MarketMinded

Harga emas telah melonjak ke level rekor historis, mencerminkan meningkatnya ketidakpastian ekonomi global dan permintaan yang meningkat untuk aset sebagai tempat berlindung yang aman. Pada hari perdagangan terbaru, emas melampaui $4,400 per ons, menandai salah satu reli terkuat dalam beberapa tahun terakhir.

Mengapa Harga Emas Naik

Beberapa faktor kunci sedang mendorong reli emas saat ini:

✨1. Harapan Pemotongan Suku Bunga
Investor mengharapkan Federal Reserve AS untuk terus memangkas suku bunga. Suku bunga yang lebih rendah mengurangi biaya peluang untuk memegang emas, menjadikannya lebih menarik dibandingkan dengan obligasi dan instrumen tabungan.

$XRP Dr. Health and finance expert Camila Stevenson has explained why banks and other financial institutions may require a higher XRP price.
Recently, XRP has remained under bearish pressure as the broader crypto market continues to struggle. Over $1.3 trillion has been lost on the global cryptocurrency market since October, and XRP has followed suit. XRP has lost 33% in the last three months, which has led to more bearish sentiment. However, some analysts and commentators warn that those who focus only on short-term price action may be missing the more important picture.
✨Watching XRP's price can be a bad idea.
One of these individuals is Dr. Camila Stevenson, a health and finance commentator, who recently explained why banks and institutions may actually need the XRP price to be higher for the system to function properly.
In a recent video commentary, Stevenson argued that most investors ask the wrong questions about XRP. To explain, she used an infrastructure analogy, pointing out that engineers do not judge a bridge by today’s cost.
Instead, they ask how much weight it can carry, how much stress it can withstand, and whether it still works when the system comes under pressure.
Stevenson said the XRPL architects designed XRP in the same way. According to her, people who ask why XRP’s price has not moved yet still think like consumers and traders. She suggested that the important question should be about what the architects built the system to handle when pressure appears.
✨How Retail Think Vs How Institutions Think
Stevenson then highlighted a major difference between retail investors and institutions. She specifically stated that retail participants typically focus on charts, candles, price levels, and short-term movements when evaluating assets. Meanwhile, institutions do the opposite. According to her, they analyze assets “from the inside out” and ask what problem the asset solves, how it performs under stress, whether it can move value at scale, and whether it functions during market instability.
Stevenson explained that the difference between how retail and institutions think has led to much of the confusion around XRP. She stated that XRP was never intended to function as a speculative asset in the beginning. Instead, the architects built it as “financial plumbing.” Notably, such infrastructure only draws attention when it fails.
According to Stevenson, large financial systems do not fail simply because prices fall. They fail when money is unable to move, settlement takes too long, liquidity fragments, slippage increases, and counterparty risk explodes. When it affects institutions, these issues can be catastrophic.
She explained that retail investors ask, “What can I sell this for later?” while institutions ask, “Can this asset carry massive flows without breaking the system?” Stevenson said XRP seeks to answer the second question. This is consistent with the advice provided by analyst XFinanceBull, who advised investors to focus on XRP's flows rather than its price. Why Banks Want a Higher Price for XRP Stevenson emphasized that XRP is not a company, not equity, and does not represent ownership in Ripple. Instead, it acts as a liquidity instrument.
Due to its fixed supply, XRP cannot scale by creating more units. As a result, the market pundit said the only way it can support larger transaction volumes would be when each unit represent more value.
✨Stevenson explained that the XRPL
architects designed XRP to function as a bridge, not a bet. Institutions do not aim to profit by flipping settlement assets. They want to move money in a secure and effective manner. According to her, a higher XRP price improves efficiency because banks moving billions prefer fewer units that represent more value rather than millions of small units. Interestingly, the Ripple CTO, David Schwartz, made similar statements when he argued in 2017 that “XRP cannot be dirt cheap.”
Speaking further, Stevenson added that institutions often position themselves off-exchange, through custodians, OTC desks, and private agreements. These activities do not show up as dramatic price moves on charts.
In point of fact, Stevenson argued that sudden price jumps during positioning would not indicate success but rather instability. Essentially, stability, deep liquidity, predictable settlement, and quiet absorption of supply matter more to these firms.
🚀🚀🚀🚀 Follow BE_MASTER and BUY_SMART. 🚀🚀💰💰
Appreciate the work. 😍 Thank You. Follow BeMaster BuySmart for more money-making opportunities.
BE MASTER BUY SMART 🚀🚀🚀 PLEASE CLICK FOLLOW BE MASTER BUY SMART - Thank You.

Pasar cryptocurrency terus tumbuh dengan cepat, dengan Bitcoin memimpin sebagai aset digital yang paling dominan. Bersama Bitcoin, beberapa koin utama memainkan peran penting dalam membentuk pasar crypto secara keseluruhan. Aset-aset ini diperdagangkan secara luas, sangat likuid, dan diperhatikan dengan cermat oleh para investor di seluruh dunia.

Bitcoin ($BTC ): Pemimpin Pasar

Bitcoin adalah cryptocurrency pertama dan terbesar berdasarkan kapitalisasi pasar. Ini sering disebut emas digital karena pasokannya yang terbatas sebanyak 21 juta koin.

Binance Blockchain Week adalah salah satu acara global paling berpengaruh di industri cryptocurrency dan blockchain. Diselenggarakan oleh Binance, ekosistem blockchain terkemuka di dunia, acara tahunan ini mengumpulkan inovator, pengembang, investor, pembuat kebijakan, dan penggemar Web3 dari seluruh dunia untuk mengeksplorasi masa depan teknologi blockchain.

Platform Global untuk Inovasi

Binance Blockchain Week berfungsi sebagai platform global di mana para pemimpin industri membahas tren terbaru dalam blockchain, Web3, DeFi, NFT, kecerdasan buatan, dan keuangan digital. Acara ini menampilkan pidato kunci, diskusi panel, lokakarya, dan sesi jaringan yang dirancang untuk mendorong kolaborasi dan inovasi di seluruh ekosistem kripto.