CoinoMedia

Con l'inizio del Q1 del 2026, il mercato delle criptovalute sta subendo un importante cambiamento strutturale. Giganti di lunga data come Ethereum (ETH) e Ripple (XRP) stanno vedendo significativi deflussi di capitale mentre gli investitori si orientano verso opportunità di crescita più elevate. Mentre ETH affronta una forte concorrenza da parte di soluzioni Layer-2 emergenti e XRP naviga in un paesaggio normativo difficile, il “denaro intelligente” si sta spostando verso nuovi protocolli utilitari.

Questa rotazione non è una perdita di fiducia, ma una ricerca di efficienza. Gli investitori stanno sempre più favorendo nuovi progetti cripto che offrono punti di ingresso più bassi e un potenziale di crescita più chiaro. A guidare questa nuova ondata è Mutuum Finance (MUTM), un protocollo di prestito decentralizzato che sta rapidamente diventando una destinazione principale.

Lo spazio per le scommesse sportive online sta diventando sempre più grande e le persone ora hanno più siti tra cui scegliere che mai. Kalshi offre una nuova prospettiva con il suo modo regolamentato di negoziare eventi, mentre Crown Coins Casino utilizza uno stile di lotteria per i fan occasionali che amano il gioco in stile casinò.

Poi ci sono gli Spartans: un enorme sportsbook e casinò crypto che mescola pagamenti veloci, un'enorme lista di mercati sportivi e un sistema di premi CashRake speciale che restituisce fino al 33% su ogni deposito. Con Spartans che offre un'intera esperienza di sportsbook crypto insieme a questi due siti molto diversi, c'è molto da esaminare. Ecco come si confrontano.

As of February 18, 2026, the crypto market is witnessing a major rotation as top cryptocurrencies face technical exhaustion. Solana (SOL) is currently trading near $85, showing a significant year-to-date decline and struggling to overcome the heavy $90 resistance zone. Despite strong network metrics, the price remains trapped in a bearish channel, leading many investors to look beyond the top-ten rankings.

While SOL battles to regain its psychological footing, a new lending protocol is capturing the attention of the “smart money.” Mutuum Finance (MUTM) is emerging as a high-utility alternative that prioritizes revenue and security over simple market hype. 

Solana (SOL)

As of February 2026, Solana (SOL) is trading around the $85 mark, struggling to push back above the $90 resistance level. With a market cap holding steady near $48 billion, the asset remains a top-five contender, but the explosive growth seen in its early years has significantly cooled. 

During its initial surge, SOL was celebrated for its high speed and low fees, often outperforming almost everything in the top 10. However, the 2026 landscape is much more competitive, and the network’s history of technical outages still weighs on investor confidence.

Looking ahead, some analysts have issued a bearish outlook for the 2026–2027 period. While the long-term potential for Firedancer upgrades remains, short-term models suggest that SOL could see a deeper correction toward the $60 or even $50 floor if it fails to flip the $100 level soon.

Mutuum Finance (MUTM)

In contrast to the stagnant performance of larger altcoins, Mutuum Finance (MUTM) is gaining rapid ground. The project is currently in Phase 7 of its structured presale, with MUTM priced at just $0.04. 

Since the initial launch at $0.01, the project has already seen a 300% surge, showing strong organic demand. The funding numbers are equally impressive, with over $20.58 million raised and a growing community of more than 19,000 individual holders.

Mutuum Finance is building a professional, non-custodial ecosystem for digital asset lending. The goal is to provide a transparent alternative to traditional banking using smart contracts. The protocol features a dual-market model that includes Peer-to-Contract (P2C) pools for instant liquidity and a Peer-to-Peer (P2P) marketplace for custom loan terms. 

Why Investors are Rotating from SOL to MUTM

Many investors are moving capital from Solana to Mutuum Finance because of the clear cheap crypto advantage. While Solana has lost nearly 50% of its market cap over the last six months due to network congestion issues and a shift in market sentiment, MUTM is just beginning its growth curve. Solana’s massive size makes it harder to achieve a 10x or 20x return, whereas a cheap altcoin project like Mutuum Finance offers a much higher ceiling.

The contrast becomes even clearer when looking at technical delivery. While Solana is still working on scaling its mainnet to prevent crashes, Mutuum Finance has already launched its V1 protocol on the Sepolia testnet. 

This working version allows users to test core features like mtTokens, debt tokens, and the Automated Liquidator Bot. It supports major assets including ETH, WBTC, LINK, and USDT, proving that the protocol is functional and ready for real application.

