Thinking about crypto but unsure where to start? You don't need to buy a whole Bitcoin! A major advantage for beginners is fractional investing. Platforms like Coinbase or Kraken let you buy a small piece of a coin for as little as $25. This allows you to get started with a minimal amount and use a strategy called "dollar-cost averaging" (investing a fixed small amount regularly) to build your holdings gradually and reduce the risk of market volatility. This low barrier to entry makes the crypto journey accessible to everyone.
Furthermore, crypto deserves a spot in a modern portfolio for three key reasons:
1. Diversification: Crypto often moves independently of stocks and bonds, helping to spread risk.
2. Inflation Hedge: With a fixed supply, assets like Bitcoin are designed to resist devaluation, unlike traditional currency.
3. 24/7 Liquidity: Crypto markets never close, allowing you to trade anytime, anywhere in the world.
Start small, learn consistently, and use crypto's unique traits to your advantage.