U.S. lawmakers are pushing the Clarity Act, and one rule has traders paying close attention:

👉 To qualify as a commodity, no entity tied to a crypto project can control more than 20% of total supply.

⚠️ The issue?

Ripple still controls 30%+ of XRP, including 34B tokens locked in escrow.

So what happens next? 👀

🧠 Some believe Ripple may need to reduce its holdings.

Others are watching a much bigger move unfold…

💥 WHAT IF RIPPLE DOESN’T SELL — BUT BECOMES A BANK?

According to industry analysts, a national banking charter could place Ripple under a different regulatory framework, potentially bypassing the 20% supply restriction entirely.

✅ No forced selling

✅ No supply shock

✅ No distribution pressure

⚠️ Still speculative — but the narrative is shifting fast.

🏦 RIPPLE’S MOVE MOST TRADERS MISSED

Ripple has reportedly: • Applied to create Ripple National Trust Bank

• Requested a Federal Reserve master account

• Sought direct access to Fedwire & FedNow

• Planned 24/7 issuance & redemption of RLUSD

• Eliminated reliance on third-party custodians

This is institutional-grade positioning, not retail hype.

🤖 PRICE IMPACT? HERE’S THE BOLD TAKE

Some AI-based projections suggest that if Ripple secures a banking charter + Fed access, it could become one of the strongest institutional cases in crypto.

In an extreme bullish scenario: 💥 $XRP XRP → $50

Driven by: • Regulatory clarity

• Institutional & banking adoption

• Removal of long-standing uncertainty

👀 Most traders focus on charts.

Smart money watches regulation + structure.

⚠️ Not financial advice.

🔥 If regulation flips bullish, price usually follows — fast.

#cryptonewss #TradingSignal #Binance #XRPGoal

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