Ripple CTO: How the XRP Ledger ‘Will Take Over the World’

▪ What Metrics Matter

▪ Focus on sustained usage and real value moving on-chain

▪ Over 4 billion transactions processed

▪ Consistent settlement in 4–5 seconds with predictable, ultra-low fees

▪ Infrastructure Over Hype

▪ XRPL designed to enable transactions, not extract value

▪ Fees cost a fraction of a cent, supporting high-frequency financial use

▪ Emphasis on reliability and scale for institutions

▪ Liquidity as a Core Advantage

▪ XRP remains a top-5 digital asset by market cap

▪ Approximately $109B in global liquidity

▪ Deep liquidity supports real financial activity, not just speculation

▪ Real-World Asset Momentum

▪ XRPL ranks among the top 10 blockchains for real-world activity

▪ Rapid growth in on-chain usage over the past year

▪ Institutional issuers include Guggenheim, Ondo, Aberdeen, Franklin Templeton

▪ Beyond RWA “Theater”

▪ Assets are not just issued—they are actively moving and settling on-chain

▪ Financial workflows are gaining real efficiency from blockchain settlement

▪ Institution-Led Adoption

▪ Retail activity is not the end goal

▪ Focus on payments, stablecoins, tokenized money market funds, and treasuries

▪ Over 500,000 new wallets created, signaling early institutional-driven adoption

▪ Market Snapshot

▪ XRP price at press time: $1.88