Security Standards and Price Potential

Confidence in Mutuum Finance is backed by a professional security stack. The project recently completed a full manual audit with Halborn Security, one of the most respected firms in the industry. It also maintains a high 90/100 trust score from CertiK, a feat many older projects have not achieved. 

The price prediction contrast between the two assets is striking. While analysts expect Solana to move sideways between $70 and $110, the outlook for MUTM is much more aggressive. With a confirmed launch price of $0.06, the current $0.04 rate represents an opportunity path to value. 

Several experts suggest that once the mainnet goes live, MUTM could see a 650% increase as long as it captures a share of the decentralized liquidity market. When looking to maximize 2026 portfolio, the window to enter Mutuum Finance at these levels is closing as Phase 7 nears completion.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Solana (SOL) Struggles to Reclaim $90; Investors Prefer This New Cheap Crypto appeared first on CoinoMedia.

La Banca Centrale Europea mira al lancio dell'Euro Digitale entro metà del 2029.

Il programma pilota è previsto per iniziare nel 2027.

La CBDC mira a modernizzare i pagamenti nell'area dell'euro.

La Banca Centrale Europea (BCE) ha compiuto un passo importante verso la rimodellazione del futuro dei pagamenti in Europa. I funzionari hanno confermato il loro obiettivo di introdurre l'Euro Digitale entro metà del 2029, segnando uno dei progetti di tecnologia finanziaria più ambiziosi nella storia della regione. Prima del lancio completo, si prevede che una fase pilota inizi nel 2027 per testare la funzionalità, la sicurezza e l'adozione pubblica del sistema.

Il mercato delle criptovalute del 2026 sta cercando la prossima grande rottura delle criptovalute. Mentre le principali altcoin offrono una crescita lenta, il denaro intelligente si sta spostando verso una nuova infrastruttura DeFi. Mutuum Finance (MUTM) è al centro di questo cambiamento. Gli analisti stanno ora modellando un potenziale massiccio del 650% per questo token. Questa previsione non è solo pubblicità. Si basa su un prodotto funzionante e un modello di prestito unico. Con la chiusura della finestra per la prevendita anticipata, il momento sta crescendo per un movimento importante.

Architettura di Mutuum Finance

Mutuum Finance (MUTM) sta sviluppando un sistema di mercato duale per dare agli utenti più scelta. La prima parte è il modello Peer to Contract (P2C). Questo utilizza pool di liquidità condivisi dove puoi depositare asset come ETH o USDT. In cambio, guadagneresti un rendimento percentuale annuo (APY) costante. Questo è un modo per far crescere la tua ricchezza senza preoccupazioni. La seconda parte è il mercato Peer to Peer (P2P). Qui, puoi parlare con altri utenti e stabilire i tuoi termini di prestito. Questo è ottimo per asset di nicchia che hanno bisogno di maggiore flessibilità.

Grant Cardone ha acquistato Bitcoin a diversi livelli di prezzo, sia alti che bassi.

Il suo approccio mostra una forte convinzione nel valore a lungo termine.

La strategia evidenzia il dollar-cost averaging nei mercati volatili.

Il magnate immobiliare Grant Cardone ha ancora una volta attirato l'attenzione dopo aver rivelato il suo aggressivo modello di acquisto di Bitcoin. Ha detto: “Ho comprato Bitcoin a 69, 76, 82, 88, fino a 108, poi durante la discesa a 92, 88, 82, metà 80, 70 e 62.”

Questa dichiarazione evidenzia il cuore della Strategia Bitcoin di Grant Cardone — acquistare in modo costante, indipendentemente dalle fluttuazioni di prezzo a breve termine. Invece di cercare di tempificare perfettamente il mercato, Cardone ha distribuito i suoi acquisti tra prezzi in aumento e in calo.

Phantom introduce il Server MCP per azioni crittografiche guidate dall'IA.

Gli agenti IA possono scambiare, firmare e gestire portafogli.

Il supporto multi-chain espande i casi d'uso automatizzati di Web3.

L'industria delle criptovalute si sta muovendo rapidamente verso l'automazione, e il Server MCP di Phantom è l'ultimo esempio di questo cambiamento. Phantom ha introdotto un nuovo Server MCP che consente agli agenti IA di interagire direttamente con le reti blockchain. Ciò significa che l'IA può ora scambiare token, firmare transazioni e gestire indirizzi di portafoglio attraverso le catene supportate da Phantom.

Hyperliquid ha generato $982K in commissioni in 24 ore.

