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ChatGPT 说: Trump has officially signed the stablecoin-related GENIUS Act at the White House, marking the beginning of the implementation phase for stablecoin regulation in the United States. What’s your take on this? Join the discussion.
Trading Murshad
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Bullish
🔗 The "Missing Link": Why the CLARITY Act is the Key to U.S. Stablecoin Success ​Representative French Hill is sounding the alarm: the recently passed GENIUS Act is a major win, but it’s only half the battle. To truly unlock the potential of stablecoins, Hill argues that the CLARITY Act must follow—and soon. ​🏛️ The Legislative Breakdown ​The GENIUS Act (Law): Regulates the issuers of stablecoins, ensuring they are backed 1:1 by high-quality liquid assets. It’s the rulebook for who can "print" the coins. ​The CLARITY Act (Pending): Regulates the market. It defines which agency (SEC vs. CFTC) oversees specific assets and sets the rules for exchanges where these stablecoins are traded. ​⚠️ Why It Matters Now ​Hill’s "foundations first" approach highlights a critical gap: we have rules for making stablecoins, but we still lack a clear federal framework for trading them. ​Jurisdictional Peace: Without the CLARITY Act, the SEC could still classify certain stablecoin activities as securities transactions, creating a "regulation by enforcement" trap. ​The Yield Dispute: A major 2026 flashpoint is the stablecoin rewards ban. Traditional banks are pushing to stop crypto platforms from offering interest on stablecoins—a move Coinbase CEO Brian Armstrong has called a "red line." ​Institutional Gridlock: Large banks are ready to dive in under the GENIUS Act, but many remain on the sidelines until the CLARITY Act provides "clear rules of the road" for custody and bankruptcy. ​📉 Current Status ​The bill is currently stalled in the Senate. A critical hearing scheduled for mid-January 2026 was postponed, pushing the timeline to March. With the 2026 midterms looming, Hill is urging his colleagues to act before the political window closes. #CLARITYAct #GENIUSAct #WriteToEarnUpgrade $FIGHT $GWEI $PENGUIN
🔗 The "Missing Link": Why the CLARITY Act is the Key to U.S. Stablecoin Success

​Representative French Hill is sounding the alarm: the recently passed GENIUS Act is a major win, but it’s only half the battle. To truly unlock the potential of stablecoins, Hill argues that the CLARITY Act must follow—and soon.

​🏛️ The Legislative Breakdown

​The GENIUS Act (Law): Regulates the issuers of stablecoins, ensuring they are backed 1:1 by high-quality liquid assets. It’s the rulebook for who can "print" the coins.

​The CLARITY Act (Pending): Regulates the market. It defines which agency (SEC vs. CFTC) oversees specific assets and sets the rules for exchanges where these stablecoins are traded.

​⚠️ Why It Matters Now

​Hill’s "foundations first" approach highlights a
critical gap: we have rules for making stablecoins, but we still lack a clear federal framework for trading them.

​Jurisdictional Peace: Without the CLARITY Act, the SEC could still classify certain stablecoin activities as securities transactions, creating a "regulation by enforcement" trap.

​The Yield Dispute: A major 2026 flashpoint is the stablecoin rewards ban. Traditional banks are pushing to stop crypto platforms from offering interest on stablecoins—a move Coinbase CEO Brian Armstrong has called a "red line."

​Institutional Gridlock: Large banks are ready to dive in under the GENIUS Act, but many remain on the sidelines until the CLARITY Act provides "clear rules of the road" for custody and bankruptcy.

​📉 Current Status

​The bill is currently stalled in the Senate. A critical hearing scheduled for mid-January 2026 was postponed, pushing the timeline to March. With the 2026 midterms looming, Hill is urging his colleagues to act before the political window closes.

#CLARITYAct
#GENIUSAct
#WriteToEarnUpgrade

$FIGHT $GWEI $PENGUIN
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Cumulative PNL
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Bullish
It’s official: Trump just doubled down on the "Crypto Capital" promise at Davos, and the vibe in the room was… interesting. While the traditional finance crowd sat in mostly stunned silence, the message for us in the digital asset space couldn't be clearer. We aren't just looking at "promises" anymore; we’re looking at a full-scale structural shift in how the US handles Bitcoin and stablecoins. $GUN The "Genius Act" is the Foundation: Mentioning the signing of the Genius Act (from last year) wasn't just a flex. It’s the framework that finally gave stablecoins a legal seat at the table. China vs. USA: Trump explicitly framed the crypto race as the new "AI battle." He noted that while China took the path of banning trading in 2013 and pushing the digital yuan, the US is betting on open-market innovation to win. The Strategic Reserve: Between the lines, the push for a Bitcoin Strategic Reserve is moving from a campaign slogan to a formal executive priority. The goal? A "Digital Fort Knox." $NAORIS Family Ties: It’s no secret the Trump family is deeply integrated into DeFi now. Whether you love it or hate it, having the First Family "unbanked" by traditional institutions and moving into digital assets is a narrative that resonates with anyone who’s ever been frustrated by legacy banking. We’re seeing a shift from "regulation by enforcement" (the SEC lawsuits we all remember) to regulation by legislation. With the SEC dropping major cases and new market structure bills moving through Congress, the "wild west" era is being replaced by institutional infrastructure. $HEI The "Crypto Capital" isn't just a catchy phrase—it's becoming a legislative reality. 🇺🇸 What do you think? Is the US actually going to overtake everyone else, or is the rest of the world (and the digital yuan) too far ahead? #SEC #GENIUSAct #TRUMP {future}(HEIUSDT) {future}(NAORISUSDT) {future}(GUNUSDT)
It’s official: Trump just doubled down on the "Crypto Capital" promise at Davos, and the vibe in the room was… interesting.

While the traditional finance crowd sat in mostly stunned silence, the message for us in the digital asset space couldn't be clearer. We aren't just looking at "promises" anymore; we’re looking at a full-scale structural shift in how the US handles Bitcoin and stablecoins.
$GUN
The "Genius Act" is the Foundation: Mentioning the signing of the Genius Act (from last year) wasn't just a flex. It’s the framework that finally gave stablecoins a legal seat at the table.

