SAMPAT SHESHAGIRI NAIK

Banyak trader percaya bahwa Stop Loss mereka “dimanipulasi” atau “dikejar” ketika perdagangan ditutup secara tak terduga.
Sebenarnya, sebagian besar waktu alasannya sederhana:
Anda tidak memahami Harga Mark vs Harga Terakhir.
Mari kita jelaskan ini dengan jelas.
🔹 Apa Itu Harga Terakhir?
Harga Terakhir adalah harga terbaru di mana perdagangan terjadi.
Sangat sensitif terhadap volatilitas
Dapat melonjak dengan cepat karena likuiditas yang rendah
Mencerminkan transaksi terbaru, bukan nilai pasar yang adil
Jika satu pesanan besar dieksekusi, Harga Terakhir dapat melonjak—meskipun pasar yang lebih luas belum bergerak.

Sebagian besar akun trading tidak hancur dalam satu perdagangan buruk.
Mereka mati perlahan — karena overtrading.
Overtrading adalah salah satu alasan paling umum mengapa trader kehilangan uang, namun jarang dibicarakan. Awalnya tidak terasa berbahaya. Bahkan, seringkali terasa produktif.
Itulah yang membuatnya begitu mematikan.
Apa Itu Overtrading?
Overtrading adalah melakukan terlalu banyak perdagangan tanpa pengaturan yang valid, biasanya didorong oleh:
Kebosanan
Ketakutan akan kehilangan kesempatan (FOMO)
Mencoba memulihkan kerugian
Terlalu percaya diri setelah menang
Lebih banyak perdagangan ≠ lebih banyak keuntungan.

Most traders focus on entry, exit, and stop loss.
Very few pay attention to a silent factor that slowly drains their account:
Funding Rate.
If you trade futures and ignore funding, you are trading with incomplete information.
What Is Funding Rate (In Simple Terms)?
Funding rate is a periodic fee exchanged between long and short traders.
If funding rate is positive → longs pay shortsIf funding rate is negative → shorts pay longs
This payment usually happens every 8 hours on Binance Futures.
👉 Binance does not take this money — traders pay each other.
Why Does Funding Rate Exist?
Funding rate keeps the futures price close to the spot price.
Too many longs? Funding becomes positive to discourage longs.Too many shorts? Funding becomes negative to discourage shorts.
It’s a balance mechanism, not a fee for trading.
Why Most Traders Lose Money Here
Funding doesn’t hit instantly like a stop loss.
It works silently over time.
Common mistakes:
Holding high-leverage positions for daysIgnoring extreme funding during hypeOvertrading during strong trends
You might be right on direction, but still lose money.
Real Example (Common Scenario)
You open a long positionFunding rate: 0.03% every 8 hoursYou hold the trade for 3 days
That’s 9 funding payments.
Even if price barely moves, your PnL slowly drops.
This is why some trades feel like:
“Price didn’t hit SL, but I still lost money.”
When Funding Rate Becomes Dangerous
Watch out when:
Funding is extremely highMarket sentiment is one-sidedSocial media is screaming “easy money”
High funding often means:
Trade is overcrowdedReversal risk is increasingHolding costs are rising
How Smart Traders Use Funding Rate
Professional traders:
Avoid holding positions during extreme fundingReduce position size for long holdsSometimes trade against crowded sentimentFactor funding into risk calculations
Funding rate is treated like interest, not noise.
Key Takeaway
Funding rate won’t wipe your account in one trade.
But ignoring it will slowly bleed your capital.
If you trade futures:
Check funding before enteringRespect holding timeUnderstand who is paying whom
Hidden costs matter more than flashy entries.