La piattaforma è in testa alle classifiche delle commissioni giornaliere.

Il traguardo di $1M evidenzia una forte attività degli utenti.

I dati più recenti mostrano che il Volume delle Commissioni di Hyperliquid in 24H ha raggiunto un'impressionante $982,000 in solo un giorno. Questo pone l'exchange di derivati decentralizzati in cima alla classifica delle commissioni giornaliere, mancando di poco il traguardo di $1 milione.

In un mercato crypto competitivo dove gli scambi lottano per la liquidità e i trader attivi, generare quasi $1 milione in commissioni giornaliere non è una piccola impresa. I numeri solidi riflettono la crescente fiducia dei trader e l'aumento dell'attività sulla piattaforma.

Peter Thiel è uscito completamente da ETHZilla.

La mossa segna una vendita completa della sua partecipazione nel tesoro di Ethereum.

I mercati stanno osservando segnali sul sentimento istituzionale riguardo ETH.

L'uscita di Peter Thiel da Ethereum sta facendo scalpore nell'industria crypto dopo che i rapporti hanno confermato che ha venduto la sua intera partecipazione in ETHZilla. La mossa rappresenta un ritiro completo dalla società focalizzata sul tesoro di Ethereum ed è rapidamente diventata un argomento di grande discussione tra gli investitori.

Thiel, un investitore tecnologico miliardario e sostenitore precoce delle tecnologie dirompenti, ha spesso influenzato il sentimento di mercato attraverso le sue decisioni di investimento. Il suo sostegno a iniziative legate alle criptovalute è stato visto come un segnale positivo per l'adozione degli asset digitali, motivo per cui questo ultimo sviluppo sta suscitando forti reazioni.

La pressione di vendita delle altcoin ha raggiunto il suo livello più alto negli ultimi cinque anni.

Gli investitori al dettaglio sembrano stare uscendo dal mercato.

Nessun chiaro segnale di accumulo istituzionale finora.

Il mercato delle criptovalute sta affrontando un momento critico mentre la pressione di vendita delle altcoin raggiunge livelli non visti negli ultimi cinque anni. Secondo i recenti dati di mercato, i mercati spot delle borse centralizzate (CEX) hanno registrato 13 mesi consecutivi di vendite nette. Questa tendenza suggerisce che ciò che molti investitori speravano fosse un calo temporaneo potrebbe in realtà essere una fase prolungata di distribuzione.

Gli ETF spot di BTC hanno registrato $104.87M in deflussi netti.

Gli ETF spot di ETH e SOL hanno visto afflussi positivi.

Gli ETF di XRP sono rimasti piatti senza movimento netto.

I dati più recenti sui flussi ETF dal 17 febbraio mostrano un chiaro cambiamento nel comportamento degli investitori attraverso i principali ETF spot crypto. Mentre Bitcoin ha visto pesanti prelievi, Ethereum e Solana sono riusciti ad attrarre nuovo capitale.

Gli ETF spot di Bitcoin hanno registrato deflussi netti di $104.87 milioni, segnalando un sentimento cauto tra gli investitori istituzionali. Al contrario, gli ETF spot di Ethereum hanno portato $48.63 milioni, riflettendo una rinnovata fiducia nell'esposizione a ETH. Anche Solana ha visto attività positive, aggiungendo $2.19 milioni di afflussi netti. Nel frattempo, gli ETF legati a XRP hanno registrato nessuna variazione netta per il giorno.

Il Grayscale Sui Staking ETF ($GSUI) viene lanciato su NYSE Arca.

gli investitori ottengono esposizione diretta a SUI attraverso un ETF regolamentato.

Il prodotto può includere ricompense di staking per un rendimento aggiuntivo.

Il Grayscale Sui Staking ETF è pronto per iniziare a negoziare su NYSE Arca, segnando un passo importante per gli investitori che cercano di accedere all'ecosistema blockchain Sui attraverso i mercati tradizionali. Elencato sotto il ticker $GSUI, il fondo offre esposizione diretta a $SUI, il token nativo della rete Sui.

Questo lancio riflette la crescente domanda di prodotti di investimento in criptovalute regolamentati. Invece di acquistare token su un exchange di criptovalute, gli investitori possono ora ottenere esposizione a SUI attraverso una struttura ETF familiare. Ciò significa un accesso più facile tramite conti di intermediazione, portafogli pensionistici e piattaforme di investimento istituzionali.

L'interesse aperto di Bitcoin è diminuito del 55% dal suo picco.