China vs. USA: Trump explicitly framed the crypto race as the new "AI battle." He noted that while China took the path of banning trading in 2013 and pushing the digital yuan, the US is betting on open-market innovation to win.

The Strategic Reserve: Between the lines, the push for a Bitcoin Strategic Reserve is moving from a campaign slogan to a formal executive priority. The goal? A "Digital Fort Knox."

$NAORIS

Family Ties: It’s no secret the Trump family is deeply integrated into DeFi now. Whether you love it or hate it, having the First Family "unbanked" by traditional institutions and moving into digital assets is a narrative that resonates with anyone who’s ever been frustrated by legacy banking.

We’re seeing a shift from "regulation by enforcement" (the SEC lawsuits we all remember) to regulation by legislation. With the SEC dropping major cases and new market structure bills moving through Congress, the "wild west" era is being replaced by institutional infrastructure.

$HEI

The "Crypto Capital" isn't just a catchy phrase—it's becoming a legislative reality. 🇺🇸
What do you think? Is the US actually going to overtake everyone else, or is the rest of the world (and the digital yuan) too far ahead?

#SEC #GENIUSAct #TRUMP
🇺🇸 A new era of regulation in the US: CLARITY Act and investor protection in 2026The US crypto community stands on the brink of historic changes. The bill introduced by senators, the CLARITY Act, aims to finally bring an end to regulatory chaos by dividing the areas of influence between agencies and implementing new user protection standards. Key aspects of the CLARITY Act: Distribution of powers: The CFTC officially becomes the main regulator of the crypto market, while the SEC will focus solely on tokens that exhibit characteristics of securities.

🇺🇸 A new era of regulation in the US: CLARITY Act and investor protection in 2026

The US crypto community stands on the brink of historic changes. The bill introduced by senators, the CLARITY Act, aims to finally bring an end to regulatory chaos by dividing the areas of influence between agencies and implementing new user protection standards.
Key aspects of the CLARITY Act:
Distribution of powers: The CFTC officially becomes the main regulator of the crypto market, while the SEC will focus solely on tokens that exhibit characteristics of securities.
🚀 Trump speaks at Davos: The U.S. officially moves towards becoming the world's crypto capital! Trump reiterated his goals at the World Economic Forum (WEF): A large-scale cryptocurrency bill will be signed "soon." Here are the key points from the president and his team: ✅ The bill is coming: Congress is actively drafting the market structure bill. Trump stated that he will sign it immediately once passed. ✅ National Bitcoin reserve: The roadmap for establishing a national crypto reserve has been set. The government has fully ceased the sale of confiscated bitcoins. 💎🙌 ✅ Banks fully entering the field: White House AI and cryptocurrency head David Sachs pointed out that after the passage of the "Genius Act," U.S. banks will participate "fully" in the crypto industry. Although Scott Beeson remains silent on the disposal of assets related to the Bitcoin mixer (Samourai Wallet), the overall trend is unstoppable. Summary: The U.S. is transforming its crypto commitment into a national strategy. Through bank compliance and national reserves, large-scale adoption is just around the corner. 💰 Do you think this is the starting point for a new bull market, or has the market already priced in the good news? Feel free to discuss in the comments! 👇 #特朗普 #比特币 #加密新闻 #监管 #GeniusAct {spot}(BTCUSDT)
🚀 Trump speaks at Davos: The U.S. officially moves towards becoming the world's crypto capital!
Trump reiterated his goals at the World Economic Forum (WEF): A large-scale cryptocurrency bill will be signed "soon." Here are the key points from the president and his team:
✅ The bill is coming: Congress is actively drafting the market structure bill. Trump stated that he will sign it immediately once passed.
✅ National Bitcoin reserve: The roadmap for establishing a national crypto reserve has been set. The government has fully ceased the sale of confiscated bitcoins. 💎🙌
✅ Banks fully entering the field: White House AI and cryptocurrency head David Sachs pointed out that after the passage of the "Genius Act," U.S. banks will participate "fully" in the crypto industry.
Although Scott Beeson remains silent on the disposal of assets related to the Bitcoin mixer (Samourai Wallet), the overall trend is unstoppable.
Summary: The U.S. is transforming its crypto commitment into a national strategy. Through bank compliance and national reserves, large-scale adoption is just around the corner.
💰 Do you think this is the starting point for a new bull market, or has the market already priced in the good news? Feel free to discuss in the comments! 👇
#特朗普 #比特币 #加密新闻 #监管 #GeniusAct
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Bullish
The Stablecoin Wild West Just Got A New Sheriff 🤠 Did you think "stable" was just a suggestion? 🤡 With the GENIUS Act now in full effect, the era of "trust me, the money is there" is officially over! 🏛️ $DOT {future}(DOTUSDT) This new legal framework is tightening the screws on collateral requirements and reserve reporting for all stablecoin issuers. 📊 $SEI {future}(SEIUSDT) From an economic perspective, this is a massive win for transparency because it forces companies to prove exactly what is backing their digital dollars every single day. 🛡️ While it means more paperwork for the giants, it significantly reduces systemic risk for everyday users. 💎 $UNI {future}(UNIUSDT) It’s a fascinating educational moment where regulation finally provides the foundation for the next trillion dollars to enter Web3 safely. 🚀 Safe assets, happy investors! 📈✨ #GENIUSAct #Stablecoin #CryptoRegulation #Web3Economy
The Stablecoin Wild West Just Got A New Sheriff 🤠
Did you think "stable" was just a suggestion? 🤡 With the GENIUS Act now in full effect, the era of "trust me, the money is there" is officially over! 🏛️
$DOT
This new legal framework is tightening the screws on collateral requirements and reserve reporting for all stablecoin issuers. 📊
$SEI
From an economic perspective, this is a massive win for transparency because it forces companies to prove exactly what is backing their digital dollars every single day. 🛡️

