digitaldollar

This new stablecoin will be fully backed by US dollars and built with the help of MoonPay. The goal is simple. Let people use crypto like cash while keeping full control of their funds.

The stablecoin is planned to go live in January 2026. MoonPay will handle the creation and management of the token with technical support from M0. More details about networks and features will be shared closer to launch. Once live the stablecoin will be deeply connected to a new feature called Exodus Pay.

Exodus Pay is designed to make spending and sending digital dollars feel easy and familiar. Users will be able to pay friends send money across borders or buy daily items using the stablecoin directly in the Exodus app. All of this can happen without moving funds to third party platforms or dealing with complex settings. The focus is on simple actions that match what people already expect from modern payment apps.

With this move Exodus joins a small group of public companies that support their own stablecoin products. This includes well known names like Circle PayPal and Fiserv. The step shows that stablecoins are no longer just tools for traders. They are becoming real payment tools for normal users.

The Exodus team believes stablecoins are one of the easiest ways to hold and move dollars onchain. Still the experience has often been confusing for regular people. Long steps unclear fees and hard to understand tools have slowed adoption. Exodus wants to remove these barriers by building the stablecoin directly into a wallet many users already trust.

In real life this could mean sending money to family in another country in seconds. It could also mean paying for coffee or online services using a digital dollar without worrying about price swings. Rewards may also be part of the experience giving users more reasons to keep funds in the app.

MoonPay sees this launch as proof that digital dollars can live inside consumer apps at global scale. Its platform allows stablecoins to be used across buying selling and swapping tools in many regions. Access will depend on local rules and approvals but the aim is broad reach.

The launch shows how crypto wallets are evolving. They are moving beyond storage and into daily finance. By combining self custody with a stable value Exodus wants to bridge the gap between crypto and everyday money use. This step could make digital dollars feel less like tech and more like part of normal life.
#Exodus
#Stablecoin
#DigitalDollar
#CryptoWallet

📅 November 16 | United States
As the global debate on stablecoins enters a decisive phase, the United States has just taken a step that could completely redefine the future of the digital dollar. Quietly, without much fanfare, the Federal Deposit Insurance Corporation (FDIC) has begun to deploy the regulatory framework that will allow financial institutions to issue stablecoins under direct federal supervision.

📖The FDIC Board approved a Notice of Proposed Rulemaking that establishes a formal application process for institutions to issue payment stablecoins through subsidiaries. This decision marks the practical beginning of the implementation of the GENIUS Act, the federal legislation that first created a comprehensive framework for stablecoins in the United States.
As discussed during the Board meeting, interested institutions will be required to submit a detailed application that accurately describes the intended activities, the ownership and control structure of the issuing subsidiary, and an engagement agreement with a registered public audit firm.
The central objective of this process is to allow the FDIC to evaluate the financial soundness, operational security, and associated risks of each proposal before authorizing the issuance of stablecoins.
Nicholas Simons, General Counsel of the FDIC, explained that the proposal seeks a delicate balance: ensuring the security and stability of the financial system without imposing unnecessary regulatory burdens on applicants.
In practice, this means the FDIC wants to oversee these new activities as extensions of the traditional banking system, but adapting the requirements to the specific nature of payment stablecoins.
The context for this initiative dates back to the summer, when President Donald Trump signed the GENIUS Act, a law designed to provide regulatory clarity to one of the most critical segments of the crypto ecosystem.
The law requires stablecoins to be fully backed by U.S. dollars or equivalent highly liquid assets and mandates annual audits for issuers with a market capitalization exceeding $50 billion. It also establishes differentiated rules for domestic and foreign issuers, strengthening federal control over the digital dollar.
In the coming months, the FDIC plans to publish new rules addressing specific capital, liquidity, and risk management requirements for subsidiaries authorized to issue stablecoins.
This phased approach reflects the intention of U.S. authorities to proceed cautiously, yet decisively. Unlike previous regulatory cycles marked by ambiguity and retroactive enforcement actions, the new framework aims to offer predictability to institutions wishing to participate in the stablecoin market within a regulated environment.

Topic Opinion:
Regulation is not the end of innovation, but rather the filter that separates sustainable projects from fragile experiments. The challenge will be ensuring that this framework does not stifle competition or concentrate power solely in large institutions, because the true value of stablecoins lies in their utility, transparency, and trustworthiness.
💬 Do you think this framework will strengthen the adoption of stablecoins?

Leave your comment...
#Stablecoins #FDIC #DigitalDollar #BTC #CryptoNews $USDC

People are interested in it because it is designed to be a stable digital currency that is secure and reliable. USDD is called a decentralized stablecoin because it does not rely on a single company or organization to manage it. This makes it tamper resistant and free from freezes. The system is independent and operates without central control which gives users more freedom and security.

USDD is also over collateralized. This means that the assets backing the coin are more than the value of the coins in circulation. This extra backing helps to maintain stability and makes the coin safer for users. Unlike other stablecoins that may rely on a single bank or a single system USDD holds multiple assets as collateral which adds an extra layer of security.

Another feature of USDD is that it is chain agnostic. This means it can operate on different blockchains. It is available on networks like Ethereum and other popular blockchains. It also uses cross chain technology to move between different systems easily. This allows USDD to reach more users and to be integrated into many types of decentralized finance applications. Users can hold trade and use USDD on multiple platforms without worrying about restrictions.

USDD uses smart contracts to manage its operations. Smart contracts are computer programs that automatically enforce the rules of the coin. They make sure that the value of USDD stays stable and that the system works as expected. This automation reduces the need for human intervention and makes the system more transparent and reliable. People can see how the system works and check the reserves at any time.

The goal of USDD is to provide a digital dollar that is stable secure and accessible. It is designed for everyday use in crypto transactions and for storing value. People can use it to send money trade on different platforms or participate in decentralized finance without worrying about big swings in value. This makes it a useful tool for both new users and experienced investors.

Decentralized USD is becoming a popular choice because it combines stability security and flexibility. Its decentralized nature prevents tampering and central control while its over collateralization protects the value of the coin. Being chain agnostic allows it to work across multiple blockchain networks and reach more users. Smart contracts provide transparency and reliability making it easier for people to trust and use the coin.

Overall USDD is a strong stablecoin option in the crypto market. It offers a secure and stable way to use digital currency while giving users control and freedom. Its design makes it useful for many types of crypto activities and helps people interact safely in the digital finance world. By providing stability transparency and wide usability USDD supports the growth of decentralized finance and digital assets.

The coin is a clear example of how stablecoins can provide a dependable digital dollar in the crypto space. It shows that decentralized and over collateralized systems can work well and give people confidence in digital money.#USDD #Stablecoin #DigitalDollar #Blockchain