After $XRP recent market downturn, many analysts are reassessing their long-term price expectations. The year is ending more bearish than most investors anticipated, forcing even bullish voices to update their forecasts.

XRP has remained below $2 for several days, briefly dropping to around $1.77 this month before attempting a recovery. Since reaching a high of $3.66 in July, the price has steadily declined over the past six months — a drop of over 50%.
Earlier in the year, optimism was high. Some analysts confidently spoke about $50 XRP, while conservative estimates focused on $5–$10. None of those targets were achieved, and with 2025 coming to a close, new and more realistic timelines are now emerging.
✨ When Could $XRP Reach $10?
According to updated research from Changelly, XRP could hit $10 by August 2029. This outlook closely matches projections shared earlier by Bitwise, which suggested:
$10.20 by 2029 in a strong bull scenario
Up to $13 by 2028 under extreme bullish conditions
Meanwhile, Telegain analysts expect XRP to average around $10.29 by 2028. From today’s price near $1.91, that would mean a potential 421% increase.
✨ Timeline for XRP to Reach $50
Reaching $50 is expected to take significantly longer.
Changelly estimates XRP could touch $51 by 2034, representing nearly a 2,500% upside from current levels.
Telegain offers a wider range, predicting:
Around $40 by 2035
A possible peak near $59 by 2040
Bitwise, however, remains more cautious and does not project XRP reaching $50. Their highest estimate is around $29 by 2030.
✨ Can XRP Ever Reach $100?
The idea of $100 XRP remains highly debated.
Community analyst Zach Rector recently revised his forecast, now expecting XRP to reach $100 around 2030, instead of his earlier 2025 estimate. While some criticized the revision, many still view even the 2030 target as very ambitious.
Other projections suggest a much longer wait:
Changelly sees XRP potentially reaching $134 by 2040
Telegain estimates XRP may only approach $106 by 2050
A move to $100 would require roughly a 52x increase from current prices, which explains why most forecasts push this target decades into the future. At that level, holders of 10,000 XRP would officially enter millionaire status.
🔍 Final Thoughts
$XRP long-term future still attracts strong debate, but one thing is clear: expectations are becoming more realistic. Instead of short-term hype, analysts are now focusing on multi-year and multi-decade growth cycles.
Patience, timing, and smart decision-making will matter more than ever.
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