While it means more paperwork for the giants, it significantly reduces systemic risk for everyday users. 💎
$UNI
It’s a fascinating educational moment where regulation finally provides the foundation for the next trillion dollars to enter Web3 safely. 🚀 Safe assets, happy investors! 📈✨
#GENIUSAct #Stablecoin #CryptoRegulation #Web3Economy
Vivek Raman and Danny Ryan (co-founders of Etherealize) predict Ethereum will hit $15,000 by 2027. The Core Argument The Shift: Ethereum is moving from a speculative "retail" asset to institutional infrastructure. Regulatory Win: The GENIUS Act provides the legal clarity Wall Street (BlackRock, JPMorgan) needs to move trillions on-chain. Growth Drivers: A 5x explosion in stablecoins and Real-World Asset (RWA) tokenization (e.g., mortgages and bonds) will drive demand. The Team Vivek Raman: Former Wall Street trader (Morgan Stanley). Danny Ryan: Former lead researcher at the Ethereum Foundation. In short: They believe the "purgatory" of legal uncertainty is over, and institutional money will now force a massive revaluation of ETH. #Tokenization #GENIUSAct #Etherealize #Ethereum #crypto
Vivek Raman and Danny Ryan (co-founders of Etherealize) predict Ethereum will hit $15,000 by 2027.
The Core Argument
The Shift: Ethereum is moving from a speculative "retail" asset to institutional infrastructure.
Regulatory Win: The GENIUS Act provides the legal clarity Wall Street (BlackRock, JPMorgan) needs to move trillions on-chain.
Growth Drivers: A 5x explosion in stablecoins and Real-World Asset (RWA) tokenization (e.g., mortgages and bonds) will drive demand.
The Team
Vivek Raman: Former Wall Street trader (Morgan Stanley).
Danny Ryan: Former lead researcher at the Ethereum Foundation.
In short: They believe the "purgatory" of legal uncertainty is over, and institutional money will now force a massive revaluation of ETH.

#Tokenization #GENIUSAct #Etherealize #Ethereum #crypto
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From 'Postage' to 'On-chain': Stablecoins are becoming the new infrastructure for global cross-border payments. Efficiency revolution: Traditional cross-border remittances rely on a complex network of correspondent banks, with fees often reaching 6%-7%, and it takes several days for the funds to arrive. Stablecoins (like USDC, PYUSD, USDPT) achieve 24/7 real-time settlement through blockchain, with rates potentially dropping below 1%. GENIUS Act positioning: The 'GENIUS Act', signed in July 2025, establishes a federal framework for U.S. stablecoins, confirming the legal status of 'payment stablecoins'. The law mandates a 1:1 reserve (government bonds/cash) and prohibits issuers from paying interest, aiming to position them as pure payment tools rather than securities. Entry of giants: * Western Union: Has announced a partnership with Anchorage Digital, planning to issue USDPT on the Solana chain in the first half of 2026 and utilizing its global network of 400,000 locations for crypto/f fiat two-way exchanges. PayPal & Stripe: Have seamlessly integrated stablecoins into their merchant settlement systems through the integration of PYUSD and Bridge, with stablecoin settlement volume expected to account for 15% of their total cross-border volume by 2026. Market landscape: By 2026, the global share of digital remittances is expected to exceed 60% (approximately $550 billion). Traditional remittance agencies (like MoneyGram) are transforming through partnerships with Stellar and Circle to counter the 'dimensionality reduction' impact of crypto-native platforms like Coinbase and Kraken. #稳定币汇款 #GENIUSAct #西联汇款 #跨境支付 #2026金融
From 'Postage' to 'On-chain': Stablecoins are becoming the new infrastructure for global cross-border payments.
Efficiency revolution: Traditional cross-border remittances rely on a complex network of correspondent banks, with fees often reaching 6%-7%, and it takes several days for the funds to arrive. Stablecoins (like USDC, PYUSD, USDPT) achieve 24/7 real-time settlement through blockchain, with rates potentially dropping below 1%.
GENIUS Act positioning: The 'GENIUS Act', signed in July 2025, establishes a federal framework for U.S. stablecoins, confirming the legal status of 'payment stablecoins'. The law mandates a 1:1 reserve (government bonds/cash) and prohibits issuers from paying interest, aiming to position them as pure payment tools rather than securities.
Entry of giants: * Western Union: Has announced a partnership with Anchorage Digital, planning to issue USDPT on the Solana chain in the first half of 2026 and utilizing its global network of 400,000 locations for crypto/f fiat two-way exchanges.
PayPal & Stripe: Have seamlessly integrated stablecoins into their merchant settlement systems through the integration of PYUSD and Bridge, with stablecoin settlement volume expected to account for 15% of their total cross-border volume by 2026.
Market landscape: By 2026, the global share of digital remittances is expected to exceed 60% (approximately $550 billion). Traditional remittance agencies (like MoneyGram) are transforming through partnerships with Stellar and Circle to counter the 'dimensionality reduction' impact of crypto-native platforms like Coinbase and Kraken.
#稳定币汇款 #GENIUSAct #西联汇款 #跨境支付 #2026金融
the Banks Think Stablecoin Interest Is Too Geniushe Banks Think Stablecoin Interest Is Too Genius Are the big banks finally worried that their pathetic 0.01% savings rates are being exposed by digital assets, or is the American Bankers Association just looking out for our "safety" again? 🏦🤔 It seems the traditional finance giants have officially sent a frantic letter to the Senate, sounding the alarm on the "GENIUS Act" because they are deeply concerned about how stablecoin issuers are paying out interest. 📝😱 They are claiming there are dangerous "vulnerabilities" in the law, but let’s be honest—it’s probably just a polite way of saying they hate seeing competition that actually rewards its users instead of burying them in hidden monthly service fees! 📉💸 Why would anyone keep their money in a vault that pays pennies when the blockchain is offering a piece of the pie? 🥧🤡✨$ZEC {future}(ZECUSDT) From an economic perspective, this pushback is a classic example of "incumbent friction" where traditional institutions try to slow down innovative financial instruments using the shield of regulation. 🛡️🎓 $ETH {future}(ETHUSDT) The ABA argues that the way the GENIUS Act handles interest payments could create systemic risks, but many see it as an attempt to maintain their monopoly over your hard-earned capital! 💼🏛️ By labeling these yield-bearing stablecoins as high-risk, they hope to stifle the growth of decentralized savings alternatives that offer significantly better returns than your local brick-and-mortar branch ever could. 🧱📈 It is a fascinating educational lesson in how laws are often shaped by the fear of losing market share rather than just purely protecting the average consumer's wallet! 📚💰🚀$BTC {future}(BTCUSDT) So, is the GENIUS Act actually a disaster waiting to happen, or is it just too "genius" for the old-school banking lobby to handle comfortably? 🧠🔥 The truth likely lies somewhere in the middle, but watching the ABA scramble to define "yield" as a "vulnerability" is honestly a masterclass in linguistic gymnastics that should be taught in every business school! 🤸‍♂️🏛️ While they fight to keep the rules in their favor, the rest of us are realizing that the era of accepting crumbs from the banking table is rapidly coming to an end. 🍞🚫 We should all keep a very close eye on these Senate discussions because when the banks start writing "warning" letters, it usually means the little guy is finally starting to get a fair deal somewhere else! 🕵️‍♂️📈💎 #ABA #Stablecoins #GENIUSAct #BankingRegulation

