$FIL
Core Proposition:
FIL is the native token of the Filecoin network, a decentralized data storage marketplace. It's a utility token for a functional protocol, unlike purely speculative meme coins. Users pay FIL to store data, and storage providers earn FIL by offering reliable capacity.
Established Legal Clarity: $XRP is not considered a security in the U.S. after Ripple’s partial legal victory against the SEC. This reduces regulatory uncertainty compared to many other cryptocurrencies.
· Real-World Utility: It is designed for fast, low-cost cross-border payments and settlements, with RippleNet used by numerous financial institutions.
· Technology & Speed: The XRP Ledger settles transactions in 3-5 seconds at minimal cost, outperforming many blockchains and traditional
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