Today, December 20, 2025, several key developments are signaling a major pro-crypto shift in both the regulatory and institutional landscapes.

Federal Reserve Moves Toward "Skinny" Payment Accounts for Crypto Banks: The Federal Reserve has officially proposed creating limited "payment accounts" for certain financial institutions, specifically targeting fintech and crypto-driven banks. This would allow these institutions to access the Fed's clearing and settlement services without requiring the full, more restrictive privileges of a traditional bank, effectively bridging the gap between digital assets and the U.S. central banking system.

U.S. Strategic Bitcoin Reserve and "Genesis Initiative" Gains Momentum: Recent official confirmations from the White House reinforce the establishment of a Strategic Bitcoin Reserve, with the Treasury and Commerce Secretaries authorized to develop strategies for acquiring additional Bitcoin without taxpayer cost. Simultaneously, 24 top AI and tech firms (including NVIDIA and Google) have signed the "Genesis Initiative" to integrate emerging technologies like blockchain into national infrastructure.