Questa è la diminuzione più ripida da aprile 2023.

La caduta segnala una leva ridotta e un cambiamento nel sentiment di mercato.

L'interesse aperto di Bitcoin ha registrato un drammatico calo del 55% dal suo massimo storico, segnando il drawdown più netto dalla aprile 2023. La discesa riflette un cambiamento significativo nel mercato dei derivati, dove i trader sembrano ridurre le posizioni con leva in mezzo a una maggiore incertezza.

L'interesse aperto si riferisce al numero totale di contratti futures e opzioni non ancora regolati. Quando l'interesse aperto di Bitcoin aumenta, spesso segnala una crescente speculazione e un'attività di trading aggressiva. Tuttavia, quando scende bruscamente, di solito indica liquidazioni, chiusure di posizioni o un sentiment cauto tra gli investitori.

Bitcoin ownership shift 2025 highlights rising institutional accumulation.

Businesses, funds, and governments increased their BTC holdings.

Individual Bitcoin ownership dropped significantly this year.

Institutions Take the Lead

The Bitcoin ownership shift 2025 is becoming one of the most talked-about trends in the crypto market this year. According to data shared by River, there has been a major change in who holds Bitcoin.

In 2025, businesses, investment funds, and even governments have significantly increased their Bitcoin exposure. At the same time, individual holdings have dropped sharply. This marks a clear transition in market structure, with institutional players gaining more influence over the world’s largest cryptocurrency.

The Bitcoin ownership shift 2025 suggests that large entities are becoming more confident in Bitcoin as a long-term asset. Corporate treasuries and asset managers appear to be treating Bitcoin less as speculation and more as a strategic reserve or portfolio diversifier.

Why Individual Holdings Are Declining

While institutions are accumulating, retail participation has decreased. The Bitcoin ownership shift 2025 shows that individual investors are holding a smaller share of the total supply compared to previous years.

Several factors may explain this trend. Market volatility over the past cycles could have shaken out short-term holders. Additionally, the growing availability of regulated financial products may encourage individuals to gain exposure through funds rather than direct ownership.

As businesses and funds absorb larger amounts of Bitcoin, supply on exchanges may tighten. This could impact price dynamics, especially during periods of strong demand. The Bitcoin ownership shift 2025 is therefore not just about who owns Bitcoin, but also about how the market behaves moving forward.

HUGE: Bitcoin ownership saw a major shift in 2025, with businesses, funds, and governments adding while individual holdings dropped sharply, per River. pic.twitter.com/i9i8eihO55

— Cointelegraph (@Cointelegraph) February 18, 2026

Governments Enter the Picture

Another striking element of the Bitcoin ownership shift 2025 is government participation. Some governments are either directly holding Bitcoin or gaining indirect exposure through investment vehicles. This development signals a broader acceptance of digital assets at the sovereign level.

The increasing presence of institutions and governments may bring more stability and legitimacy to the market. However, it could also mean that Bitcoin becomes more integrated into traditional financial systems.

As the Bitcoin ownership shift 2025 continues to unfold, the balance of power in the crypto ecosystem is clearly evolving. What was once dominated by early adopters and retail enthusiasts is now increasingly shaped by corporations, funds, and state actors.

Read Also:

Institutions Drive Bitcoin Ownership Shift 2025

Arizona Advances Digital Assets Reserve Plan

Why Bitcoin Crypto Winter Signals Spring Ahead

This $0.04 New Crypto is Outperforming Top 10 Altcoins, Experts Say

White House Eyes New Stablecoin Yield Meeting

The post Institutions Drive Bitcoin Ownership Shift 2025 appeared first on CoinoMedia.

Arizona Digital Assets Strategic Reserve Fund bill passed Senate Finance Committee 4–2.

The proposal now moves to the Rules Committee for further review.

The bill could position Arizona as a crypto-forward state.

Bill Moves Forward in the Legislature

Arizona lawmakers are pushing ahead with a bold step into digital finance. The Arizona Digital Assets Strategic Reserve Fund bill (SB1649) has officially cleared the Senate Finance Committee with a 4–2 vote. This important development moves the proposal one step closer to becoming law.

The Arizona Digital Assets Strategic Reserve Fund is designed to create a state-managed reserve that includes digital assets. Supporters say this initiative could help diversify state holdings and strengthen financial resilience in the long term. With digital assets gaining global attention, Arizona is signaling that it wants to be part of the financial transformation.

Now that the bill has passed the Finance Committee, it heads to the Rules Committee. If approved there, it could proceed to a full Senate vote.

