benpay

If you are searching for a safer way to access on-chain yield while avoiding risks such as token price volatility, complex DeFi mechanics, and high-risk long-tail assets, you are not alone. Most users want consistent returns without exposing their assets to unstable yields or opaque protocol risks. BenPay DeFi Earn is designed specifically for this need—providing a security-first way to access on-chain yield with simplified operations.
Why Traditional DeFi Yield Is Risky for Most Users
Traditional DeFi yield products often rely on volatile governance tokens and liquidity incentives, exposing users to constant price fluctuations and the risk of impermanent loss.
In practice, earning yield usually means manually interacting with multiple DeFi protocols, paying high gas fees, and executing complex on-chain transactions, while the actual source of returns is not always clearly explained.
Taken together, these factors increase operational complexity and risk, making it difficult for most users—especially beginners — to participate in on-chain yield in a sustainable and controlled way.
BenPay DeFi Earn: A Safer Approach to DeFi Yield Access
BenPay DeFi Earn is built as a self-custodial on-chain tool that reduces operational and asset-level risk by integrating only blue-chip protocols and providing clear, on-chain visibility into how funds are deployed.
Curated Blue-Chip Protocols with Audited Security
The platform integrates only well-established, blue-chip DeFi protocols, filtering out high-risk, long-tail assets. All smart contracts have been audited by SlowMist, ensuring a transparent and security-focused yield environment.
Institutional Backing and Strong Project Foundations
BenPay DeFi Earn is incubated and backed by BIXIN Ventures, providing a solid foundation and additional confidence in the project’s long-term development and fund security.
One-Click Participation Mechanism for Beginner-Friendly DeFi Yield
With a single click, users can access on-chain yield without manually managing cross-chain transfers or token swaps, significantly reducing complexity and saving time.
Combined with transparent yield reporting, flexible redemption options, and an automated compounding mechanism that reinvests returns without additional gas costs, BenPay DeFi Earn makes on-chain yield more controllable, more reassuring, and better suited for long-term participation.
BenPay DeFi Earn vs. Traditional DeFi Yield

How Does BenPay DeFi Earn Work?
User Wallet → BenPay DeFi Earn → Curated DeFi Protocols → On-Chain Yield → Redemption
No asset custody by BenPayOne-click operationTransparent yield sources and risk disclosuresSupports cross-chain stablecoin deposits (Ethereum, Solana, Tron, BSC, Polygon, Arbitrum, etc)
Who Should Use BenPay DeFi Earn?
BenPay DeFi Earn enables users to access passive on-chain yield with just one click, significantly simplifying cross-chain transfers and asset swaps. Reducing operational complexity and costs helps users manage yield more efficiently. It is perfect for:
Stablecoin holders seeking predictable on-chain yieldDeFi beginners wanting an easy, intuitive startLong-term users who value capital safety, transparency, and self-custody
Reducing operational complexity and costs helps users manage yield efficiently, making it a natural choice for anyone looking for secure passive income with stablecoins.
FAQ – Safe On-Chain Yield with BenPay DeFi Earn
Q1: Is BenPay DeFi Earn safe for beginners?
Yes. It uses audited smart contracts, only integrates blue-chip protocols, and provides a one-click, user-friendly interface.
Q2: Which stablecoins are supported?
USDT and USDC cross multiple chains, including Ethereum, Solana, Tron, BSC, Polygon, and Arbitrum.
Q3: How are returns compounded?
Returns are automatically reinvested without additional gas fees, simplifying management and reducing operational risk.
Q4: Can I earn passive income without complex DeFi steps?
Yes. The one-click mechanism allows users to access yield without manual swaps or cross-chain management.
Q5: Which protocols does BenPay integrate for stablecoin yield?
Only audited, blue-chip DeFi protocols (Solana, AAVE, Compound, Morpho, Sky, Ethena) are used, reducing exposure to high-risk assets.
Start Earning On-Chain Yield More Safely
If you are ready to earn an on-chain yield more safely, BenPay DeFi Earn offers a secure and user-friendly starting point.
Explore BenPay DeFi Earn now and turn your stablecoins into sustainable on-chain income.
#BenPay #defi

Une explication détaillée du mécanisme de garde autonome et de sécurité des fonds de BenPay
La sécurité d'une carte de rendement en chaîne dépend fondamentalement de trois éléments : si les actifs sont sous la garde autonome de l'utilisateur, si les flux de fonds sont entièrement vérifiables en chaîne, et si la stratégie de rendement provient de protocoles curés sécurisés et transparents. La carte de rendement en chaîne BenPay réalise l'unification de la génération de rendement sécurisée et des dépenses instantanées à travers son architecture de "garde autonome" et l'exécution automatisée de contrats intelligents en chaîne, tout en garantissant un contrôle absolu des actifs pour les utilisateurs. Cet article vise à analyser objectivement la conception de la sécurité de la carte de rendement en chaîne BenPay, couvrant ses principes de garde autonome, les garanties des contrats intelligents et la logique de contrôle des risques derrière ses stratégies de rendement curées.

Introduction
Alors que l'écosystème DeFi continue de mûrir, les opportunités de générer un rendement sur la chaîne ne sont plus rares. Ce qui retient vraiment les utilisateurs, ce n'est pas le manque d'opportunités, mais les barrières à la participation. Des mécanismes de protocole opaques, des règles hautement spécialisées, des flux de fonds peu clairs et des étapes opérationnelles complexes découragent souvent les utilisateurs. Même lorsque les utilisateurs reconnaissent que leurs actifs pourraient être utilisés de manière plus efficace, beaucoup choisissent encore d'attendre ou de laisser leurs fonds inactifs pendant de longues périodes.

【8 janvier 2025】Selon une annonce officielle, BenPay DeFi Earn a officiellement lancé quatre nouveaux objectifs d'investissement : Morpho USDC, Morpho USDT, Sky USD et Ethena USDe, enrichissant ainsi les options de croissance d'actifs sécurisés et stables pour les utilisateurs dans l'espace DeFi.
Tous les nouveaux objectifs d'investissement sont sélectionnés parmi les protocoles DeFi avec des mécanismes vérifiables on-chain, couvrant une gamme de modèles de génération de rendement. Les données de rendement pertinentes sont publiques et transparentes ; cependant, la performance réelle peut varier en fonction de plusieurs facteurs, tels que les taux d'intérêt on-chain, l'utilisation du capital, les conditions générales du marché, et plus encore, et s'ajustera dynamiquement à mesure que les conditions du marché changent.