compressed around flat or slightly negative in recent sessions, and open interest has come off local highs, indicating reduced leverage rather than frothy long positioning. Spot volumes remain muted compared with the early‑2024 ETF launch window, even though price trades near all‑time highs.
The result is a market that looks rich on a long‑term chart yet still trades as if participants expect another rug pull
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Los ETFs de XRP han continuado su racha ininterrumpida de flujos de entrada netos, con $1.12 mil millones registrados en flujos de entrada netos acumulativos.
Notas ey
Los ETFs de XRP han registrado consistentemente flujos de entrada netos, una señal de adopción sostenida.
Los productos ETF registraron alrededor de $43.9 millones en flujos de entrada netos el 22 de diciembre.
El precio de XRP aún está rezagado, una prueba de métricas de ecosistema divergentes para la altcoin.
Los productos de ETF de XRP han sorprendido al mercado de criptomonedas más amplio con sus enormes flujos de entrada, mientras que algunos otros fondos de altcoins luchan por encontrar estabilidad.

Los validadores de Gnosis Chain que no sigan el hard fork de los fondos de Balancer pueden enfrentar penalizaciones en los siguientes días, advierte la cuenta oficial.
Notas Clave
Los operadores de nodos de Gnosis Chain que se nieguen a seguir el hard fork para recuperar los fondos de Balancer enfrentarán penalizaciones que van desde la suspensión de recompensas de staking hasta, potencialmente, el slashing.
El hard fork ocurrió tras la publicación de Philippe Schommer el 12 de diciembre, ejecutado el 22 de diciembre con la actualización de la red.
La comunidad estaba dividida y los expertos se preocuparon por establecer un precedente: “¿Hacemos un hard fork por cada hack?” cuestionó Ignas DeFi.

Las salidas de ballenas 3.8B tokens PUMP con una pérdida de $12M a medida que el precio se acerca al soporte clave, mientras los traders observan un posible rebote.
Notas Clave
Una ballena importante vendió 3.8B PUMP con una pérdida de $12.22M, señalando una salida completa.
PUMP se negocia cerca del soporte a largo plazo en $0.0018, con un momento bajista aún dominante.
El nuevo proyecto PEPENODE gana tracción, recaudando $2.38M con fuertes mecánicas de quema y staking.
Un gran tenedor de PUMP cerró una posición de tres meses con una fuerte pérdida justo cuando el precio se sitúa cerca de mínimos de varias semanas. Los datos en cadena citados por OnchainLens y Nansen muestran que la billetera depositó 3.8 mil millones de PUMP, por un valor de $7.57 millones, en FalconX el 23 de diciembre.

La prueba de pago en vivo de stablecoin de BC Card para turistas extranjeros funcionó sin problemas, exponiendo cuán avanzada está la infraestructura de pago de Corea en comparación con su marco regulatorio.
Notas Clave
BC Card procesó con éxito pagos basados en stablecoin para usuarios extranjeros utilizando la infraestructura de tarjeta existente.
La prueba involucró a Wavebridge, Aaron Group y Global Money Express, sin requerir cambios para los comerciantes.
El progreso regulatorio se detuvo ya que el Banco de Corea y la FSC no se pusieron de acuerdo sobre las reglas de propiedad bancaria para los emisores de stablecoin.