朱老师区块链
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价值投资社区，项目投研专家，返佣码：BC3000。2项国家级区块链重点研发项目核心成员，10年讲3000个项目。公众号：书中自有大饼屋，油管：朱老师区块链3000问，b站同名节目，推特：朱老师区块链
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It's been 2710 days since I joined, and I barely moved on the second one yet they say my profitability is top-notch. I estimate that most people would say the same, but after 25 years, everyone should know what the market is like. Then welcome to join the value investment club!
#2025withBinance Start your cryptocurrency story, check out @Binance's annual review and share your highlights! #2025withBinance.
👉 Use my link to register and get a $100 reward! https://www.maxweb.cab/year-in-review/2025-with-binance?ref=35357253
$BNB
#2025withBinance Start your cryptocurrency story, check out @Binance's annual review and share your highlights! #2025withBinance.
👉 Use my link to register and get a $100 reward! https://www.maxweb.cab/year-in-review/2025-with-binance?ref=35357253
$BNB
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《The 'Rebate Secrets' Used by Everyone in the Circle, Are You Still Giving Money to the Platform?》
Recently, more and more people have been asking me how to trade without paying fees, and even make money?
The answer is actually: activate the Binance commission rebate feature, also known as the ‘Super Commission’ plan.
What is Binance commission rebate?
In simple terms: you register on Binance using my exclusive invitation code, and then for every transaction fee generated, the platform will return a portion to me, and I'm willing to share up to 20% of that with you!
This is equivalent to using a “discount trading account”👇
Here's a simple example:
You trade 100,000 yuan (equivalent to USDT) every month
Transaction fee = 1,000 yuan
The answer is actually: activate the Binance commission rebate feature, also known as the ‘Super Commission’ plan.
What is Binance commission rebate?
In simple terms: you register on Binance using my exclusive invitation code, and then for every transaction fee generated, the platform will return a portion to me, and I'm willing to share up to 20% of that with you!
This is equivalent to using a “discount trading account”👇
Here's a simple example:
You trade 100,000 yuan (equivalent to USDT) every month
Transaction fee = 1,000 yuan
Translate
日本加息=核弹？
