$XRP remains one of the most debated assets in crypto, but some long-term holders say their conviction goes beyond price charts.
Popular XRP supporter XRP Bags explained that he continues holding XRP because of Ripple and its connections to major institutions involved in the future of global finance.
According to the analyst, Ripple has participated in high-level groups such as the Federal Reserve Faster Payments Task Force, the World Economic Forum, the Digital Dollar Project, the Digital Pound Foundation, and the Digital Euro Association.
Another key point is ISO 20022, the new global financial messaging standard now adopted by many institutions. Ripple became the first blockchain-focused company to join the ISO 20022 standards body and positioned its infrastructure early for that transition.
Supporters also highlight Ripple’s hiring strategy. Over the years, the company has brought in former officials from the U.S. Treasury, Federal Reserve, SEC, SWIFT, and major financial firms.
In 2025, Ripple also expanded aggressively through acquisitions and ecosystem investments worth nearly $4 billion, signaling long-term ambition in payments and tokenized finance.
For XRP believers, the thesis is simple: while price has been volatile, Ripple continues building relationships and infrastructure that could support future utility for XRP.