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According to CoinDesk, the U.S. Federal Reserve issued a revised proposal Wednesday establishing a framework for limited payment accounts—commonly called "skinny" master accounts—that would allow non-bank firms, including crypto companies, to clear and settle payments through Fed rails. Payment account holders would not receive intraday credit, discount window access, or interest on balances, and automated controls would prevent overdrafts. The proposal, now open for a 60-day comment period, follows a December 2025 request for information and increases maximum closing balance limits based on expected payment activity. The Fed also asked regional banks to pause consideration of certain applications while finalizing the rule, a day after President Trump's executive order directing a review of crypto firms' access to Fed payment rails.
Bitcoin Falls Nearly 7% to $76,000 as Holder Losses Reach $616 Million


Binance News
3h・Verified Binance official account
Bitcoin experienced a significant decline, dropping nearly 7% from $82,800 to $76,000. According to NS3.AI, aggregate realized losses among holders amounted to $616 million. Data from Glassnode indicated a shift in holder behavior from accumulation to distribution, with whale absorption reaching a record low of -151%.
HYPE, you guys are betting it's the next BNB because it's a decentralized exchange token. But looking at past lessons with dydx, aster, and hype, those are trash coins compared to BNB, SOL, Doge, BCH (Bitcoin Cash), LTC, and UNI. But let’s be real, there’s no such thing as a completely unregulated exchange, especially when they claim to be decentralized and don’t have KYC for cash flow. That’s a regulatory risk and could even face some serious backlash down the line. They fatten the pig before they slaughter it. So, if you're holding spot right now, it’s just hit the 50U+ resistance zone, and this is the last chance to escape. #HYPE $BNB $USDC $HYPE #SECPausesNewETFApplicationReview #OpenAIToConfidentiallyFileForIPO #MoonPayLaunchesBankTokenizedAssetPlatform #CFTCNHLSignPredictionMarketMOU #VitalikButerinDetailsEthereumPrivacyUpgrades
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xAI Introduces 'Skills' Feature for AI Assistant Grok


Binance News
6h
・Verified Binance official account
Elon Musk's AI company, xAI, has launched the 'Skills' feature on web, iOS, and Android platforms. According to Odaily, this new feature enhances the AI assistant Grok with persistent memory across conversations, marking its evolution from a traditional single-interaction chatbot to a configurable and programmable automated workspace.
The 'Skills' feature allows users to teach Grok specific task methods once, enabling it to permanently remember personal preferences, formatting rules, or specific workflow steps in all subsequent independent conversations. This development means users no longer need to repeatedly input tedious prompts or background settings when starting new conversations.
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Crypto Usage Among U.S. Adults Reaches Three-Year High in 2025
Crypto Usage Among U.S. Adults Reaches Three-Year High in 2025 Binance News 1h ・ Verified Binance official account In 2025, approximately one-tenth of U.S. adults reported using or investing in cryptocurrencies, marking the highest level of engagement in three years, according to a Federal Reserve report on household economic well-being. According to Cointelegraph, the report, released on Wednesday, indicates that around 10% of adults engaged with crypto for various purposes, an increase from the figures in 2023 and 2024. However, this still falls short of the 12% adoption rate recorded in 2021. The report provides a detailed breakdown of crypto usage, including investment and payments, among Americans from 2021 to 2025. Expanding the use of Bitcoin (BTC) and other cryptocurrencies into everyday payments has been a significant focus for American payment companies. Jack Dorsey's Block, for instance, has facilitated Bitcoin and stablecoin payments for over 800,000 U.S.-based merchants. Additionally, Lightspark, a Bitcoin Lightning Network startup founded by former PayPal President David Marcus, is working to bring Bitcoin payments into the mainstream. The survey revealed that around 9% of respondents use crypto as an investment vehicle, while only 2% utilize it for payments, and 1% for sending money to family or friends. Crypto usage was notably higher among the unbanked population, with 6% using it for transactions compared to 2% of banked adults. In 2025, approximately 6% of Americans were unbanked. More than a quarter of those using crypto for payments reported that businesses preferred crypto payments due to advantages like speed, privacy, and lower costs. However, less than 10% of businesses expressed a preference for crypto payments, citing reasons such as perceived safety over banks or distrust in the traditional banking system. The Federal Reserve has historically maintained a cautious stance on cryptocurrencies, particularly under Jerome Powell's leadership, which concluded on Friday. Kevin Warsh, who was voted in by the Senate on Wednesday, will succeed Powell as the new Federal Reserve chair. Warsh, a former Fed governor from 2006 to 2011, is known for his favorable view of Bitcoin, having previously suggested that it could "provide market discipline" and compared it to gold as an investment for those under 40. Warsh is recognized for his hawkish views on monetary policy, often advocating for fiscal restraint, lower inflation, and reduced reliance on quantitative easing. $BTC $ETH $BNB #SolanaAIAgentEconomicImpact #Ecoprotocol$76.7MHack #SECTokenizedStockExemption #RussiaDumaCryptoMonitoringBill #SpaceXEyes2TIPO
Crypto Usage Among U.S. Adults Reaches Three-Year High in 2025
Binance News 1h ・ Verified Binance official account In 2025, approximately one-tenth of U.S. adults reported using or investing in cryptocurrencies, marking the highest level of engagement in three years, according to a Federal Reserve report on household economic well-being. According to Cointelegraph, the report, released on Wednesday, indicates that around 10% of adults engaged with crypto for various purposes, an increase from the figures in 2023 and 2024. However, this still falls short of the 12% adoption rate recorded in 2021.