今天继续接着昨天说，昨天我们说到美股那边可能后续没有太多利好，降息也降了，美联储每个月400亿的储备金购买并不是为了刺激经济，而是为了稳住货币市场，但是也看了财政部的TGA账户的钱确实也在流向市场，总之，有利有弊。
一．先不要恐慌
接着我们说下日本在19号的加息活动，很多人都很恐慌，说什么套利资金要撤离，全球金融级危机要来了等。
然后昨天我又看到一条新闻说日本中央银行要抛售82万亿日元的ETF，一直要抛售112年，折合每年抛售7300亿日元，换算成美元就是52亿美金，但是这并不是短期集中抛售。
其实就是最近小日子感觉自己经济又行了，其实从去年开始，小日子就开始加息了，从-0.1%加息到目前的0.5%，而在19号会继续加息0.25%（是第四次加息），利率来到0.75%。
从2008年金融危机以来，小日子把利率降低到0直到2024年，小日子的量化宽松持续了近16年，为什么这么长的负利率时代？相比大家经常刷新闻的都看到，有这么一则消息，就是小日子人民不愿消费，都把钱存银行，加上日本人口老龄化严重，老年人本来就不远消费，小日子人民又不愿意生育，新生儿数量下降，日本物价不上涨反跌！小日子人民是不愿意冒风险，不愿意投资，不愿意创业，全变成了佛系状态，导致日本经济进入到了通缩状态。
所以没办法啊，政府说我搞成负利率，看你们还存钱，赶紧都给我花出去。
二．为什么不用怕”的三条核心逻辑
那么负利率出现，就会出现一批人-套利者，你这负利率借钱还给你钱，虽然只有0.1%，但是也钱，然后目前美国的利率高，我借钱存美国银行拿4个点利息不好吗，所以市场上就会出现套利资金，当然这些套利资金不一定全进美国银行，其他地方比如股市，加密也都有可能，因为毕竟借钱不需要利息，加上这几年的美股和加密都走势不错，所以钱进这里的还是有不少。
所以一开始说的，有人恐慌说这批的套利资金将要出逃，但是你要想，目前虽然这波日本的利率加到0.75%，看似加了不少，但是目前美国的利率还有3.75%，这就价差了3%，仍然是有套利空间的，就算加上一些其他成本，保守也有2.8%以上的空间，其实如果是大额资金完全可以接受，包括加密中，很多稳定币的受益都超过了5%-6%，如果你有1亿美金，你会选择套利吗？
第二，这是小日子的第四次加息，并不是第一次，当利率从0涨到0.25%的时候（2024.7），如果不愿意冒一点点风险的资金早就跑了，不会等到现在。
第三，有专家预估，这波在市场上套利的资金体量也就2万亿美元的规模，这个规模对于全球金融市场来说，其实不算大，毕竟美股一只股票价格都超过2万亿。
综上，我觉得这次的日本加息其实不会对市场造成多大影响，毕竟小日子的“体量有限”。和第一大经济体比差距很大，甚至和第二大经济体比差距也很大！
三．历史数据“盖棺定论”
上面说完了整体认识，那么我们继续从数据角度来看下，日本的降息到底有没有影响到美股或者大饼。
小日子之前的三次加息情况如下：
1.2024 年 3 月 19 日 — 利率从负变为 0–0.1%
2.2024 年 7 月 31 日 — 利率提升至 ~0.25%
3.2025 年 1 月 24 日 — 提升至 ~0.50%
先看第一次加息
纳斯达克在24年3月19号和20日两天都是涨的，并且之前也都是涨的，4月15号才开始出现了一定程度的回调。
BTC表现
当日大跌，第二条涨回来，随后横盘到4月，开始跟随美股回调。
第二次加息
可以看到纳斯达克在7月31号是涨的，8.1号出现了大跌，但是3天后开始修复大涨。随后剧情我们知道，美股开启了降息，然后上涨带来了大牛行情。
BTC表现
当日下跌，随后开启了连续3天的下跌，然后开始上涨，其实走势基本符合美股走势！
第三次加息
25年1月24号跌，但是1月24号就涨了，并且之前和之后的数十天内都是震荡行情。
BTC表现
当天这次是上涨，真正下跌其实是2月初，但是我们知道2月份那波的下跌主升浪原因是特朗普的关税战！
总结
所以不管是从宏观面上的判断来看，还是通过实际的美股加密的币价表现来看，其实日本的加息没有造成实质非常强烈的影响，因为2008年以来，日本的加息数据只有三次，如果数据量足够多，我认为一定是55开的，因为仅仅上面的三次数据，美股表现是2涨1跌，其实并不能很说明问题，但是看美股后续表现，也是有涨有跌。
当市场开始用第五大经济体的动作，去解释第一大市场的波动时，本身就说明情绪已经走在了事实前面。
然后也不要听风就是雨，多自己研究，看实际数据，甚至多查证，多对比，才能形成自己的认知体系！
一．先不要恐慌
接着我们说下日本在19号的加息活动，很多人都很恐慌，说什么套利资金要撤离，全球金融级危机要来了等。
然后昨天我又看到一条新闻说日本中央银行要抛售82万亿日元的ETF，一直要抛售112年，折合每年抛售7300亿日元，换算成美元就是52亿美金，但是这并不是短期集中抛售。
其实就是最近小日子感觉自己经济又行了，其实从去年开始，小日子就开始加息了，从-0.1%加息到目前的0.5%，而在19号会继续加息0.25%（是第四次加息），利率来到0.75%。
从2008年金融危机以来，小日子把利率降低到0直到2024年，小日子的量化宽松持续了近16年，为什么这么长的负利率时代？相比大家经常刷新闻的都看到，有这么一则消息，就是小日子人民不愿消费，都把钱存银行，加上日本人口老龄化严重，老年人本来就不远消费，小日子人民又不愿意生育，新生儿数量下降，日本物价不上涨反跌！小日子人民是不愿意冒风险，不愿意投资，不愿意创业，全变成了佛系状态，导致日本经济进入到了通缩状态。
所以没办法啊，政府说我搞成负利率，看你们还存钱，赶紧都给我花出去。
二．为什么不用怕”的三条核心逻辑
