🚨 #crypto Borrowers at a Crossroads: Fixed vs. Variable APRs
Borrowers in the crypto space are facing a pivotal decision: lock in a fixed APR or ride the waves with a variable APR.
Fixed APRs: predictable payments and budget certainty, but could mean paying more if rates drop.
Variable APRs: lower initial rates, yet exposure to rising costs if market rates climb.
The choice directly affects your borrowing costs and risk profile, especially amid shifting macro conditions and fluctuating lending demand. Ultimately, the right path depends on your financial goals, appetite for risk, and outlook on interest rates.
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