What the Proposal Means for the State

The Arizona Digital Assets Strategic Reserve Fund aims to establish a structured approach to holding digital assets as part of the state’s broader financial strategy. While details of asset allocation and management are still under discussion, the goal is clear: position Arizona as a leader in digital asset policy.

If enacted, the Arizona Digital Assets Strategic Reserve Fund could set a precedent for other U.S. states. Many states have explored blockchain initiatives, but fewer have proposed creating a dedicated strategic reserve fund focused on digital assets.

Backers of the bill argue that digital assets represent a growing sector of the global economy. By adopting the Arizona Digital Assets Strategic Reserve Fund, the state could benefit from innovation, attract blockchain businesses, and strengthen its reputation as a tech-friendly hub.

NEW: Arizona’s Digital Assets Strategic Reserve Fund bill (SB1649) clears the Senate Finance Committee in a 4–2 vote, now heading to the Rules Committee. pic.twitter.com/aAHK8sE8A8

— Cointelegraph (@Cointelegraph) February 18, 2026

Growing Trend of State-Level Crypto Adoption

Across the United States, discussions around digital assets are increasing. Arizona has previously introduced blockchain-friendly legislation, and this latest move reinforces its pro-innovation stance.

The Arizona Digital Assets Strategic Reserve Fund reflects a broader shift toward exploring alternative financial instruments. As governments worldwide examine how to integrate digital assets into public finance systems, Arizona’s decision could become a key milestone.

With the bill now advancing to the Rules Committee, attention will turn to the next stage of debate. Whether the Arizona Digital Assets Strategic Reserve Fund ultimately becomes law remains to be seen, but its progress already highlights the growing intersection between public policy and digital finance.

Read Also:

Arizona Advances Digital Assets Reserve Plan

Why Bitcoin Crypto Winter Signals Spring Ahead

This $0.04 New Crypto is Outperforming Top 10 Altcoins, Experts Say

White House Eyes New Stablecoin Yield Meeting

Binance Coin (BNB) Whales Add This New Crypto in 2026, It’s Still Under $1

The post Arizona Advances Digital Assets Reserve Plan appeared first on CoinoMedia.

Michael Saylor believes the Bitcoin crypto winter is temporary.

He says Bitcoin continues to outperform despite market downturn.

Long-term conviction remains strong among major holders.

A Bold Outlook During Market Uncertainty

While many investors worry about falling prices and slow market momentum, Michael Saylor remains confident. The outspoken Bitcoin advocate recently stated, “We may be in the middle of a crypto winter, but spring is coming — and Bitcoin is winning.”

His comments come at a time when the broader digital asset market is facing reduced trading volumes, cautious sentiment, and tighter global financial conditions. Yet Saylor believes the Bitcoin crypto winter is simply a phase in a longer growth cycle.

For long-term believers, downturns are not signs of failure but periods of consolidation and accumulation.

Why Bitcoin Stands Out

Saylor, the Executive Chairman of MicroStrategy, has consistently positioned his company as one of the largest corporate holders of Bitcoin. Over the years, he has argued that Bitcoin is digital property and a hedge against inflation.

During a Bitcoin crypto winter, weaker projects often disappear, leaving stronger networks to gain more dominance. According to Saylor’s long-standing thesis, Bitcoin’s decentralized structure, fixed supply of 21 million coins, and growing institutional recognition give it a competitive advantage over other digital assets.

Despite price corrections, Bitcoin continues to attract attention from institutional investors, exchange-traded fund providers, and even governments exploring digital asset strategies. For Saylor, this continued interest signals that Bitcoin is “winning” in terms of adoption and long-term credibility.

SAYLOR: “We may be in the middle of a crypto winter, but spring is coming — and Bitcoin is winning.” pic.twitter.com/fzucYBzaNy

— Cointelegraph (@Cointelegraph) February 18, 2026

Looking Toward the Next Cycle

Market cycles are not new to crypto. Previous downturns have often been followed by powerful rallies driven by innovation, regulatory clarity, and renewed investor confidence. The current Bitcoin crypto winter may feel challenging, but history shows that sentiment can shift quickly.

If Saylor’s prediction proves accurate, the coming “spring” could be fueled by stronger infrastructure, broader adoption, and clearer regulations. As institutional involvement deepens and retail interest returns, Bitcoin may continue to solidify its role as the leading digital asset.

For now, the market remains cautious. But voices like Saylor’s remind investors that crypto cycles are temporary — and conviction often defines long-term winners.

