🇷🇺 Russia Opens the Crypto Door — But With Heavy Locks 🔐🚀
✨ Bank of Russia proposes a tiered crypto access model for both retail and professional investors
✨ Crypto & stablecoins recognized as assets — but still banned for domestic payments
✨ Strict controls remain due to volatility, sanctions risk, and lack of sovereign backing
👥 Who Gets Access — and How?
🧑💼 Retail Investors
🔹 Limited to most liquid cryptocurrencies
💰 Annual cap of 300,000 rubles
🏛️ Access via one licensed intermediary
🧠 Subject to knowledge testing & safeguards
🏦 Professional Investors
🚫 No transaction limits
❌ Anonymous crypto strictly prohibited
🔎 Higher compliance and transparency requirements
🏛️ What the Regulator Is Saying?
⚠️ Crypto classified as a high-risk asset
📉 Risks highlighted: price volatility, sanctions exposure, no state guarantee
💱 Buying & selling allowed — but payments inside Russia remain illegal
🧱 Infrastructure Gets an Upgrade
🔗 Transactions stay within licensed exchanges, brokers, and trustees
🗄️ New rules for specialized crypto depositories & exchangers
🌍 Digital Financial Assets may circulate on open networks to attract foreign capital
⏳ Timeline That Matters
📌 By July 1, 2026 → Final legislative framework expected
⚖️ From July 1, 2027 → Liability kicks in for illegal crypto activity by intermediaries
💬 Big Question for the Market
🤔 Is this the start of controlled crypto normalization in Russia or tighter oversight in disguise?
👇 Bullish step or regulatory trap? Share your take.
