Hey crypto community, with 2025 wrapping up on December 22nd, it's the perfect time to look back at some of the projects that have genuinely delivered this year. One that's crushed it quietly but consistently is @Lorenzo Protocol . If you're deep in BTCfi, you've probably heard the buzz but if not, let me break down why this is one of my top holds going into 2026.
Lorenzo Protocol has positioned itself as the premier Bitcoin liquidity finance layer, basically turning idle Bitcoin into a yield-generating machine without the usual risks of DeFi. Their flagship products? enzoBTC a decentralized wrapped BTC that's redeemable 1:1 and super liquid across chains and stBTC, a liquid staking token powered by Babylon that lets you earn staking rewards while keeping your BTC workable in DeFi.
What really sets them apart is the institutional-grade approach. They're not chasing hype yields; they're building tokenized strategies like On-Chain Traded Funds (OTFs) that feel like on-chain ETFs fixed yield options, principal-protected vaults, and more. Plus, integrations like Wormhole for multichain access (now supporting Sui and BNB Chain) and partnerships with protocols like NAVI and Swell Network have pushed their ecosystem forward big time.
TVL speaks for itself: enzoBTC alone is sitting at over $474 million, with total protocol assets growing steadily. That's real adoption, especially in a year where BTC has dominated and everyone wants ways to put their Bitcoin to work without selling.
The native token $BANK is the heartbeat of it all used for governance, fee sharing, and incentives. As of today, it's trading around $0.043 with a market cap in the low $20Ms, which still feels undervalued given the utility and growth trajectory. Backed by solid infrastructure (Binance Labs mentions in past updates) and a focus on security, the team has been shipping: points system upgrades, new vaults, cross-chain expansions all while keeping things decentralized and transparent.
I've been staking some BTC through their platform this year, and the yields have been consistent nothing crazy volatile, just steady compounding from real strategies. In a market that's maturing, projects like Lorenzo that bridge Bitcoin's security with DeFi's flexibility are exactly what we need.
Looking ahead, with BTCfi exploding and more institutions dipping into on-chain Bitcoin products, @Lorenzo Protocol is primed for massive scaling. Community is strong, updates are frequent, and the roadmap looks packed.
If you're a BTC holder sitting on dry powder, definitely check out lorenzo-protocol.xyz and start with enzoBTC or one of their vaults. DYOR as always, but this feels like early access to the future of Bitcoin asset management.
What's your take on Lorenzo this year? Deposited yet, or holding BANK? Let's chat in the comments!
Still super bullish 🚀
#LorenzoProtocol @Lorenzo Protocol $BANK