the Banks Think Stablecoin Interest Is Too Genius

he Banks Think Stablecoin Interest Is Too Genius
Are the big banks finally worried that their pathetic 0.01% savings rates are being exposed by digital assets, or is the American Bankers Association just looking out for our "safety" again? 🏦🤔 It seems the traditional finance giants have officially sent a frantic letter to the Senate, sounding the alarm on the "GENIUS Act" because they are deeply concerned about how stablecoin issuers are paying out interest. 📝😱
They are claiming there are dangerous "vulnerabilities" in the law, but let’s be honest—it’s probably just a polite way of saying they hate seeing competition that actually rewards its users instead of burying them in hidden monthly service fees! 📉💸
Why would anyone keep their money in a vault that pays pennies when the blockchain is offering a piece of the pie? 🥧🤡✨$ZEC
From an economic perspective, this pushback is a classic example of "incumbent friction" where traditional institutions try to slow down innovative financial instruments using the shield of regulation. 🛡️🎓 $ETH
The ABA argues that the way the GENIUS Act handles interest payments could create systemic risks, but many see it as an attempt to maintain their monopoly over your hard-earned capital! 💼🏛️
By labeling these yield-bearing stablecoins as high-risk, they hope to stifle the growth of decentralized savings alternatives that offer significantly better returns than your local brick-and-mortar branch ever could. 🧱📈
It is a fascinating educational lesson in how laws are often shaped by the fear of losing market share rather than just purely protecting the average consumer's wallet! 📚💰🚀$BTC
So, is the GENIUS Act actually a disaster waiting to happen, or is it just too "genius" for the old-school banking lobby to handle comfortably? 🧠🔥
The truth likely lies somewhere in the middle, but watching the ABA scramble to define "yield" as a "vulnerability" is honestly a masterclass in linguistic gymnastics that should be taught in every business school! 🤸‍♂️🏛️
While they fight to keep the rules in their favor, the rest of us are realizing that the era of accepting crumbs from the banking table is rapidly coming to an end. 🍞🚫
We should all keep a very close eye on these Senate discussions because when the banks start writing "warning" letters, it usually means the little guy is finally starting to get a fair deal somewhere else! 🕵️‍♂️📈💎
#ABA #Stablecoins #GENIUSAct #BankingRegulation
BREAKING: Congress Just Legalized the Biggest Wealth Transfer in History 💥 🚨 Top Coins to Watch: $DOLO | $DASH | $ICP US Congress quietly passed the GENIUS Act, and few noticed—but its implications could reshape global finance. {future}(ICPUSDT) {future}(DASHUSDT) {future}(DOLOUSDT) ⚠️ What Happened Section 11: Bans coins from paying yield to holders. Meanwhile, Tether holds $135B in U.S. Treasuries earning ~4.5% → generates ~$6B annually. You get nothing. Tether keeps it all. On Jan 1, 2026, China launched an interest-bearing digital yuan. Your American digital dollar? 0% yield Merchants in Brazil, Nigeria, Indonesia get paid in yielding yuan, while holding USD costs them money. Dollar dominance is quietly turning into a giveaway to China. 🏦 Smart Money Moves BlackRock BUID L ($2.8B AUM) pays 4.9% Franklin BENJ I ($849M AUM) also pays 4.9% Same Treasuries, different legal wrapper → institutional capital fleeing zero-yield coins to yield-bearing tokenized Treasuries 💣 The Big Risk The GENIUS Act, intended to secure U.S. dominance, may have created a financial bomb: A confidence crisis could trigger a $135B Treasury fire sale No Fed backstop, no lender of last resort Yields could spike 3x faster than inflows drop In short: Congress chose extraction over distribution, while China chose distribution. Two financial worlds now exist—and the U.S. may be losing the race. 💡 Bottom Line: A silent revolution in global money is underway, and most haven’t even realized it. #DigitalDollar #GENIUSAct #GlobalFinance #DeFi #YieldBattle
BREAKING: Congress Just Legalized the Biggest Wealth Transfer in History 💥
🚨 Top Coins to Watch: $DOLO | $DASH | $ICP
US Congress quietly passed the GENIUS Act, and few noticed—but its implications could reshape global finance.



