XRP is among the altcoins to watch, according to a cryptocurrency market analyst, as it could negatively impact investor returns by 2025. Lisha noted that XRP has declined by approximately 42% from its peak, while JITO, BEAM, TIA, and SHIB have fallen by 91%, 90%, 89%, and 72%, respectively. The expert suggested buying Bitcoin or limiting exposure to highly volatile assets. However, the 42% figure for the loss lacks a clear methodology. Calculations from the January 2020 peak show a loss of $430 on a $1,000 investment, not a near-total loss. Investors who bought XRP at $0.50 still have gains.