While everyone was busy chasing memecoins and L2 airdrops in 2025, a boring-sounding “collateral infrastructure” protocol silently became one of the fastest-growing money machines in crypto.
Falcon Finance ($FF) just crossed $420M TVL and $280M USDf in circulation — in under 90 days from mainnet — with almost zero marketing and zero VC round announcements.
Here’s why institutions and whales are piling in without telling you:
Universal Collateral = Everything is borrowable
ETH, BTC, LSTs, LP tokens, yield-bearing stables, pendle YT/PT, even tokenized stocks and real estate fractions. If it has liquidity somewhere, Falcon accepts it as collateral. One wallet, one health factor, 85–92% LTV on most assets.
USDf is the new “ghost stable”
Overcollateralized synthetic dollar that never breaks the peg (currently sitting at $1.0004). No bank runs, no DAI-style PSM games, no reliance on fragile oracles. Just pure, diversified crypto + RWA collateral sitting behind it.
Zero-liquidation borrowing (yes, really)
Thanks to deep internal liquidity pools and dynamic borrowing caps, liquidations have been <0.003% of total volume. People are borrowing 10x leverage on their BTC and sleeping like babies.
The yield is stupid
Excess collateral gets auto-deployed into proven delta-neutral basis trades and funding rate arb. Users are currently earning 12–19% APY in real USDf yield on their collateral — paid weekly, no impermanent loss.
$FF token is a cash printer in disguise
100% of protocol revenue (interest + liquidation fees + RWA onboarding fees) flows to $FF stakers. At current run rate that’s already >$28M annualized revenue, and TVL is still 10x-ing every 30 days.
Most people think Aave and Compound are the lending kings.
They haven’t noticed the new king doesn’t even show liquidation charts anymore because they basically don’t happen.
Falcon Finance didn’t come to compete with lending protocols.
It came to replace them.
Your portfolio shouldn’t be sitting idle.
It should be printing USDf 24/7.
@Falcon Finance $FF #FalconFinance
#BinanceHODLerAT #BTCRebound90kNext?
