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شو هو #SoftStaking على باينانس؟ الـ Soft Staking هو طريقة تربح فيها دخل سلبي من العملات اللي محتفظ فيها بمحفظتك بدون ما تقيدها أو تقفلها! بس خليك محتفظ بالعملات المدعومة (مثل ATOM أو SOL) بمحفظتك العادية (Spot Wallet) وبلّش تربح تلقائياً كيف بتفعّله؟ ما بدو تفعيل يدوي. مجرد ما تحتفظ بعملة مدعومة، بتصير تلقائياً تشارك بـ Soft Staking وبيوصلك العائد كل فترة حسب نوع العملة.
شو الفائدة؟ ما في قفل أو تجميد للعملة فيك تبيع بأي وقت عوائد تلقائية بدون أي جهد تجربتي الشخصية: أنا جربت Soft Staking على SOL وATOM، وبصراحة شي ممتاز، أرباح بدون أي تعقيد وبنفس الوقت حافظت على حرية التداول. مناسب كتير إذا كنت مستثمر طويل الأمد أو بس محتفظ بالعملات #SoftStaking
Qual è il progetto Huma Finance intelligente È un protocollo decentralizzato per il finanziamento DeFi in uso iniziale della rete payfi, ovvero che il pagamento avvenga ora e il finanziamento poi utilizzando il reddito futuro come stipendi e pagamenti invece di beni tradizionali. Utilizza contratti intelligenti per le procedure di valutazione del rischio in modo trasparente e impiega la tecnologia TVM intelligente. Offerta totale attuale 10 miliardi nel mercato e tra i suoi partner principali c'è Solana #HumaFinance @Huma Finance 🟣
Huma Finance is a decentralized protocol in the DeFi space, known as the first "PayFi" network — meaning Pay Now, Finance Later. It focuses on enabling access to credit by using future income (like salaries, invoices, or remittances) as collateral instead of traditional crypto assets.
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🛠 How Does Huma Finance Work?
It converts future income into tokenized collateral (e.g., a pending invoice or a salary yet to be paid), allowing individuals or small businesses to access instant credit.
Uses smart contracts to automate processes such as risk assessment, loan issuance, and repayment.
Applies a financial principle known as Time Value of Money (TVM), which calculates the current value of future income and allows immediate liquidity (typically 70–90%).
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🔗 PayFi Ecosystem Participants
1. Receivables Originators: Entities that tokenize expected future income (invoices, payroll, etc.).
2. Credit Issuers: Assess risk and provide financing.
3. Liquidity Providers: Deposit stablecoins (USDC/USDT) in the platform in exchange for yield.
4. Borrowers: Receive upfront financing against guaranteed future income.
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💰 Revenue and Returns
Beta version launched on Solana in early 2025, later expanding to Ethereum L2, Binance Smart Chain, and Stellar.
As of May 2025: over $25 million in deposits, with 33,000+ users.
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