The report provides a detailed breakdown of crypto usage, including investment and payments, among Americans from 2021 to 2025. Expanding the use of Bitcoin (BTC) and other cryptocurrencies into everyday payments has been a significant focus for American payment companies. Jack Dorsey's Block, for instance, has facilitated Bitcoin and stablecoin payments for over 800,000 U.S.-based merchants. Additionally, Lightspark, a Bitcoin Lightning Network startup founded by former PayPal President David Marcus, is working to bring Bitcoin payments into the mainstream.
The survey revealed that around 9% of respondents use crypto as an investment vehicle, while only 2% utilize it for payments, and 1% for sending money to family or friends. Crypto usage was notably higher among the unbanked population, with 6% using it for transactions compared to 2% of banked adults. In 2025, approximately 6% of Americans were unbanked. More than a quarter of those using crypto for payments reported that businesses preferred crypto payments due to advantages like speed, privacy, and lower costs. However, less than 10% of businesses expressed a preference for crypto payments, citing reasons such as perceived safety over banks or distrust in the traditional banking system.
Trump Amână Atacul Militar asupra Iranului în Așteptarea unui Acord
・Cont oficial verificat Binance Președintele SUA, Donald Trump, a anunțat că Arabia Saudită, Qatar, Emiratele Arabe Unite și alte țări au solicitat o amânare de două până la trei zile pentru un atac militar asupra Iranului, crezând că un acord SUA-Iran este aproape. Potrivit Odaily, Trump a declarat la un eveniment de la Casa Albă că SUA erau pregătite pentru un atac 'foarte semnificativ' asupra Iranului pe 19. Cu toate acestea, a decis să-l amâne, sperând că amânarea ar putea fi permanentă, deși ar putea fi temporară. Trump a menționat că discuții semnificative cu Iranul sunt în curs și rezultatul rămâne de văzut.
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🔥Contorul invers la încetarea focului între SUA și Iran? Trump amenință cu "relansarea bombardamentelor", iar prețul petrolului american a explodat!\n\nTrump a postat pe Twitter o declarație dură: dacă Iranul își respectă angajamentele, acțiunea "Furia Epică" se va încheia imediat, iar strâmtoarea va fi deschisă; dacă nu – bombardamentele vor relua, iar intensitatea va fi mult mai mare decât înainte! E de-a dreptul înfricoșător.\n\nGarda Revoluționară Iraniană a răspuns ferm: amenințarea agresorilor a fost eliminată, noile reguli sunt în vigoare, garantând trecerea în siguranță a navelor prin strâmtoarea Hormuz. Cine se teme de cine?\n\nDar a venit o răsturnare de situație! Media americană raportează: Casa Albă crede că s-a ajuns aproape de un acord – un document de o pagină cu 14 puncte. Iranul suspendă îmbogățirea uraniului, SUA ridică sancțiunile și eliberează zeci de miliarde de dolari de fonduri înghețate, iar ambele părți anulează restricțiile din strâmtoare. Următoarele 30 de zile sunt dedicate negocierilor, cu o deblocare treptată. Dacă discuțiile eșuează? Armata americană poate relua bombardamentele oricând.\n\nCeea ce este cu adevărat critic este prețul petrolului: prețul mediu al benzinei în SUA a depășit 4,54 dolari pe galon, cel mai mare nivel din iulie 2022, atingând un maxim istoric sezonier! Doar 50 de cenți până la recordul istoric de 5,01 dolari. Stocurile sunt cele mai scăzute de la 2014 încoace, iar Morgan Stanley spune că vara va fi și mai strânsă. Trump a promis că după război prețul petrolului va scădea, dar rezultatul este că devine tot mai scump. Apropiindu-se alegerile de mijloc de mandat, aceasta este o mare problemă pentru Partidul Republican.\n\nDeci, ce va fi? "Furia Epică" este un final sau o escaladare? Așteptăm răspunsul Iranului în următoarele 48 de ore.\n\n👇Hai să discutăm în comentarii: Crezi că Trump va bombarda cu adevărat? Poate prețul petrolului să scadă din nou?