那么负利率出现，就会出现一批人-套利者，你这负利率借钱还给你钱，虽然只有0.1%，但是也钱，然后目前美国的利率高，我借钱存美国银行拿4个点利息不好吗，所以市场上就会出现套利资金，当然这些套利资金不一定全进美国银行，其他地方比如股市，加密也都有可能，因为毕竟借钱不需要利息，加上这几年的美股和加密都走势不错，所以钱进这里的还是有不少。
所以一开始说的，有人恐慌说这批的套利资金将要出逃，但是你要想，目前虽然这波日本的利率加到0.75%，看似加了不少，但是目前美国的利率还有3.75%，这就价差了3%，仍然是有套利空间的，就算加上一些其他成本，保守也有2.8%以上的空间，其实如果是大额资金完全可以接受，包括加密中，很多稳定币的受益都超过了5%-6%，如果你有1亿美金，你会选择套利吗？
第二，这是小日子的第四次加息，并不是第一次，当利率从0涨到0.25%的时候（2024.7），如果不愿意冒一点点风险的资金早就跑了，不会等到现在。
第三，有专家预估，这波在市场上套利的资金体量也就2万亿美元的规模，这个规模对于全球金融市场来说，其实不算大，毕竟美股一只股票价格都超过2万亿。
综上，我觉得这次的日本加息其实不会对市场造成多大影响，毕竟小日子的“体量有限”。和第一大经济体比差距很大，甚至和第二大经济体比差距也很大！
三．历史数据“盖棺定论”
上面说完了整体认识，那么我们继续从数据角度来看下，日本的降息到底有没有影响到美股或者大饼。
小日子之前的三次加息情况如下：
1.2024 年 3 月 19 日 — 利率从负变为 0–0.1%
2.2024 年 7 月 31 日 — 利率提升至 ~0.25%
3.2025 年 1 月 24 日 — 提升至 ~0.50%
先看第一次加息
纳斯达克在24年3月19号和20日两天都是涨的，并且之前也都是涨的，4月15号才开始出现了一定程度的回调。
BTC表现
当日大跌，第二条涨回来，随后横盘到4月，开始跟随美股回调。
第二次加息
可以看到纳斯达克在7月31号是涨的，8.1号出现了大跌，但是3天后开始修复大涨。随后剧情我们知道，美股开启了降息，然后上涨带来了大牛行情。
BTC表现
当日下跌，随后开启了连续3天的下跌，然后开始上涨，其实走势基本符合美股走势！
第三次加息
25年1月24号跌，但是1月24号就涨了，并且之前和之后的数十天内都是震荡行情。
BTC表现
当天这次是上涨，真正下跌其实是2月初，但是我们知道2月份那波的下跌主升浪原因是特朗普的关税战！
总结
所以不管是从宏观面上的判断来看，还是通过实际的美股加密的币价表现来看，其实日本的加息没有造成实质非常强烈的影响，因为2008年以来，日本的加息数据只有三次，如果数据量足够多，我认为一定是55开的，因为仅仅上面的三次数据，美股表现是2涨1跌，其实并不能很说明问题，但是看美股后续表现，也是有涨有跌。
当市场开始用第五大经济体的动作，去解释第一大市场的波动时，本身就说明情绪已经走在了事实前面。
然后也不要听风就是雨，多自己研究，看实际数据，甚至多查证，多对比，才能形成自己的认知体系！
See original
"Famous economist" Fu Peng said: young people should go all in! In fact, the previous text is about large funds making 5% on 100 million, which is 5 million, while young people with 50,000 or 100,000 want to make 5 million, which requires a 100-fold return, and losing that little money when young is not a big deal.
Actually, I generally agree because as you age and your skills grow, as long as you are willing to work hard, your income will generally increase in the future, and the money lost before really doesn’t count for much. Many cases of sudden wealth come from going all in in front of an opportunity, like CZ selling his house and going all in on Bitcoin in 2013, Li Xiaolai going all in on Bitcoin, and Duan Yongping going all in when Sina was about to go public.
However, this cannot be said in public because most people, even if they go all in, will end up with nothing; less than 1% of people can achieve results. If all young people do this, the world will be chaotic, and if most young people take on debt, many problems will arise; it will affect social order.