Read Also:

Why Bitcoin Crypto Winter Signals Spring Ahead

This $0.04 New Crypto is Outperforming Top 10 Altcoins, Experts Say

White House Eyes New Stablecoin Yield Meeting

Binance Coin (BNB) Whales Add This New Crypto in 2026, It’s Still Under $1

Top Crypto Rotation of 2026: Where Capital Is Moving Now

The post Why Bitcoin Crypto Winter Signals Spring Ahead appeared first on CoinoMedia.

The cryptocurrency market is shifting away from speculative altcoins toward new crypto projects with developing utility. While many top altcoins struggle to maintain their old growth rates, a new lending protocol is gaining massive speed. This project is currently priced at $0.04 and is catching the eye of large investors. It offers a rare chance to enter a high-utility ecosystem before it reaches the broader public market.

What is Mutuum Finance (MUTM) Building?

Mutuum Finance (MUTM) is an Ethereum-based protocol designed to change how people borrow and lend. It removes the middleman by using smart contracts to manage funds safely. The platform features two main lending models. 

The first is a Peer-to-Contract (P2C) system where users deposit assets into liquidity pools to earn yield. The second is a Peer-to-Peer (P2P) market that allows for custom loan terms between individuals. This dual approach gives users more choices and better control over their crypto assets.

The growth of Mutuum Finance has been consistent since Q1 2025. Starting at an initial price of just $0.01, the token has already seen a 300% surge. The project has raised over $20.58 million from a growing community of more than 19,000 individual holders. This steady climb shows strong market trust in the protocol’s long-term vision. Unlike older coins that have already peaked, MUTM is still in its early stages of discovery.

V1 Protocol Launch and Security Standards

A major milestone for the project is the launch of the V1 protocol on the Sepolia testnet. This is not just a plan; it is a working application that users can test right now. The V1 version supports major assets like ETH, WBTC, LINK, and USDT. 

It introduces the mtToken system, where lenders receive interest-bearing tokens that grow in value as borrowers repay their loans. It also features an Automated Liquidator Bot and a Health Factor metric to keep the system stable during market changes.

Security is the top priority for Mutuum Finance. The project recently completed a full manual audit of its smart contracts with Halborn Security, a world-class firm. This review ensures the code is safe and free from critical bugs. 

Future Ecosystem Plans

Mutuum Finance’s official roadmap outlines a buy-and-distribute mechanism to support the token’s value. A portion of the fees collected from the platform will be used to buy back MUTM tokens from the open market. These tokens are then given to users who stake their assets in the safety module. This creates constant demand and rewards long-term supporters. It aligns the success of the platform directly with the success of the token holders.

The roadmap also includes the launch of a native, over-collateralized stablecoin. This asset will be backed by interest flows within the protocol, making it more transparent than centralized options. 

Experts are closely watching these developments. Many analysts believe the token could reach $0.25 to $0.45 after the mainnet launch. This growth would be driven by the protocol’s move to Layer-2 networks, which would make transactions faster and much cheaper for everyone.

The Final Window for a 50% Discount

Mutuum Finance is currently positioning itself as the leading new DeFi crypto protocol for the 2026 cycle. With the technical engine already live on the testnet, the project has moved past the concept phase. It is now a functional tool that is ready for the next crypto level of adoption. The massive funding and large holder base provide a strong foundation that many new projects lack.

This is the last window to secure MUTM at a major 50% discount. The current price is $0.04 in Phase 7, but the project has confirmed a launch price of $0.06. For those entering now, this represents a 50% discount relative to the public debut price. 

As the presale allocation of 1.82 billion tokens sells out, the opportunity to buy at this rate is disappearing. Securing a position now is crucial for those who want to benefit from the 500% total growth path potential set by the roadmap.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post This $0.04 New Crypto is Outperforming Top 10 Altcoins, Experts Say appeared first on CoinoMedia.

The White House is considering another stablecoin yield meeting.

Banks and crypto representatives could attend discussions.

No official confirmation yet, according to reports.

Fresh Talks Between Washington and Crypto Leaders

The White House is reportedly weighing the possibility of holding another stablecoin yield meeting with representatives from major banks and crypto firms. According to journalist Eleanor Terrett, discussions could take place as early as Thursday, although nothing has been officially confirmed.

The potential meeting highlights the growing importance of stablecoins in the broader financial system. Over the past year, regulators and policymakers in Washington have intensified conversations around how these digital assets should be supervised, especially when they offer yield-generating features. A stablecoin yield meeting like this suggests that U.S. officials are still actively exploring the right balance between innovation and regulation.