⚠️ What Happened
Section 11: Bans coins from paying yield to holders.
Meanwhile, Tether holds $135B in U.S. Treasuries earning ~4.5% → generates ~$6B annually. You get nothing. Tether keeps it all.
On Jan 1, 2026, China launched an interest-bearing digital yuan.
Your American digital dollar? 0% yield
Merchants in Brazil, Nigeria, Indonesia get paid in yielding yuan, while holding USD costs them money.
Dollar dominance is quietly turning into a giveaway to China.
🏦 Smart Money Moves
BlackRock BUID L ($2.8B AUM) pays 4.9%
Franklin BENJ I ($849M AUM) also pays 4.9%
Same Treasuries, different legal wrapper → institutional capital fleeing zero-yield coins to yield-bearing tokenized Treasuries
💣 The Big Risk
The GENIUS Act, intended to secure U.S. dominance, may have created a financial bomb:
A confidence crisis could trigger a $135B Treasury fire sale
No Fed backstop, no lender of last resort
Yields could spike 3x faster than inflows drop
In short: Congress chose extraction over distribution, while China chose distribution. Two financial worlds now exist—and the U.S. may be losing the race.
💡 Bottom Line:
A silent revolution in global money is underway, and most haven’t even realized it.
#DigitalDollar #GENIUSAct #GlobalFinance #DeFi #YieldBattle
🚨 THE GENIUS ACT BOMBSHELL 🚨 Why the U.S. may have just fumbled global finance — quietly. While everyone looked away, Congress passed the GENIUS Act… and it may have triggered the largest silent wealth transfer ever. 💥 What just happened? Stablecoins like USDT are now banned from paying yield. Sounds boring? It’s not. 💸 The Yield Grab: Tether holds $135B in U.S. Treasuries. At ~4.5%, that’s $6B/year. You get $0. Issuers keep everything. 🐉 The China Problem: As of Jan 1, 2026, China’s Digital Yuan pays 0.35% interest. So global users now choose between: 👉 Pay to hold USD 👉 Get paid to hold Yuan 🏦 Smart Money Is Leaving: Institutions are already rotating into yield-friendly wrappers: • BlackRock BUIDL • Franklin Templeton BENJI Both offering ~4.9% yield — billions flowing in. ⚠️ Hidden Systemic Risk: Stablecoin issuers have NO Fed backstop. BIS Paper 1270 warns a liquidity crunch could force a Treasury fire sale, spike yields, and rattle the U.S. economy. 🧠 The big mistake: The U.S. turned the dollar into an extractive product. China made its currency distributive. This didn’t protect dollar dominance… It may have regulated it into irrelevance. 👀 Eyes on: $DCR | $ZEN | $ICP #GENIUSAct #CPIWatch #USNonFarmPayrollReport
🚨 THE GENIUS ACT BOMBSHELL 🚨
Why the U.S. may have just fumbled global finance — quietly.

While everyone looked away, Congress passed the GENIUS Act… and it may have triggered the largest silent wealth transfer ever.

💥 What just happened?
Stablecoins like USDT are now banned from paying yield.
Sounds boring? It’s not.

💸 The Yield Grab:
Tether holds $135B in U.S. Treasuries.
At ~4.5%, that’s $6B/year.
You get $0. Issuers keep everything.

🐉 The China Problem:
As of Jan 1, 2026, China’s Digital Yuan pays 0.35% interest.
So global users now choose between:
👉 Pay to hold USD
👉 Get paid to hold Yuan

🏦 Smart Money Is Leaving:
Institutions are already rotating into yield-friendly wrappers:
• BlackRock BUIDL
• Franklin Templeton BENJI
Both offering ~4.9% yield — billions flowing in.

⚠️ Hidden Systemic Risk:
Stablecoin issuers have NO Fed backstop.
BIS Paper 1270 warns a liquidity crunch could force a Treasury fire sale, spike yields, and rattle the U.S. economy.

🧠 The big mistake:
The U.S. turned the dollar into an extractive product.
China made its currency distributive.

This didn’t protect dollar dominance…
It may have regulated it into irrelevance.

👀 Eyes on:
$DCR | $ZEN | $ICP

#GENIUSAct #CPIWatch #USNonFarmPayrollReport
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Bullish
The GENIUS Act: Why the U.S. Just Handed China the Keys to Global Finance ​Congress just legalized the largest wealth transfer in history—and almost nobody noticed. ​While the world was distracted, the GENIUS Act officially prohibited stablecoins (like Tether) from paying interest to holders. Here is why this "regulation" is actually a financial time bomb: ​The Yield Extraction: Tether holds $135B in Treasuries. At a 4.5% rate, that’s $6B in annual profit. Under the new law, you get $0. The issuers keep it all. ​The China Factor: On Jan 1, 2026, China activated an interest-bearing Digital Yuan (0.35%). For global merchants, the choice is now: pay to hold USD or get paid to hold Yuan. ​The Institutional Flight: "Smart money" is already abandoning zero-yield stablecoins. BlackRock (BUIDL) and Franklin Templeton (BENJI) are seeing billions in inflows because they offer ~4.9% yield through a different legal wrapper. ​Systemic Risk: Stablecoin issuers have no Fed backstop. Per BIS Paper 1270, a liquidity crisis could force a massive Treasury fire sale, spiking yields and destabilizing the U.S. economy. By banning yield on digital dollars, the U.S. has turned its primary export into an "extractive" product while China is offering a "distribution" product. We didn't secure dollar dominance; we regulated it into obsolescence. #GENIUSAct #USNonFarmPayrollReport #CPIWatch $DCR $ZEN $ICP
The GENIUS Act: Why the U.S. Just Handed China the Keys to Global Finance
​Congress just legalized the largest wealth transfer in history—and almost nobody noticed.
​While the world was distracted, the GENIUS Act officially prohibited stablecoins (like Tether) from paying interest to holders. Here is why this "regulation" is actually a financial time bomb:
​The Yield Extraction: Tether holds $135B in Treasuries. At a 4.5% rate, that’s $6B in annual profit. Under the new law, you get $0. The issuers keep it all.
​The China Factor: On Jan 1, 2026, China activated an interest-bearing Digital Yuan (0.35%). For global merchants, the choice is now: pay to hold USD or get paid to hold Yuan.
​The Institutional Flight: "Smart money" is already abandoning zero-yield stablecoins. BlackRock (BUIDL) and Franklin Templeton (BENJI) are seeing billions in inflows because they offer ~4.9% yield through a different legal wrapper.
​Systemic Risk: Stablecoin issuers have no Fed backstop. Per BIS Paper 1270, a liquidity crisis could force a massive Treasury fire sale, spiking yields and destabilizing the U.S. economy.
By banning yield on digital dollars, the U.S. has turned its primary export into an "extractive" product while China is offering a "distribution" product. We didn't secure dollar dominance; we regulated it into obsolescence.
#GENIUSAct
#USNonFarmPayrollReport
#CPIWatch
$DCR $ZEN $ICP
🚨 BREAKING: GENIUS Act Passes — Stablecoins Hit Hard ⚠️ The U.S. Congress just passed the GENIUS Act, making it illegal to offer any yield/interest on stablecoins like $USDT. This isn’t a small tweak — it’s a structural shock to global crypto finance. 📉 Immediate Effects • Stablecoin holders now earn 0% returns • Issuers earn billions from U.S. Treasuries • Digital Dollar becomes less competitive globally 🐉 China Strikes Starting Jan 1, 2026, China launches the Interest-Bearing Digital Yuan (0.35%), giving traders a clear choice: • Hold USD → pay fees, no yield • Hold Yuan → earn interest Global capital is starting to shift east. 🏦 Institutional Exodus • Investors are fleeing zero-yield USD stablecoins • Billions moving out of BlackRock ($BUIDL) & Franklin Templeton ($BENJI) • Yield-seeking institutions are rapidly reallocating to digital yuan or other interest-bearing instruments 🔥 Systemic Risk Alert • Stablecoin issuers are not guaranteed by the Fed • In a liquidity crunch → large-scale sales of U.S. Treasuries could trigger: Yield spikes U.S. market instability Dollar weakness ⚠️ The GENIUS Act may have weakened, not strengthened, dollar dominance in global finance. $BTC | $ETH {spot}(BTCUSDT) {spot}(ETHUSDT) #GENIUSAct #mmszcryptominingcommunity #stablecoin #USDT #GlobalFinance
🚨 BREAKING: GENIUS Act Passes — Stablecoins Hit Hard ⚠️

