visa

Visa is making a major move in the crypto space, but it’s happening quietly in the background. The company recently revealed that its stablecoin settlement pilot now supports nine blockchains and is processing around $7 billion annually. While that number is impressive, the real importance lies in how and where this activity is happening. This is not about people paying with crypto at checkout. Instead, it’s about what happens after you tap your card when money actually moves between banks and financial institutions.
To understand this shift, it helps to look at how payments normally work. When you make a purchase, the approval is almost instant, but the actual transfer of money between the issuing bank and the merchant’s bank takes more time. This behind-the-scenes process is called settlement, and it is a critical part of the global payment system. Visa is now testing whether stablecoins like USDC can handle this process more efficiently than traditional methods.
Over time, Visa has been building toward this moment. Earlier experiments involved moving USDC between partners using networks like Ethereum and Solana. These initial steps proved that blockchain-based settlement could work in real-world payment environments. Now, the company has expanded that effort significantly by adding more blockchains, including Polygon, Base, and Canton Network. Each of these networks brings different strengths, such as lower costs, faster speeds, or enhanced privacy for institutions.
This expansion shows that Visa is not betting on a single blockchain. Instead, it is building a flexible system that allows partners to choose the type of infrastructure that best fits their needs. Some businesses may prefer fast and low-cost networks, while others may require more privacy and regulatory control. By supporting multiple blockchains, Visa is creating a kind of “menu” of settlement options that can adapt to different use cases.
What makes this development especially important is that it shifts the focus of crypto adoption. For years, the conversation has been centered around whether consumers will use crypto for everyday payments. Visa’s approach suggests a different path. Instead of replacing cards or apps, stablecoins are being integrated into the existing financial system, working behind the scenes. This means users may continue to pay the same way they always have, without realizing that the underlying infrastructure has changed.
The growth of Visa’s pilot also reflects a broader trend in the market. Stablecoins have evolved from simple trading tools into essential financial instruments. With a total market value in the hundreds of billions, they are now widely used for payments, liquidity, and cross-border transfers. Major financial players, including Stripe and Mastercard, are also exploring how stablecoins can fit into their systems. This suggests that the shift is not limited to one company but is part of a larger transformation in global finance.
At the same time, Visa is careful in how it presents this progress. The company still describes the initiative as a pilot and has not shared detailed data about how the $7 billion volume is distributed across blockchains or regions. This shows that while adoption is growing, the system is still being tested and refined. Traditional settlement methods are still in place, and stablecoins are being added as an alternative rather than a replacement.
Looking ahead, the key question is how far this integration will go. If stablecoin settlement continues to prove efficient and reliable, it could become a standard part of payment infrastructure. In that scenario, the role of crypto would expand significantly, not as a visible payment method but as the engine powering global transactions in the background.
In simple terms, Visa is not trying to change how people pay. It is changing how money moves after the payment is made. That shift may not be obvious to consumers today, but it has the potential to reshape the financial system in a very real way.

#Visa #stablecoin #InfrastructureCoins #CryptoAdoption #FedRatesUnchanged

Visa ກຳລັງຂະຫຍາຍການຮອງຮັບໄປຫາບລັອກເຊນ Polygon ແລະ Base ເພື່ອຜັກດັນທຸລະກຳ Stablecoin ໃຫ້ເຕີບໂຕຢ່າງໄວ ໂດຍມູນຄ່າທຸລະກຳປະຈຸບັນແຕະປະມານ $7 ຕື້‼️🚀

Visa ກຳລັງເດີນໜ້າທົດລອງນຳໃຊ້ຄຣິບໂຕໃນລະບົບການຊຳລະເງິນຫຼາຍຂຶ້ນ ໂດຍລ່າສຸດໄດ້ເພີ່ມການຮອງຮັບບລັອກເຊນໃໝ່ເຊັ່ນ Polygon, Base ແລະເຄືອຂ່າຍອື່ນໆ ເຂົ້າໃນໂຄງການ settlement ດ້ວຍ Stablecoin 💰

📌 ໂຄງການນີ້ເລີ່ມມາຕັ້ງແຕ່ປີ 2023 ໂດຍມີເປົ້າໝາຍຄື

“ໃຫ້ທຸລະກິດສາມາດໂອນເງິນຫາກັນຜ່ານ Stablecoin ແທນລະບົບທະນາຄານແບບເກົ່າ”

ເຊິ່ງຊ່ວຍໃຫ້ການໂອນເງິນໄວຂຶ້ນ, ເຮັດວຽກໄດ້ 24 ຊົ່ວໂມງ ແລະຫຼຸດຕົ້ນທຶນ ໂດຍສະເພາະການໂອນເງິນຂ້າມປະເທດ 🌐

ປັດຈຸບັນ ລະບົບການໂອນເງິນຜ່ານບລັອກເຊນນີ້ມີມູນຄ່າທຸລະກຳຕໍ່ປີປະມານ $7,000 ລ້ານ ແລະກຳລັງເຕີບໂຕຢ່າງໄວ ⚡️

ການຂະຫຍາຍໃນຄັ້ງນີ້ສະທ້ອນໃຫ້ເຫັນວ່າ Stablecoin ກຳລັງກາຍເປັນໂຄງສ້າງພື້ນຖານໃໝ່ຂອງລະບົບການເງິນໂລກ 🤔
ແຫຼ່ງທີ່ມາ: @Cointelegraph
#Visa #VisaCards #Polygon #Base #PaymentsRevolution