Why Stablecoins Are Back in Focus

Stablecoins are digital assets designed to maintain a fixed value, often pegged to the U.S. dollar. They play a crucial role in crypto markets by offering price stability while allowing fast and low-cost transactions. However, when stablecoins offer yield—essentially interest-like returns—they begin to resemble traditional banking products.

This overlap has drawn attention from regulators concerned about financial stability, investor protection, and systemic risk. A stablecoin yield meeting could address key questions such as whether yield-bearing stablecoins should be regulated like bank deposits or securities. It may also explore how traditional banks and crypto companies can coexist under evolving regulatory frameworks.

The involvement of both banks and crypto representatives indicates that policymakers want input from all sides. As the digital asset sector continues to expand, collaboration between traditional finance and crypto firms is becoming increasingly important.

UPDATE: The White House is considering another stablecoin yield meeting with banks and crypto reps potentially on Thursday, though nothing confirmed per Eleanor Terrett. pic.twitter.com/Csvfncv0eJ

— Cointelegraph (@Cointelegraph) February 18, 2026

What This Means for the Crypto Market

If the White House proceeds with the stablecoin yield meeting, it could signal a more structured approach toward future legislation. Clearer guidance may provide stability for companies building in the U.S., while also reassuring institutional investors watching from the sidelines.

At the same time, uncertainty remains. Since no official confirmation has been made, the agenda and participants are still unclear. However, even the possibility of renewed talks reflects how central stablecoins have become to financial innovation in the United States.

Market participants will likely monitor developments closely, as any regulatory shifts could influence stablecoin issuers, DeFi platforms, and traditional banks exploring digital asset services.

Read Also:

White House Eyes New Stablecoin Yield Meeting

Binance Coin (BNB) Whales Add This New Crypto in 2026, It’s Still Under $1

Top Crypto Rotation of 2026: Where Capital Is Moving Now

Zircuit Finance Launches Institutional-Grade Onchain Yield Platform Targeting 8–11% APR

888Casino and BC Game Lose Ground as Spartans Wins with 5,963 Games and 33% CashRake

The post White House Eyes New Stablecoin Yield Meeting appeared first on CoinoMedia.

In 2026, high-volume BNB whales are beginning to shift capital into Mutuum Finance (MUTM), an emerging new crypto protocol currently priced well under $1. While Binance Coin offers slow momentum, these large-scale holders are hunting for the “early-mover” returns found in Mutuum Finance’s specialized P2P and P2C developing lending markets. With its technical engine already live on the Sepolia testnet, smart money is quietly accumulating a position in this functional credit hub before it reaches the open market.

Binance Coin (BNB)

Binance Coin (BNB) is one of the most successful assets in crypto history. As of mid-February 2026, BNB is trading at approximately $620, with a massive market capitalization of over $85 billion. 

It remains a cornerstone of the Binance ecosystem, providing utility for millions of users through trading fee discounts and its own blockchain. However, its massive size has become its biggest limitation for those seeking life-changing gains.

To see a 10x return from here, the market cap of BNB would need to reach $800 billion, which is nearly the size of Bitcoin. This high valuation makes it very hard for the price to move quickly. Technical analysts note that BNB is currently hitting strong resistance zones at $600 and $650. 

Every time it reaches these levels, the price tends to pull back as holders take profits. Because of this, investors are rotating their capital into lower-cost tokens. They want assets that can grow much faster because they start from a smaller valuation.

Mutuum Finance (MUTM)

One of the primary targets for this rotating capital is Mutuum Finance (MUTM). This protocol is building a modern lending and borrowing hub on the Ethereum network. It aims to make on-chain liquidity as easy to use as a traditional savings account.

The protocol uses a dual-market system to serve all types of users. The first is the Peer-to-Contract (P2C) market. This works like a liquidity pool where users supply assets to earn an Annual Percentage Yield (APY). 

For example, a user could deposit USDT and earn a 12% APY. In return, they receive mtTokens. These are interest-bearing receipts. If you hold 1,000 mtUSDT, your balance grows automatically as the protocol collects interest from borrowers.

The second is the Peer-to-Peer (P2P) marketplace. This is for direct lending deals. Borrowers can set their own rates and choose between fixed or variable loan types. All loans are protected by a Loan-to-Value (LTV) ratio. 

For instance, a 75% LTV means you can borrow up to $750 for every $1,000 in collateral. To keep the system safe, an automated liquidator bot monitors every loan. If the value of the collateral drops too low, the bot triggers a liquidation to ensure lenders are always paid back.