The U.S. Congress just passed the GENIUS Act, making it illegal to offer any yield/interest on stablecoins like $USDT.

This isn’t a small tweak — it’s a structural shock to global crypto finance.

📉 Immediate Effects

• Stablecoin holders now earn 0% returns

• Issuers earn billions from U.S. Treasuries

• Digital Dollar becomes less competitive globally

🐉 China Strikes

Starting Jan 1, 2026, China launches the Interest-Bearing Digital Yuan (0.35%), giving traders a clear choice:

• Hold USD → pay fees, no yield

• Hold Yuan → earn interest

Global capital is starting to shift east.

🏦 Institutional Exodus

• Investors are fleeing zero-yield USD stablecoins

• Billions moving out of BlackRock ($BUIDL) & Franklin Templeton ($BENJI)

• Yield-seeking institutions are rapidly reallocating to digital yuan or other interest-bearing instruments

🔥 Systemic Risk Alert

• Stablecoin issuers are not guaranteed by the Fed

• In a liquidity crunch → large-scale sales of U.S. Treasuries could trigger:

Yield spikes

U.S. market instability

Dollar weakness

⚠️ The GENIUS Act may have weakened, not strengthened, dollar dominance in global finance.

$BTC | $ETH

#GENIUSAct #mmszcryptominingcommunity #stablecoin #USDT #GlobalFinance
The GENIUS Act: Why the U.S. Just Handed China the Keys to Global Finance ​Congress just legalized the largest wealth transfer in history—and almost nobody noticed. ​While the world was distracted, the GENIUS Act officially prohibited stablecoins (like Tether) from paying interest to holders. Here is why this "regulation" is actually a financial time bomb: ​The Yield Extraction: Tether holds $135B in Treasuries. At a 4.5% rate, that’s $6B in annual profit. Under the new law, you get $0. The issuers keep it all. ​The China Factor: On Jan 1, 2026, China activated an interest-bearing Digital Yuan (0.35%). For global merchants, the choice is now: pay to hold USD or get paid to hold Yuan. ​The Institutional Flight: "Smart money" is already abandoning zero-yield stablecoins. BlackRock (BUIDL) and Franklin Templeton (BENJI) are seeing billions in inflows because they offer ~4.9% yield through a different legal wrapper. ​Systemic Risk: Stablecoin issuers have no Fed backstop. Per BIS Paper 1270, a liquidity crisis could force a massive Treasury fire sale, spiking yields and destabilizing the U.S. economy. By banning yield on digital dollars, the U.S. has turned its primary export into an "extractive" product while China is offering a "distribution" product. We didn't secure dollar dominance; we regulated it into obsolescence. #GENIUSAct #USNonFarmPayrollReport #CPIWatch $DCR $ZEN $ICP
The GENIUS Act: Why the U.S. Just Handed China the Keys to Global Finance

​Congress just legalized the largest wealth transfer in history—and almost nobody noticed.

​While the world was distracted, the GENIUS Act officially prohibited stablecoins (like Tether) from paying interest to holders. Here is why this "regulation" is actually a financial time bomb:

​The Yield Extraction: Tether holds $135B in Treasuries. At a 4.5% rate, that’s $6B in annual profit. Under the new law, you get $0. The issuers keep it all.

​The China Factor: On Jan 1, 2026, China activated an interest-bearing Digital Yuan (0.35%). For global merchants, the choice is now: pay to hold USD or get paid to hold Yuan.

​The Institutional Flight: "Smart money" is already abandoning zero-yield stablecoins. BlackRock (BUIDL) and Franklin Templeton (BENJI) are seeing billions in inflows because they offer ~4.9% yield through a different legal wrapper.

​Systemic Risk: Stablecoin issuers have no Fed backstop. Per BIS Paper 1270, a liquidity crisis could force a massive Treasury fire sale, spiking yields and destabilizing the U.S. economy.

By banning yield on digital dollars, the U.S. has turned its primary export into an "extractive" product while China is offering a "distribution" product. We didn't secure dollar dominance; we regulated it into obsolescence.

