bankruptcyupdate

The U.S. Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation said on Friday they are withdrawing their guidance on leveraged lending issued more than a decade ago, a move that contributed to the rise of private credit.
The regulators said the framework had become "overly restrictive" and pushed lending activity into the non-bank sector.
Leveraged lending, widely used to fund mergers and other corporate deals, remains a key source of capital for highly indebted borrowers.
The announcement marks another regulatory win for banks under the Trump administration, which has halted plans for tougher capital requirements and promoted a friendlier environment for banks.
Leveraged-lending guidance was introduced in 2013 by the OCC, the Federal Reserve and the FDIC to curb the riskiest loans made by banks. #bank #BankruptcyUpdate $BTC

#lorenzoprotocol $BANK 📌 Lorenzo Protocol ($BANK ) — Short & Latest Analysis

🔎 What is Lorenzo Protocol (BANK)

$BTC Lorenzo Protocol is a DeFi / asset-management platform built on BNB-Chain that aims to unlock liquidity for Bitcoin and other crypto assets — offering wrapped/staked tokens like stBTC and enzoBTC for use in DeFi, while letting holders earn yield without losing liquidity.

The native token $BANK is both a governance token and a utility token — holders can stake BANK to earn rewards (veBANK), vote on protocol decisions (fees, emissions, updates), and participate in the governance of yield-strategies and tokenized funds.

📈 Current Market Data (as of Nov 2025)

Price: about US $0.0459 per BANK — modest 24-hour change.

Market Cap: roughly US $24.2 million. Circulating supply around 526.8 million BANK; max supply up to 2.1 billion BANK.

Compared to its all-time high (~US $0.233 in Oct 2025), this is a steep drop — indicating significant volatility and speculative nature.

✅ What’s Good / What Could Work in Favor of BANK

The protocol claims a large Total Value Locked (TVL): about US $590 million — potentially indicating decent usage or backing.

The protocol’s architecture (liquid staking of BTC and tokenized assets) offers appeal: liquidity + yield + DeFi-compatibility — useful to BTC holders wanting yield without giving up liquidity.

As a governance token, BANK could see appreciation if adoption grows, yield products gain traction, or the overall DeFi + RWA (real-world-assets) tokenization trend strengthens.

⚠️ Risks & What to Watch Out For

High volatility: price has dropped significantly from all-time high — big swings could continue.

Dependence on broader crypto market and BTC sentiment. As a platform linked to BTC liquidity and staking, a Bitcoin downturn may harm demand.

Tokenomics dilution risk: total supply is large (2.1B max), and not all circulating — potential long-term dilution if more BANK is unloc

The relative small market cap compared to large established cryptos — which may indicate lower liquidity and higher sensitivity to large trades or sell-offs.

🔭 What This Means If You’re Considering BANK (or Already Holding)

BANK might offer high upside if the protocol gains adoption, TVL grows, and liquid-staking + RWA/tokenization trends pick up.

But treat it as a high-risk, high-reward crypto asset: only invest what you can afford to lose, and be prepared for volatility.

If you hold or plan to acquire BANK, consider long-term horizon: governance value + staking rewards + protocol growth are the main potential gains, rather than short-term trading.
#BinanceHODLerAT #BankruptcyUpdate #bank
If you like — I can also pull up a 6-month price chart for BANK + compare it with 2–3 other similar BTC-liquidity / liquid-staking tokens (so you see relative performance).

The efficiency of on chain systems is becoming a defining factor in how fast the DeFi landscape can scale, and @Lorenzo Protocol is taking this challenge seriously.
Rather than focusing only on surface level features, the protocol invests in building an infrastructure layer that improves performance and simplifies operations for users.
$BANK plays an essential role in this model by powering transactions, maintaining incentives, and helping coordinate activity across different components of the ecosystem.
One of the most compelling aspects of Lorenzo is its commitment to optimizing transaction flow, making interactions smoother even during periods of high demand.
This kind of backend improvement often goes unnoticed, yet it is exactly what determines whether a protocol remains reliable when users need it most.
The design philosophy centers around minimizing friction, ensuring users spend less time dealing with complicated steps and more time actually using the tools available.
Developers also benefit from Lorenzo’s structure, as the modular architecture makes it easier to build new features without compromising performance.
This creates a feedback loop where better tools attract more builders, and more builders contribute to a stronger ecosystem.
The protocol’s long term vision is clearly rooted in sustainability, not just innovation for the sake of novelty.
Each upgrade or refinement is introduced with the intention of supporting growth while maintaining stability for all participants.
As $BANK continues to unify activity across the network, it strengthens the efficiency that Lorenzo is working hard to optimize.
#LorenzoProtocol stands out as a project that understands the importance of smart infrastructure and the role it plays in supporting a thriving DeFi ecosystem.
#CryptoCoin #BankruptcyUpdate

Ever wondered how banks make HUGE money with very little of their own?
Here’s the truth 👇
💡 Leverage = Using Small Money to Control Big Money
Imagine you have $10, but you make a deal worth $100.
The remaining $90? Borrowed.
That’s how banks operate.
🏦 How Banks Use Leverage
Banks have two types of money:
Capital — their own money
Deposits — your money
Under U.S. rules, to lend $100, a bank only needs $3 of its own capital.
The remaining $97 comes from depositors.
So the bank is doing $100 of business with just $3.
That’s leverage at work.
🔁 How $1,000 Becomes $30,000
Money moves in circles:
1. You deposit money
2. Bank keeps a small part, lends out the rest
3. Borrower spends it → ends up deposited again
4. Bank repeats the cycle
The SAME $1,000 ends up creating over $30,000 in total loans.
Not magic — just the leverage cycle.
💰 Why Banks Love Leverage
Small risk
Big profit
Massive returns
If loans perform well → banks win
If loans fail → depositors & government take the hit
⚠️ The Dark Side: 2008 Crisis
Before the crash, big banks were using insane leverage:
$1 of capital → $30–$35 of risky loans
When housing prices fell in 2006–07:
Loans became worthless
Even a 3–4% loss wiped out entire bank capital
Banks collapsed
Governments bailed them out using taxpayer money (TARP)
🧨 Bottom Line
Leverage is banking’s secret weapon:
Profits go to bankers
Losses go to the public
The 2008 crisis proved how dangerous high leverage can be —
yet the system still relies on it today.
What's your opinion 🤔
#Lavrage #BankruptcyUpdate #BinanceHODLerAT #ProjectCrypto
@力欧zd @跟我反买必爆仓-