So even if young people want to go all in, they should keep a certain amount of living expenses and avoid leverage and borrowing. $ETH
Actually, I generally agree because as you age and your skills grow, as long as you are willing to work hard, your income will generally increase in the future, and the money lost before really doesn’t count for much. Many cases of sudden wealth come from going all in in front of an opportunity, like CZ selling his house and going all in on Bitcoin in 2013, Li Xiaolai going all in on Bitcoin, and Duan Yongping going all in when Sina was about to go public.
However, this cannot be said in public because most people, even if they go all in, will end up with nothing; less than 1% of people can achieve results. If all young people do this, the world will be chaotic, and if most young people take on debt, many problems will arise; it will affect social order.
So even if young people want to go all in, they should keep a certain amount of living expenses and avoid leverage and borrowing. $ETH
See original
The Bank of Japan has begun selling 83 trillion yen worth of ETFs, with a selling period lasting 112 years, averaging over 600 billion (5 billion USD) annually. Little Japan has finally announced a quantitative easing policy lasting for decades, which may have a brief impact on U.S. stocks and cryptocurrency. In the long run, future assets will depend on their own hard power; the market will transition from a liquidity pricing phase to a 'cash flow + real demand pricing' phase. Mainstream demand exists, Bitcoin is digital gold with value storage capability, while altcoins lack real income and will continue to face pressure in the future! $ETH
See original
In the last aster competition, 5 people were eliminated in 4 days, with an elimination rate of 5.7%, and an annualized elimination rate of 520%. Today is the 16th, and 19 people have been eliminated, with an elimination rate of 27%, and an annualized elimination rate of 1230%. Only 8 days have passed! Although the overall investment return rate of AI robots is low, AI has strict profit-taking and stop-loss measures, so the losses are not significant. What does this indicate? Even the most skilled individuals cannot control their own profit-taking and stop-loss measures, and cannot achieve the discipline of robots!
朱老师区块链
--
The human vs AI challenge organized by aster has had 5 people eliminated after just 4 days, with 70 participants. The elimination rate is currently 5.7%, annualized to 520% 😂. Only the Eagle Sauce has a clear lead. The path of a trader is very difficult. Many people claim to be traders, just like entrepreneurs, but only results matter; other indicators are useless. Lei Jun can call himself an entrepreneur, but Luo Yonghao can only be referred to as an internet celebrity. If a business fails, one can absolutely not be called an entrepreneur, and trading is no different; it is not an easy path.
I don't claim to be a KOL or a trader; I only say that I am a web 3 practitioner or a blockchain practitioner, and I do not claim to be a cryptocurrency circle practitioner.
I don't claim to be a KOL or a trader; I only say that I am a web 3 practitioner or a blockchain practitioner, and I do not claim to be a cryptocurrency circle practitioner.
See original
The interest rate has been cut, why did the US stock market and Bitcoin drop instead? The real liquidity logic explained clearly this time!
See original
Interest rates have been cut. Why did the U.S. stock market and Bitcoin fall instead? The real liquidity logic needs to be explained clearly!
Interest rates have been cut. Why did the U.S. stock market and Bitcoin fall instead? The real liquidity logic needs to be explained clearly once.
Yesterday, the three major U.S. stock indexes all fell. The U.S. stock futures market opened high during the day, but the U.S. stock market opened high and then fell. The Nasdaq dropped by 0.59%, and the S&P by 0.16%. In fact, the decline in U.S. stock indexes is not significant.
However, the cryptocurrency market also experienced a sharp decline, with Bitcoin dropping from 90,000 to a low of 85,000, and Ethereum falling from 3,100 to 2,800.
At this point, some friends might ask why the Federal Reserve announced a rate cut last Friday, yet both the U.S. stock market and the cryptocurrency market fell instead of rising.
Yesterday, the three major U.S. stock indexes all fell. The U.S. stock futures market opened high during the day, but the U.S. stock market opened high and then fell. The Nasdaq dropped by 0.59%, and the S&P by 0.16%. In fact, the decline in U.S. stock indexes is not significant.
However, the cryptocurrency market also experienced a sharp decline, with Bitcoin dropping from 90,000 to a low of 85,000, and Ethereum falling from 3,100 to 2,800.
At this point, some friends might ask why the Federal Reserve announced a rate cut last Friday, yet both the U.S. stock market and the cryptocurrency market fell instead of rising.