#GENIUSAct
#USNonFarmPayrollReport
#CPIWatch

$DCR $ZEN $ICP
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BOT
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Bullish
The GENIUS Act: Why the U.S. Just Handed China the Keys to Global Finance ​Congress just legalized the largest wealth transfer in history—and almost nobody noticed. ​While the world was distracted, the GENIUS Act officially prohibited stablecoins (like Tether) from paying interest to holders. Here is why this "regulation" is actually a financial time bomb: ​The Yield Extraction: Tether holds $135B in Treasuries. At a 4.5% rate, that’s $6B in annual profit. Under the new law, you get $0. The issuers keep it all. ​The China Factor: On Jan 1, 2026, China activated an interest-bearing Digital Yuan (0.35%). For global merchants, the choice is now: pay to hold USD or get paid to hold Yuan. ​The Institutional Flight: "Smart money" is already abandoning zero-yield stablecoins. BlackRock (BUIDL) and Franklin Templeton (BENJI) are seeing billions in inflows because they offer ~4.9% yield through a different legal wrapper. ​Systemic Risk: Stablecoin issuers have no Fed backstop. Per BIS Paper 1270, a liquidity crisis could force a massive Treasury fire sale, spiking yields and destabilizing the U.S. economy. By banning yield on digital dollars, the U.S. has turned its primary export into an "extractive" product while China is offering a "distribution" product. We didn't secure dollar dominance; we regulated it into obsolescence. #GENIUSAct #USNonFarmPayrollReport #CPIWatch $DCR $ZEN $ICP
The GENIUS Act: Why the U.S. Just Handed China the Keys to Global Finance
​Congress just legalized the largest wealth transfer in history—and almost nobody noticed.
​While the world was distracted, the GENIUS Act officially prohibited stablecoins (like Tether) from paying interest to holders. Here is why this "regulation" is actually a financial time bomb:
​The Yield Extraction: Tether holds $135B in Treasuries. At a 4.5% rate, that’s $6B in annual profit. Under the new law, you get $0. The issuers keep it all.
​The China Factor: On Jan 1, 2026, China activated an interest-bearing Digital Yuan (0.35%). For global merchants, the choice is now: pay to hold USD or get paid to hold Yuan.
​The Institutional Flight: "Smart money" is already abandoning zero-yield stablecoins. BlackRock (BUIDL) and Franklin Templeton (BENJI) are seeing billions in inflows because they offer ~4.9% yield through a different legal wrapper.
​Systemic Risk: Stablecoin issuers have no Fed backstop. Per BIS Paper 1270, a liquidity crisis could force a massive Treasury fire sale, spiking yields and destabilizing the U.S. economy.
By banning yield on digital dollars, the U.S. has turned its primary export into an "extractive" product while China is offering a "distribution" product. We didn't secure dollar dominance; we regulated it into obsolescence.
#GENIUSAct
#USNonFarmPayrollReport
#CPIWatch
$DCR $ZEN $ICP
The GENIUS Act: Why the U.S. Just Handed China the Keys to Global Finance ​Congress just legalized the largest wealth transfer in history—and almost nobody noticed. ​While the world was distracted, the GENIUS Act officially prohibited stablecoins (like Tether) from paying interest to holders. Here is why this "regulation" is actually a financial time bomb: ​The Yield Extraction: Tether holds $135B in Treasuries. At a 4.5% rate, that’s $6B in annual profit. Under the new law, you get $0. The issuers keep it all. ​The China Factor: On Jan 1, 2026, China activated an interest-bearing Digital Yuan (0.35%). For global merchants, the choice is now: pay to hold USD or get paid to hold Yuan. ​The Institutional Flight: "Smart money" is already abandoning zero-yield stablecoins. BlackRock (BUIDL) and Franklin Templeton (BENJI) are seeing billions in inflows because they offer ~4.9% yield through a different legal wrapper. ​Systemic Risk: Stablecoin issuers have no Fed backstop. Per BIS Paper 1270, a liquidity crisis could force a massive Treasury fire sale, spiking yields and destabilizing the U.S. economy. By banning yield on digital dollars, the U.S. has turned its primary export into an "extractive" product while China is offering a "distribution" product. We didn't secure dollar dominance; we regulated it into obsolescence. #GENIUSAct #USNonFarmPayrollReport #CPIWatch $DCR $ZEN $ICP
The GENIUS Act: Why the U.S. Just Handed China the Keys to Global Finance
​Congress just legalized the largest wealth transfer in history—and almost nobody noticed.
​While the world was distracted, the GENIUS Act officially prohibited stablecoins (like Tether) from paying interest to holders. Here is why this "regulation" is actually a financial time bomb:
​The Yield Extraction: Tether holds $135B in Treasuries. At a 4.5% rate, that’s $6B in annual profit. Under the new law, you get $0. The issuers keep it all.
​The China Factor: On Jan 1, 2026, China activated an interest-bearing Digital Yuan (0.35%). For global merchants, the choice is now: pay to hold USD or get paid to hold Yuan.
​The Institutional Flight: "Smart money" is already abandoning zero-yield stablecoins. BlackRock (BUIDL) and Franklin Templeton (BENJI) are seeing billions in inflows because they offer ~4.9% yield through a different legal wrapper.
​Systemic Risk: Stablecoin issuers have no Fed backstop. Per BIS Paper 1270, a liquidity crisis could force a massive Treasury fire sale, spiking yields and destabilizing the U.S. economy.
By banning yield on digital dollars, the U.S. has turned its primary export into an "extractive" product while China is offering a "distribution" product. We didn't secure dollar dominance; we regulated it into obsolescence.
#GENIUSAct
#USNonFarmPayrollReport
#CPIWatch
$DCR $ZEN $ICP
S
IPUSDT
Closed
PNL
+812.73%
