U.S. lawmakers are pushing the Clarity Act, and there's a rule that's shaking up the crypto market. If a crypto project wants its asset to be seen as a commodity, no company linked to it can own more than 20% of the total supply. 🚨
The Problem? Ripple still controls over 30% of all $XRP tokens. That includes a massive 34 billion XRP locked in escrow. So what's next?
- Ripple might have to sell some of its XRP holdings to meet the 20% rule.
- Or... here's the shocker: Ripple could apply for a national bank license.
According to Brad Kimes from Digital Perspectives, if Ripple becomes a bank, it could fall under different rules – and that 20% cap might not apply anymore. No forced selling, no pressure on XRP supply.
But wait... is this confirmed? Not yet. Regulators haven't said anything official, but the idea alone is causing a stir.
Ripple's Big Move (You Might've Missed This)
- Applied to start Ripple National Trust Bank
- Asked for a Federal Reserve master account (gives direct access to Fedwire & FedNow)
- Plans 24/7 issuance and redemption of RLUSD (no third-party custodians needed)
This is huge. Ripple's positioning itself for institutional players.
Price Impact? The Wild Part...
Google Gemini AI says: If Ripple gets a banking license + Fed access, it could be one of crypto's biggest institutional wins EVER. In a crazy bullish scenario... $XRP could hit $50 because of:
#BinanceAlphaAlert #TrumpTariffs #CPIWatch #WriteToEarnUpgrade #USJobsData


- Clear rules
- Banks using XRP
- Uncertainty gone
Not financial advice. The story (narrative) matters more than price right now. If Ripple gets that license, $XRP might skyrocket – and fast. Don't get left behind. 🔥