MUTM Foundations and Security

The growth of Mutuum Finance is backed by impressive numbers. The project has already raised over $20.5 million and has more than 19,000 individual holders. This shows that both whales and retail investors are buying in early. The total supply is fixed at 4 billion tokens, with 45.5% (1.82 billion tokens) set aside for the presale phases.

Security is a major focus for the team. The protocol has successfully passed a manual security audit by Halborn, one of the top firms in the world. It also holds a high 90/100 trust score from CertiK. 

This verified safety is a big reason why BNB whales are comfortable moving large amounts of capital into the project. To keep the community active, the platform also features a 24-hour leaderboard. Every day, the top daily contributor receives a $500 bonus in MUTM tokens, making the ecosystem highly competitive and rewarding.

Milestones and Future Outlook

Mutuum Finance is hitting its technical goals at a rapid pace. The V1 protocol is now activated on the Sepolia testnet. This is a functional version of the app where users can test the lending pools and the mtToken system. Delivering a working product before the mainnet launch has built a massive amount of trust in the community.

The official roadmap for late 2026-2027 includes even bigger plans. The team is preparing to launch a native, over-collateralized stablecoin. This will allow users to mint a dollar-pegged asset directly through the protocol, creating more liquidity for the entire ecosystem.

Because of these developments, analysts have issued a bullish price prediction. The token is currently priced at $0.04, but experts believe it could reach $0.10 to $0.30 shortly after its mainnet launch. This would represent a 3x to 7x increase, which is much higher than what most expect from older coins like BNB. With the token still priced under $1, the window to enter alongside the whales is still open, but it is closing fast as the protocol nears its mainnet debut.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Binance Coin (BNB) Whales Add This New Crypto in 2026, It’s Still Under $1 appeared first on CoinoMedia.

The crypto market in 2026 is seeing a major change. Many investors are now moving their money into projects that solve real problems. They want to find cheap altcoin opportunities that offer high utility and solid growth. This shift is helping new crypto protocols gain ground over older coins. Traders are looking for platforms with live tech and clear roadmaps. One project is standing out as a top choice during this transition.

The Rise of Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is a professional-grade decentralized lending and borrowing hub, designed to replace traditional banking intermediaries with secure smart contracts. The protocol enables users to supply digital assets to earn passive yield or borrow against their holdings without relinquishing ownership. This non-custodial model solves the common liquidity trap for long-term holders by allowing them to access cash while maintaining their market positions.

The project’s financial trajectory has been impressive since its early 2025 debut. Starting at an initial price of $0.01, the MUTM token has climbed to $0.04 in its current Phase 7, marking a 300% increase during development. Trust in the protocol is evidenced by more than $20.5 million raised and a growing community of over 19,000 individual holders.

V1 Protocol Launch and Security

The team recently reached a huge milestone by launching the V1 protocol. It is currently live on the Sepolia testnet for public use. This version lets users test the core lending pools and debt tracking. It also features the liquidator bot and health factor tools. 

These features ensure the system stays safe even when the market is volatile. Security is a top priority for this protocol. The smart contracts have passed a full manual audit by Halborn Security. This firm is known for reviewing the largest DeFi platforms in the world. Having this audit finished before the mainnet release adds a layer of professional trust.

Sustainable Revenue and Future Plans

Mutuum Finance plans a buy-and-distribute mechanism to support its native token. A portion of the platform fees is used to buy MUTM tokens from the open market. These tokens are then given to users who stake their assets. This model links the value of the token to the actual usage of the platform. 

The official roadmap also includes plans for a native stablecoin. This asset will be over-collateralized to provide safe liquidity for all users. Due to these strong features, many analysts are bullish on the price. Experts predict MUTM could see a 400% to 800% rise after mainnet launch. Some believe it could reach $0.40 or higher as long as adoption scales globally as planned.

Positioning for the Market Debut

Mutuum Finance is positioning itself as a leader in the next crypto cycle. It develops a professional dual-market system for both pool-based and direct lending. The project is now in Phase 7 of its presale. This is the last window to secure tokens at a 50% discount compared to the launch price. 

The current price of $0.04 is much lower than the confirmed $0.06 listing price. This gap is crucial for those looking to enter early. The presale is selling fast as the community prepares for the market debut. As the rotation into utility continues, this protocol is checking all the boxes for long-term success.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Top Crypto Rotation of 2026: Where Capital Is Moving Now appeared first on CoinoMedia.