As 2025 approaches its close, XRP price predictions are being reassessed amid a prolonged bearish trend that has exceeded most expectations. Market sentiment has shifted notably, forcing analysts to revise earlier bullish forecasts and introduce new long-term timelines for XRP’s future price milestones.
XRP has remained below the $2 mark for several days, recently dipping to $1.77 before attempting a modest recovery. Since reaching a local high of $3.66 in July, the asset has steadily declined over the past six months—losing more than 50% of its value.
During the July rally, several analysts predicted XRP could surge to $50, while more conservative projections placed it between $5 and $10. None of those targets materialized, and many analysts are now openly acknowledging missed forecasts while outlining more realistic long-term expectations.
✨ Updated Timelines for XRP to Reach $10
According to analysts at Changelly Exchange, XRP could reach the $10 level by August 2029. This projection closely aligns with estimates published earlier by Bitwise in a report aimed at professional investors.
Bitwise’s analysis suggested that under a bull-case scenario, XRP could reach approximately $10.20 by 2029, while an ultra-bull scenario places XRP near $13 by 2028.
Meanwhile, Telegain analysts project an average XRP price of $10.29 by 2028. Based on the current price of around $1.91, this would represent a potential upside of roughly 421%.
✨ Updated Timelines for XRP to Reach $50
For the $50 milestone, Changelly outlines a longer-term horizon, estimating XRP could reach a maximum price of $51 by January 2034. From today’s levels, that would equate to a potential gain of approximately 2,496%.
Telegain analysts take a more cautious stance, forecasting XRP could reach $50 sometime between 2035 and 2040. Their projections include a minimum price of $40.29 by 2035 and a maximum of $59 by 2040.
Bitwise analysts, however, remain more conservative. Their most aggressive estimate places XRP at $29.32 by 2030, offering no direct timeline for a $50 valuation.
✨ Updated Timelines for XRP to Reach $100
Prominent XRP community figure Zach Rector has revised his projection for XRP reaching $100, pushing the timeline back to 2030 from his earlier 2025 estimate. His original prediction, made last November, famously compared skepticism toward a $100 XRP to “telling children that Santa isn’t real.”
The revised timeline sparked criticism, with some community members accusing Rector of shifting the goalposts. Despite the backlash, many still view a $100 XRP by 2030 as extremely ambitious.
Changelly’s long-term research suggests XRP could reach as high as $134 by 2040, while Telegain analysts estimate XRP may not approach $106 until around 2050.
From current price levels, a $100 XRP would represent a 52x increase, helping explain why most forecasts place this milestone decades away. At that valuation, holders of 10,000 XRP would officially cross into millionaire status.
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