See original
A week ago, Bitmine bought another 100,000 ETH, bringing its holdings to 4 million. MicroStrategy also purchased 1 billion dollars worth of Bitcoin, increasing its total holdings to 670,000, with costs approaching 75,000 dollars.
On one side, institutional investors in the US stock market are frantically buying, while retail investors and OGs are desperately selling. If we look at it from a short-term perspective, retail investors and OGs are correct, as the US stock company DAT clearly made a mistake, since today it dropped to 85,000, and MicroStrategy faced another loss, with Tom Lee also incurring losses.
However, if we extend our view, in 5 years, you will definitely say MicroStrategy is truly impressive, and at that time, you would dare to buy. #巨鲸动向 $ETH
On one side, institutional investors in the US stock market are frantically buying, while retail investors and OGs are desperately selling. If we look at it from a short-term perspective, retail investors and OGs are correct, as the US stock company DAT clearly made a mistake, since today it dropped to 85,000, and MicroStrategy faced another loss, with Tom Lee also incurring losses.
However, if we extend our view, in 5 years, you will definitely say MicroStrategy is truly impressive, and at that time, you would dare to buy. #巨鲸动向 $ETH
See original
ChainOpera AI officially launches the foundation website chainopera.foundation and plans to introduce the COAI ecological fund.
COAI is building a collaborative, open, decentralized AI ecosystem: centered around a full-stack intelligent agent (Agent) AI platform, connecting AI applications, fintech, and blockchain infrastructure, and achieving large-scale implementation through a secure, privacy-protecting distributed collaborative AI system.
In one sentence:
What COAI wants to do is "decentralized AI operating system + intelligent agent collaborative network".
The fundraising scale is 17 million USD, currently with a market value of 100 million USD, FDV 550 million, the historical peak price is 30 USD, now at 0.55 USD, and there are rumors that the project will receive another 20 million USD in funding in December, with a short-term price increase of 10%. $COAI #coai
COAI is building a collaborative, open, decentralized AI ecosystem: centered around a full-stack intelligent agent (Agent) AI platform, connecting AI applications, fintech, and blockchain infrastructure, and achieving large-scale implementation through a secure, privacy-protecting distributed collaborative AI system.
In one sentence:
What COAI wants to do is "decentralized AI operating system + intelligent agent collaborative network".
The fundraising scale is 17 million USD, currently with a market value of 100 million USD, FDV 550 million, the historical peak price is 30 USD, now at 0.55 USD, and there are rumors that the project will receive another 20 million USD in funding in December, with a short-term price increase of 10%. $COAI #coai
See original
Currently, the predicted market share shows that opinion has surpassed polymarket, ranking first. No wonder it is a project of Binance, having overtaken polymarket, which has been leading for 2 years. The current prediction market feels like a major event in 2026, with many not having issued tokens. For those looking to grab airdrops, hedging could be an option. #加密市场反弹
See original
U.S. futures have opened, with an increase of 0.15% from underwater to above water. What about the black planet of the U.S. stock market five, is the Monday curse for gold still there? Tonight, I am bullish! What do my friends think?
See original
Now the US stock market is closed on weekends, the market is as dead as it gets, with no fluctuations at all. When did Bitcoin become a subordinate of the US stock market? Currently, the B circle has become a higher risk small US stock, and there is no regulation or protection, completely losing independent market conditions. Is the cryptocurrency market finished? $ETH
See original
This is a screenshot from 2019. Many coins have increased several hundred times since then, such as Dogecoin and TRX, while a few have also multiplied several times, like XRP. However, some have disappeared. Which coins have you held the longest? $DOGE
See original
This web3 version of the dancing game (BEAT) has started to rise again, the skills are still not on the spot, struggling to push the price in small exchanges. After being flat for 4 days on December 7th, it has already risen for 2 consecutive days now, and currently, 94% of the coins have not been unlocked. This item unlocks 2% on the 1st of each month, with a tiered unlocking until 2029. No need to think, it must be a domestic play. The current market value is 400 million, fdv 2.6 billion. I estimate that even the web2 version of the dancing game doesn't have such a high valuation 😂, let's watch the performance of the market makers! $BEAT
See original
@APRO Oracle #APRO $AT
apro-oracle is addressing an undervalued problem in DeFi:
"Who decides the yield data?"
