Islam mein tijarat ki ijazat hai, lekin kuch shara’i usoolon ka khayal rakhna zaroori hota hai. Aaj kal trading mein do common tareeqay hain: Future Trading aur Spot Trading. Dono mein farq samajhna aur unka shari’i hukm maloom karna zaroori hai.
✅ Spot Trading:
Spot trading mein aap foran maal aur paisa adla badli karte hain. Misal ke taur par: Aap gold ya dollar foran kharidte hain, aur foran hi paisa de dete hain. Ye halal hai kyunke:
Mal aapke qabze mein aata hai.
Payment bhi foran hoti hai.
Na to jua hai, na uncertainty (gharar), na hi interest (riba)
❌ Future Trading:
Isme aap koi cheez aaj kharidte hain lekin na mal aap ke paas hota hai, na paisa foran diya jata hai. Yeh aamdani speculation aur qimar par mabni hoti hai.
📜 Fatwa #1: Majma’ Al-Fiqh Al-Islami (OIC)
“Future contracts jahan maal ya currency aaj ke din sale/purchase hoti hai lekin delivery future mein hoti hai, aur mal qabze mein nahi aata — aisi suratein shar’an jaiz nahi.”
Source: Majma al-Fiqh al-Islami, Resolution No. 63 (1/7)
📜 Fatwa #2: Darul Ifta Jamia Darul Uloom Karachi
“Future trading jisme maal na qabze mein hota hai, aur sirf price movement se faida kamaya jata hai, wo shariat ke mutabiq haram hai. Halal sirf wahi tijarat hai jisme mal haqiqat mein ho aur adla badli foran ho.”
✅ Natija:
Agar aap halal trading karna chahte hain to sirf spot trading ka intekhab karein jisme cheez waqi'an aap lein ya dein, aur payment ya delivery foran ho. Future trading se bachna behtari hai kyunke usme haram anasir shamil hain.
