$XRP was never built for speculation According to Stevenson systems fail not because prices fall but when money cant move efficiently settlement lags liquidity fragments or slippage risesissues that can be catastrophic for institutions
Why Banks Prefer Higher XRP Prices
XRP is not equity and does not represent Ripple ownership. Its a liquidity instrument With a fixed supply each XRP unit must represent more value to handle larger transactions
Banks moving billions prefer fewer units of higher value over millions of tiny units Stability deep liquidity predictable settlement and quiet absorption of supply matter more than price spikes
Stevenson emphasizes that XRP works as a bridge not a bet A higher price improves efficiency and keeps institutional flows smooth
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