Analysis: Impact of the New Binance Fee (3.6%)
The real cost of acquiring dollars via bank has surpassed the profitability threshold compared to P2P. Here's the technical breakdown:
Base Rate (BCV): 611.00 Bs.
Bank Cost: 629.38 Bs (includes 3.01% in banking fees).
Receiving on Binance: You only get $0.964 for each dollar (after the new 3.6% fee).
FINAL NET COST: 652.88 Bs/$
Conclusion: The "official rate" has a real operational surcharge of 6.85%. Currently, the banking channel is less efficient than P2P, where you get immediate liquidity without the friction of these accumulated fees.
What do you think, will P2P rise and become profitable again to buy at the BCV bank?
The real cost of acquiring dollars via bank has surpassed the profitability threshold compared to P2P. Here's the technical breakdown:
Base Rate (BCV): 611.00 Bs.
Bank Cost: 629.38 Bs (includes 3.01% in banking fees).
Receiving on Binance: You only get $0.964 for each dollar (after the new 3.6% fee).
FINAL NET COST: 652.88 Bs/$
Conclusion: The "official rate" has a real operational surcharge of 6.85%. Currently, the banking channel is less efficient than P2P, where you get immediate liquidity without the friction of these accumulated fees.
What do you think, will P2P rise and become profitable again to buy at the BCV bank?