XRP Price: Trading range-bound at $1.34–$1.48, showing sideways movement despite recent accumulation.
Institutional Activity: Whale wallets added 110 million XRP; Goldman Sachs leads U.S. spot ETF holdings.
On-Chain Insights: Exchange balances drop to 12.9 billion XRP; AUDD license expands cross-border liquidity.
At press time, Ripple's XRP was trading around $1.38 with a market cap of $84 billion, yet price action has been range-bound. The token has fallen 61% from its $3.66 all-time high in July 2025. Trading volumes remain low, and the market seems undecided on the next move. Despite sideways movement, large holders added significant amounts in March. Accumulation signals from whale wallets suggest investors may be positioning for future gains.
https://twitter.com/i/status/2031760699954004167 On-Chain Activity Shows Strong Accumulation
Whale wallets holding between 100,000 and 100 million XRP added about 110 million tokens in March. That represents roughly $152 million at current prices. Meanwhile, exchange balances have dropped to 12.9 billion XRP, the lowest level since May 2021. On March 6, Binance saw over 14,000 XRP withdrawals in a single day. Tokens moving off exchanges often indicate long-term holding rather than selling.
This accumulation trend reflects growing confidence among institutional and retail investors alike. Despite this, price remains range-bound between $1.34 and $1.48. On-chain data shows XRP has not broken out yet, keeping the market cautious. Trading activity has slowed, yet the distribution of tokens suggests a steady buildup beneath the surface. Institutional investors appear to view XRP as a strategic asset rather than a short-term trading vehicle.
Institutional Deals and Regulatory Developments
February 2026 was a busy month for Ripple partnerships. Deutsche Bank, Aviva Investors, Zand, Figment, and Société Générale’s SG-FORGE all announced integrations. The price of XRP did not react, as most deals operate on Ripple’s enterprise layer, not directly on the XRP Ledger. For example, Deutsche Bank moves payment information, not XRP itself. Transaction fees on XRP are minimal, meaning large enterprise usage has limited immediate price impact.
Meanwhile, Goldman Sachs emerged as the largest U.S. holder of spot XRP ETFs. Outflows from institutional ETFs have eased following this revelation, which may support market stability. Regulatory progress is also noteworthy. Australia’s ASIC licensed AUDC Pty Ltd to operate AUDD, an Australian dollar-backed stablecoin, on the XRP Ledger. AUDD has processed over $1.4 billion on Stellar and now supports XRPL transactions. This enhances Ripple’s On-Demand Liquidity product, which uses XRP as a bridge asset to convert fiat currencies.
More regulated stablecoins expand corridors for cross-border settlement. Bitso, Latin America’s largest crypto platform, already uses ODL with XRP and RLUSD for live settlements between the U.S. and Latin America. This shows practical adoption and strengthens real-world use cases. XRP price faces a critical juncture. On-chain data shows strong accumulation and low exchange balances, signaling potential support. Institutional activity continues behind the scenes, while regulatory moves expand XRP’s utility.