🚨 BREAKING NEWS 🚨 GENIUS Act: A major financial decision by the United States — the global crypto system is at risk The U.S. Congress has passed the GENIUS Act, under which offering any form of yield/interest on Stablecoins (such as USDT) has been declared illegal. 📉 Immediate effects Stablecoin holders will now receive 0% return Issuers will earn billions in profits from U.S. Treasuries Digital Dollar is becoming increasingly non-competitive on a global scale 🐉 China's strategic move Starting January 1, 2026, China has activated the Interest-Bearing Digital Yuan (0.35%). New choice for global traders: Keep USD and pay fees Keep Yuan and earn interest 🏦 Institutional capital shift Institutional investors are rapidly abandoning zero-yield stablecoins. Billions of dollars are flowing out of BlackRock (BUIDL) and Franklin Templeton (BENJI), as they offer nearly 5% yield. 🔥 Systemic risk alert Stablecoin issuers have no guarantee from the Federal Reserve. In case of a liquidity crisis: Large-scale sales of U.S. Treasuries may occur Yield spike → U.S. markets face instability ⚠️ Market alert The GENIUS Act has not strengthened dollar dominance — instead, it has weakened it in global finance. #GENIUSAct #breakingnews #CPIWatch #USNonFarmPayrollReport #crypto {future}(BTCUSDT) {future}(ETHUSDT)
🚨 BREAKING NEWS 🚨
GENIUS Act: A major financial decision by the United States — the global crypto system is at risk
The U.S. Congress has passed the GENIUS Act, under which offering any form of yield/interest on Stablecoins (such as USDT) has been declared illegal.
📉 Immediate effects
Stablecoin holders will now receive 0% return
Issuers will earn billions in profits from U.S. Treasuries
Digital Dollar is becoming increasingly non-competitive on a global scale
🐉 China's strategic move Starting January 1, 2026, China has activated the Interest-Bearing Digital Yuan (0.35%). New choice for global traders:
Keep USD and pay fees
Keep Yuan and earn interest
🏦 Institutional capital shift Institutional investors are rapidly abandoning zero-yield stablecoins. Billions of dollars are flowing out of BlackRock (BUIDL) and Franklin Templeton (BENJI), as they offer nearly 5% yield.
🔥 Systemic risk alert Stablecoin issuers have no guarantee from the Federal Reserve. In case of a liquidity crisis:
Large-scale sales of U.S. Treasuries may occur
Yield spike → U.S. markets face instability
⚠️ Market alert The GENIUS Act has not strengthened dollar dominance — instead, it has weakened it in global finance.
#GENIUSAct
#breakingnews
#CPIWatch
#USNonFarmPayrollReport
#crypto
·
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Bullish
🔥 WALL STREET GOES ON-CHAIN — AND THIS IS HUGE 🔥 Franklin Templeton just made a POWER MOVE for tokenized finance. This isn’t a pilot. This isn’t an experiment. This is real TradFi infrastructure being rewired for blockchain 👇 🏦 FRANKLIN TEMPLETON x TOKENIZED FINANCE On Tuesday, Franklin Templeton announced major updates to two SEC-registered Rule 2a-7 government money market funds, positioning them directly inside the rapidly expanding regulated digital asset economy — without changing their traditional regulatory status. Translation: Same trusted products. New on-chain rails. 🔐 USE CASE #1: STABLECOIN RESERVE INFRASTRUCTURE The Western Asset Institutional Treasury Obligations Fund has been restructured to align with the GENIUS Act — the federal stablecoin framework enacted in July 2025. What changed? • Now invests exclusively in U.S. Treasuries ≤ 93 days • Fully aligned with stablecoin reserve requirements • Built for institutional stablecoin issuers, not speculation 💡 Why it matters: Stablecoins are no longer just crypto tools — they’re being used for payments, settlement, and collateral. Issuers now need regulated, ultra-liquid, high-quality reserves that function like financial infrastructure. Franklin Templeton just delivered exactly that. ⛓️ USE CASE #2: BLOCKCHAIN-BASED FUND DISTRIBUTION The Western Asset Institutional Treasury Reserves Fund launched a Digital Institutional Share Class — purpose-built for blockchain-enabled intermediaries. What this unlocks: • On-chain recording of fund share ownership • Faster settlement • 24/7 transaction capability • Institutional-grade compliance + blockchain efficiency ⚠️ Crucial detail: The fund itself remains a traditional money market fund. No strategy change. No regulatory shortcut. 👉 The plumbing changes — not the product. 🧠 WHY THIS IS A BIG DEAL This is how tokenization actually scales: • Not memes $BTC $ETH $XRP 🚀 {spot}(BTCUSDT) {spot}(ETHUSDT) {spot}(XRPUSDT) #Tokenization #Stablecoins #GENIUSAct #TradFiOnChain #MoneyMarkets
🔥 WALL STREET GOES ON-CHAIN — AND THIS IS HUGE 🔥
Franklin Templeton just made a POWER MOVE for tokenized finance.
This isn’t a pilot.
This isn’t an experiment.
This is real TradFi infrastructure being rewired for blockchain 👇
🏦 FRANKLIN TEMPLETON x TOKENIZED FINANCE
On Tuesday, Franklin Templeton announced major updates to two SEC-registered Rule 2a-7 government money market funds, positioning them directly inside the rapidly expanding regulated digital asset economy — without changing their traditional regulatory status.
Translation:
Same trusted products. New on-chain rails.
🔐 USE CASE #1: STABLECOIN RESERVE INFRASTRUCTURE
The Western Asset Institutional Treasury Obligations Fund has been restructured to align with the GENIUS Act — the federal stablecoin framework enacted in July 2025.
What changed?
• Now invests exclusively in U.S. Treasuries ≤ 93 days
• Fully aligned with stablecoin reserve requirements
• Built for institutional stablecoin issuers, not speculation
💡 Why it matters:
Stablecoins are no longer just crypto tools — they’re being used for payments, settlement, and collateral. Issuers now need regulated, ultra-liquid, high-quality reserves that function like financial infrastructure.
Franklin Templeton just delivered exactly that.
⛓️ USE CASE #2: BLOCKCHAIN-BASED FUND DISTRIBUTION
The Western Asset Institutional Treasury Reserves Fund launched a Digital Institutional Share Class — purpose-built for blockchain-enabled intermediaries.
What this unlocks:
• On-chain recording of fund share ownership
• Faster settlement
• 24/7 transaction capability
• Institutional-grade compliance + blockchain efficiency
⚠️ Crucial detail:
The fund itself remains a traditional money market fund.
No strategy change.
No regulatory shortcut.
👉 The plumbing changes — not the product.
🧠 WHY THIS IS A BIG DEAL
This is how tokenization actually scales: • Not memes

$BTC $ETH $XRP 🚀

#Tokenization #Stablecoins #GENIUSAct #TradFiOnChain #MoneyMarkets
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