In the world of DeFi:
• APR / APY comes from different protocols
• Calculation methods are not uniform
• Timeliness and verifiability vary
What apro-oracle does is simple yet crucial:
👉 Provides reliable, standardized, and callable yield data (APR/APY) for DeFi.
Why is it important?
1️⃣ AI / strategies need "real data"
Whether it's quantitative, automated rebalancing, or yield aggregation
Agents must first know:
Which yield is real and which is just for display
2️⃣ Turning "yields" into composable modules
apro-oracle makes APR not just a front-end number
but a data source that can be referenced by
contracts / agents / strategies
3️⃣ Underpinning automated financial services
When funding decisions are no longer made by humans
but executed by programs and agents
The credibility of the oracle directly determines whether the system can run
👉 In one sentence:
apro-oracle = The "true yield layer" in the DeFi & AI world
The future is not about "how much APY I see",
but rather:
On what APY is my agent acting.
apro-oracle is addressing an undervalued problem in DeFi:
"Who decides the yield data?"
In the world of DeFi:
• APR / APY comes from different protocols
• Calculation methods are not uniform
• Timeliness and verifiability vary
What apro-oracle does is simple yet crucial:
👉 Provides reliable, standardized, and callable yield data (APR/APY) for DeFi.
Why is it important?
1️⃣ AI / strategies need "real data"
Whether it's quantitative, automated rebalancing, or yield aggregation
Agents must first know:
Which yield is real and which is just for display
2️⃣ Turning "yields" into composable modules
apro-oracle makes APR not just a front-end number
but a data source that can be referenced by
contracts / agents / strategies
3️⃣ Underpinning automated financial services
When funding decisions are no longer made by humans
but executed by programs and agents
The credibility of the oracle directly determines whether the system can run
👉 In one sentence:
apro-oracle = The "true yield layer" in the DeFi & AI world
The future is not about "how much APY I see",
but rather:
On what APY is my agent acting.
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Simply put, what is Falcon Finance?
@Falcon Finance #FalconFinance $FF
Falcon Finance focuses on:
Making complex DeFi yields, risk control, and execution into a layer of composable financial infrastructure.
It is not a ‘concept project that tells stories’
But is more inclined towards institutional-level / strategy-level DeFi Finance.
Three core understandings:
• Focused on capital efficiency
The focus is not on high APY gimmicks, but on:
Risk-controlled, sustainable yield structure
• Strategy abstraction layer
Users do not need to care about the specific strategy details
Falcon helps you package multiple strategies, hedging, and execution
• More like a “financial middle platform” of DeFi
Falcon Finance focuses on:
Making complex DeFi yields, risk control, and execution into a layer of composable financial infrastructure.
It is not a ‘concept project that tells stories’
But is more inclined towards institutional-level / strategy-level DeFi Finance.
Three core understandings:
• Focused on capital efficiency
The focus is not on high APY gimmicks, but on:
Risk-controlled, sustainable yield structure
• Strategy abstraction layer
Users do not need to care about the specific strategy details
Falcon helps you package multiple strategies, hedging, and execution
• More like a “financial middle platform” of DeFi
See original
Kite agent payment, essentially 'the hand of AI Agent'
@KITE AI $KITE #KITE
Traditional payment:
Person → Press button → Confirm → Fail and try again
The logic of Kite is:
You authorize, the Agent executes
From the AI Agent's perspective of Kite:
• The Agent does not need to 'teach users how to pay'
• The Agent only needs one capability: to complete the payment
• Kite = Payment execution layer callable by the Agent
Why is this critical?
1️⃣ The Agent has no hands but needs the ability to act
AI can make decisions, can recommend, can plan
But the last step 'paying' has always been a breakpoint
Kite fills in this gap
2️⃣ Payment changes from UI to API
Traditional payment:
Person → Press button → Confirm → Fail and try again
The logic of Kite is:
You authorize, the Agent executes
From the AI Agent's perspective of Kite:
• The Agent does not need to 'teach users how to pay'
• The Agent only needs one capability: to complete the payment
• Kite = Payment execution layer callable by the Agent
Why is this critical?
1️⃣ The Agent has no hands but needs the ability to act
AI can make decisions, can recommend, can plan
But the last step 'paying' has always been a breakpoint
Kite fills in this gap
2️⃣ Payment changes from UI to API
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