If Every Bank in Japan Starts Using XRP, Here’s How High XRP May Rise:
Japan is one of the most XRP-friendly countries, with many financial institutions already testing Ripple’s technology. If every bank in Japan fully adopted XRP for cross-border payments, the impact on demand could be significant.
Japan’s banking sector processes trillions of dollars in transfers each year. Using XRP as a bridge asset would sharply increase on-demand liquidity usage. Unlike speculative trading, this demand would be ongoing, as banks would need XRP regularly to settle transactions.
With a fixed supply of 100 billion tokens and a smaller circulating amount, increased utility demand could reduce available supply. This supply-and-demand shift would likely place upward pressure on XRP’s price.
Conservatively, Japan-only adoption could support prices in the $3–$10 range. If it triggered broader global adoption, some models suggest XRP could reach $20 or more, driven by real-world usage rather than speculation.
While gains would not happen overnight, full banking adoption in Japan could reposition XRP as core financial infrastructure—potentially leading to a long-term repricing of the asset.
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